# 87 FIRST LANE, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EQ

## Property details

- Slug: `ac56d69` (address key hash: `ac56d698e558e201684b275462bbeb2e8793dee1`)
- Postcode: HU13 9EQ
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 83 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £109,500 Feb 2019
- Price per m²: £1,319/m²
- Local average: £171,169 (29 sales)
- Street crime: 152 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £109,500
- Date: 2019-02-08
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 01/11/2028
- **Current heating cost:** £838/year
- **Est. upgrade cost to C:** £29,020

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£20)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9162-2812-7993-9108-2985)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2019-02-08 | £109,500 | Terraced | — | £147,550 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/8355f009-af3c-55c5-e053-6b04a8c0d090) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 87 FIRST LANE, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EQ | £109,500 | 08/02/2019 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 53 SEATON ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EH | £205,000 | 23/02/2026 | Terraced |
| 135 FIRST LANE, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9ET | £155,000 | 23/01/2026 | Terraced |
| 25 SEATON ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EH | £165,000 | 28/11/2025 | Terraced |
| 13 SEATON ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EH | £215,000 | 28/11/2025 | Terraced |
| 29 FIRST LANE, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EF | £120,000 | 24/11/2025 | Terraced |
| 9 BELVEDERE ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9JH | £219,950 | 12/11/2025 | Terraced |
| 39 COTTESMORE ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9JQ | £177,500 | 26/08/2025 | Terraced |
| 7 SWITHIN CLOSE, HULL, CITY OF KINGSTON UPON HULL, HU4 7DL | £100,000 | 16/07/2025 | Terraced |
| 174 BETHUNE AVENUE, HULL, CITY OF KINGSTON UPON HULL, HU4 7HA | £87,000 | 11/07/2025 | Terraced |
| 85 FIRST LANE, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EQ | £173,000 | 23/05/2025 | Terraced |
| 70 MOLLISON ROAD, HULL, CITY OF KINGSTON UPON HULL, HU4 7HH | £178,000 | 09/11/2023 | Terraced |
| 12 FIRST LANE, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EA | £65,000 | 31/10/2023 | Terraced |
| 2 YARMOUTH AVENUE, HULL, CITY OF KINGSTON UPON HULL, HU4 7ES | £134,000 | 18/10/2023 | Terraced |
| 40 BELVEDERE ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9JJ | £180,000 | 13/10/2023 | Terraced |
| 26 SEATON ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EH | £169,950 | 28/07/2023 | Terraced |
| 32 WINTHORPE ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EX | £165,000 | 05/07/2023 | Terraced |
| 34 BELVEDERE ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9JJ | £215,000 | 16/06/2023 | Terraced |
| 8 FIRST LANE, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EA | £121,000 | 06/06/2023 | Terraced |
| 92 SEATON ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EJ | £160,000 | 02/06/2023 | Terraced |
| 55 BELVEDERE ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9JH | £215,000 | 05/05/2023 | Terraced |

**Area average:** £161,020 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 20.5%
- **10y growth:** 43.7%

## House Price Index (HM Land Registry)

*Official index for East Riding of Yorkshire; Terraced series; as of July 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 14.8%
- **10y growth (index):** 43%

## Rental Range

*ONS Price Index of Private Rents (East Riding of Yorkshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £652/mo
- **Realistic:** £724/mo
- **Optimistic:** £796/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Hull & East Riding (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Cambridge Road, HU13 | £1,200/mo | 3 | 0.38 miles | OpenRent |
| 2 Bed Detached House, Santolina Way, HU4 | £1,100/mo | 2 | 0.73 miles | OpenRent |

**Average rent: £1,150/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.05% (strong)
- **Max investor price (0.8%):** £143,750
- **Target investor price (1%):** £115,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,150/mo).*

- **Gross yield:** 12.6%
- **Cost-to-rent:** 7.9×
- **Monthly cashflow:** £579/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 21.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 2
- **Risk:** In flood risk area
- **Source:** Environment Agency Flood Risk Areas (APSFR)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 60 |
| Shoplifting | 19 |
| Criminal damage and arson | 15 |
| Public order | 15 |
| Anti-social behaviour | 10 |
| Other theft | 10 |
| Burglary | 8 |
| Vehicle crime | 5 |
| Other crime | 3 |
| Robbery | 3 |
| Bicycle theft | 2 |
| Drugs | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **152** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| All Saints Church of England Junior Academy | Primary | 0.3 miles | Good — 25 Jan 2024 |
| All Saints Church of England Infant Academy | Primary | 0.3 miles | Good — 9 Jun 2019 |
| Christopher Pickering Primary School | Primary | 0.5 miles | Outstanding — 17 Jul 2023 |
| St Thomas More Voluntary Catholic Academy | Primary | 0.6 miles | Good — 8 Jul 2015 |
| Whitehouse Pupil Referral Unit | Other | 0.6 miles | Good — 20 Nov 2019 |