# 72 CYPRUS ROAD, FAVERSHAM, SWALE, KENT, ME13 8HD

## Property details

- Slug: `ac4465c` (address key hash: `ac4465c64d6681b4955acd28648a704201d63e9e`)
- Postcode: ME13 8HD
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 80 m²
- EPC rating: C
- Year built: England and Wales: 1983-1990
- Last sold: £240,000 Mar 2026
- Price per m²: £3,000/m²
- Local average: £340,699 (36 sales)
- Street crime: 120 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £240,000
- Date: 2026-03-13
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 18/03/2035
- **Current heating cost:** £601/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9616-3048-2207-7665-0204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-13 | £240,000 | Terraced | — | £243,518 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-4b09-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 72 CYPRUS ROAD, FAVERSHAM, SWALE, KENT, ME13 8HD | £240,000 | 13/03/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [159989228](http://87.117.209.195:8080/listings/f378282)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £240,000 |
| listed | 2025-03-29 | £295,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 58 CYPRUS ROAD, FAVERSHAM, SWALE, KENT, ME13 8HD | £325,000 | 25/10/2024 | Terraced |
| 1 VICARAGE STREET, FAVERSHAM, SWALE, KENT, ME13 7BD | £185,000 | 24/11/2023 | Terraced |
| 59 WESTGATE ROAD, FAVERSHAM, SWALE, KENT, ME13 8HE | £267,500 | 20/11/2023 | Terraced |
| 69 WESTGATE ROAD, FAVERSHAM, SWALE, KENT, ME13 8HE | £249,995 | 01/11/2023 | Terraced |
| 3 COLE ROAD, FAVERSHAM, SWALE, KENT, ME13 8DA | £370,000 | 27/10/2023 | Terraced |
| 23 LUTON ROAD, FAVERSHAM, SWALE, KENT, ME13 8HQ | £262,500 | 09/10/2023 | Terraced |
| 10 ABBEY PLACE, FAVERSHAM, SWALE, KENT, ME13 7BG | £370,000 | 22/06/2023 | Terraced |
| 18 ARDEN ROAD, FAVERSHAM, SWALE, KENT, ME13 8DB | £285,000 | 30/11/2022 | Terraced |
| ST MARY COURT 12 CHURCH ROAD, FAVERSHAM, SWALE, KENT, ME13 8AZ | £350,000 | 01/11/2022 | Terraced |
| 29 WESTGATE ROAD, FAVERSHAM, SWALE, KENT, ME13 8HF | £250,000 | 07/10/2022 | Terraced |
| 1 MILLFIELD ROAD, FAVERSHAM, SWALE, KENT, ME13 8BY | £415,000 | 03/10/2022 | Terraced |
| 28 GORDON SQUARE, FAVERSHAM, SWALE, KENT, ME13 8HN | £395,000 | 16/09/2022 | Terraced |
| 24 LUTON ROAD, FAVERSHAM, SWALE, KENT, ME13 8HQ | £275,000 | 01/09/2022 | Terraced |
| 59 ABBEY FIELDS, FAVERSHAM, SWALE, KENT, ME13 8HR | £225,000 | 10/06/2022 | Terraced |
| 5 LUTON ROAD, FAVERSHAM, SWALE, KENT, ME13 8HQ | £220,000 | 06/05/2022 | Terraced |
| 10 SOMMERVILLE CLOSE, FAVERSHAM, SWALE, KENT, ME13 8HP | £285,000 | 29/04/2022 | Terraced |
| 8 CHURCH STREET, FAVERSHAM, SWALE, KENT, ME13 7BB | £312,000 | 28/04/2022 | Terraced |
| 18 WESTGATE ROAD, FAVERSHAM, SWALE, KENT, ME13 8HF | £270,000 | 27/04/2022 | Terraced |
| 13 WHITSTABLE ROAD, FAVERSHAM, SWALE, KENT, ME13 8BE | £268,000 | 25/03/2022 | Terraced |
| 2 ARDEN ROAD, FAVERSHAM, SWALE, KENT, ME13 8DB | £265,000 | 16/03/2022 | Terraced |

**Area average:** £292,250 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 24.1%
- **10y growth:** 25%

## House Price Index (HM Land Registry)

*Official index for Swale; Terraced series; as of May 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 12.7%
- **10y growth (index):** 35.1%

## Rental Range

*ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £986/mo
- **Realistic:** £1,095/mo
- **Optimistic:** £1,205/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Cross Lane, ME13 | £1,200/mo | 3 | 0.37 miles | OpenRent |
| 3 Bed Semi-Detached House, Windermere, ME13 | £1,450/mo | 3 | 0.47 miles | OpenRent |
| 3 Bed Terraced House, Ennerdale, ME13 | £1,300/mo | 3 | 0.53 miles | OpenRent |

**Average rent: £1,317/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.54% (weak for cashflow)
- **Max investor price (0.8%):** £162,500
- **Target investor price (1%):** £130,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 6.5%
- **Cost-to-rent:** 15.4×
- **Monthly cashflow:** £200/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 37 |
| Anti-social behaviour | 29 |
| Criminal damage and arson | 10 |
| Shoplifting | 10 |
| Other theft | 9 |
| Other crime | 7 |
| Public order | 7 |
| Vehicle crime | 6 |
| Drugs | 3 |
| Burglary | 1 |
| Robbery | 1 |
| **Total incidents** | **120** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Mary of Charity CofE (Aided) Primary School | Primary | 0.1 miles | Outstanding — 10 Sep 2018 |
| Queen Elizabeth's Grammar School | Secondary | 0.1 miles | Good — 27 Apr 2023 |
| Davington Primary School | Primary | 0.7 miles | Good — 17 Sep 2023 |
| Ethelbert Road Primary School | Primary | 0.8 miles | — (Inspected (no overall grade)) |
| The Abbey School | Secondary | 0.8 miles | Inadequate — 25 Aug 2022 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #317087
- **Address:** 72 Cyprus Road, FAVERSHAM, ME13 8HD
- **Certificate Issued:** 16/01/2003
- **Work Completed:** 28/11/2002
- **Items:** 5 window(s), 1 door(s)