Terraced

72 CYPRUS ROAD

FAVERSHAM, SWALE, KENT, ME13 8HD

£240,000

Location

Map view View on Google Maps View on OpenStreetMap Street View ME13 8HD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Recreation Ground	0.2 miles
Shop	M & J Supplies,	0.2 miles
Train station	Faversham	0.5 miles
Hospital	Estuary View Medical Centre	5.3 miles
University	Unknown	6.9 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

80 m²

EPC rating

Year built

England and Wales: 1983-1990

Last sold

£240,000 Mar 2026

Price per m²

£3,000/m²

Local average

£340,699 (36 sales)

Street crime

124 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 19/03/2025

Expiry date: 18/03/2035

Current heating cost: £601/year

Potential heating cost: £557/year

Est. upgrade cost to C: £14,500

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	13/03/2026	£240,000	Terraced	—	£240,502 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£240,000
listed	29/03/2025	£295,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
58 CYPRUS ROAD, FAVERSHAM, SWALE, KENT, ME13 8HD	£325,000	25/10/2024	Terraced
1 VICARAGE STREET, FAVERSHAM, SWALE, KENT, ME13 7BD	£185,000	24/11/2023	Terraced
59 WESTGATE ROAD, FAVERSHAM, SWALE, KENT, ME13 8HE	£267,500	20/11/2023	Terraced
69 WESTGATE ROAD, FAVERSHAM, SWALE, KENT, ME13 8HE	£249,995	01/11/2023	Terraced
3 COLE ROAD, FAVERSHAM, SWALE, KENT, ME13 8DA	£370,000	27/10/2023	Terraced
23 LUTON ROAD, FAVERSHAM, SWALE, KENT, ME13 8HQ	£262,500	09/10/2023	Terraced
10 ABBEY PLACE, FAVERSHAM, SWALE, KENT, ME13 7BG	£370,000	22/06/2023	Terraced
18 ARDEN ROAD, FAVERSHAM, SWALE, KENT, ME13 8DB	£285,000	30/11/2022	Terraced
ST MARY COURT 12 CHURCH ROAD, FAVERSHAM, SWALE, KENT, ME13 8AZ	£350,000	01/11/2022	Terraced
29 WESTGATE ROAD, FAVERSHAM, SWALE, KENT, ME13 8HF	£250,000	07/10/2022	Terraced
1 MILLFIELD ROAD, FAVERSHAM, SWALE, KENT, ME13 8BY	£415,000	03/10/2022	Terraced
28 GORDON SQUARE, FAVERSHAM, SWALE, KENT, ME13 8HN	£395,000	16/09/2022	Terraced
24 LUTON ROAD, FAVERSHAM, SWALE, KENT, ME13 8HQ	£275,000	01/09/2022	Terraced
59 ABBEY FIELDS, FAVERSHAM, SWALE, KENT, ME13 8HR	£225,000	10/06/2022	Terraced
5 LUTON ROAD, FAVERSHAM, SWALE, KENT, ME13 8HQ	£220,000	06/05/2022	Terraced
10 SOMMERVILLE CLOSE, FAVERSHAM, SWALE, KENT, ME13 8HP	£285,000	29/04/2022	Terraced
8 CHURCH STREET, FAVERSHAM, SWALE, KENT, ME13 7BB	£312,000	28/04/2022	Terraced
18 WESTGATE ROAD, FAVERSHAM, SWALE, KENT, ME13 8HF	£270,000	27/04/2022	Terraced
13 WHITSTABLE ROAD, FAVERSHAM, SWALE, KENT, ME13 8BE	£268,000	25/03/2022	Terraced
2 ARDEN ROAD, FAVERSHAM, SWALE, KENT, ME13 8DB	£265,000	16/03/2022	Terraced

Area average: £292,250 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 24.1%

10y growth 22.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Swale. Series: Terraced. As of April 2026.

1y (index) 2%

5y (index) 11.6%

10y (index) 37%

Rental Range

Estimated market rent for Swale. Low = conservative, Realistic = average, Optimistic = best case.

Low £986/mo

Realistic £1,095/mo

Optimistic £1,205/mo

Based on Local Authority from postcode lookup → Swale.

LHA (30th percentile) floor for Chelmsford: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Cross Lane, ME13	£1,200/mo	3	0.37 miles	OpenRent
3 Bed Semi-Detached House, Windermere, ME13	£1,450/mo	3	0.47 miles	OpenRent
3 Bed Terraced House, Ennerdale, ME13	£1,300/mo	3	0.53 miles	OpenRent

Average rent: £1,317/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.54%

Max investor price (0.8%) £162,500

Target investor price (1%) £130,000

Gross yield 6.5%

Cost-to-rent ratio 15.4×

Monthly cashflow £200/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	39
Anti-social behaviour	27
Shoplifting	22
Criminal damage and arson	13
Other theft	6
Public order	6
Drugs	4
Burglary	3
Other crime	1
Possession of weapons	1
Robbery	1
Theft from the person	1
Total incidents	124

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Mary of Charity CofE (Aided) Primary School	Primary	0.1 miles	Outstanding — 10 Sep 2018
Queen Elizabeth's Grammar School	Secondary	0.1 miles	Good — 27 Apr 2023
Davington Primary School	Primary	0.7 miles	Good — 17 Sep 2023
Ethelbert Road Primary School	Primary	0.8 miles	— (Inspected (no overall grade))
The Abbey School	Secondary	0.8 miles	Inadequate — 25 Aug 2022

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
16/01/2003	28/11/2002	5	1

# 72 CYPRUS ROAD, FAVERSHAM, SWALE, KENT, ME13 8HD

## Property details

- Slug: `ac4465c` (address key hash: `ac4465c64d6681b4955acd28648a704201d63e9e`)
- Postcode: ME13 8HD
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 80 m²
- EPC rating: C
- Year built: England and Wales: 1983-1990
- Last sold: £240,000 Mar 2026
- Price per m²: £3,000/m²
- Local average: £340,699 (36 sales)
- Street crime: 124 incidents within 1 mile (May 2026)

## Latest sale

- Price: £240,000
- Date: 2026-03-13
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 18/03/2035
- **Current heating cost:** £601/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9616-3048-2207-7665-0204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-13 | £240,000 | Terraced | — | £240,502 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-4b09-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 72 CYPRUS ROAD, FAVERSHAM, SWALE, KENT, ME13 8HD | £240,000 | 13/03/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [159989228](http://87.117.209.195:8080/listings/f378282)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £240,000 |
| listed | 2025-03-29 | £295,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 58 CYPRUS ROAD, FAVERSHAM, SWALE, KENT, ME13 8HD | £325,000 | 25/10/2024 | Terraced |
| 1 VICARAGE STREET, FAVERSHAM, SWALE, KENT, ME13 7BD | £185,000 | 24/11/2023 | Terraced |
| 59 WESTGATE ROAD, FAVERSHAM, SWALE, KENT, ME13 8HE | £267,500 | 20/11/2023 | Terraced |
| 69 WESTGATE ROAD, FAVERSHAM, SWALE, KENT, ME13 8HE | £249,995 | 01/11/2023 | Terraced |
| 3 COLE ROAD, FAVERSHAM, SWALE, KENT, ME13 8DA | £370,000 | 27/10/2023 | Terraced |
| 23 LUTON ROAD, FAVERSHAM, SWALE, KENT, ME13 8HQ | £262,500 | 09/10/2023 | Terraced |
| 10 ABBEY PLACE, FAVERSHAM, SWALE, KENT, ME13 7BG | £370,000 | 22/06/2023 | Terraced |
| 18 ARDEN ROAD, FAVERSHAM, SWALE, KENT, ME13 8DB | £285,000 | 30/11/2022 | Terraced |
| ST MARY COURT 12 CHURCH ROAD, FAVERSHAM, SWALE, KENT, ME13 8AZ | £350,000 | 01/11/2022 | Terraced |
| 29 WESTGATE ROAD, FAVERSHAM, SWALE, KENT, ME13 8HF | £250,000 | 07/10/2022 | Terraced |
| 1 MILLFIELD ROAD, FAVERSHAM, SWALE, KENT, ME13 8BY | £415,000 | 03/10/2022 | Terraced |
| 28 GORDON SQUARE, FAVERSHAM, SWALE, KENT, ME13 8HN | £395,000 | 16/09/2022 | Terraced |
| 24 LUTON ROAD, FAVERSHAM, SWALE, KENT, ME13 8HQ | £275,000 | 01/09/2022 | Terraced |
| 59 ABBEY FIELDS, FAVERSHAM, SWALE, KENT, ME13 8HR | £225,000 | 10/06/2022 | Terraced |
| 5 LUTON ROAD, FAVERSHAM, SWALE, KENT, ME13 8HQ | £220,000 | 06/05/2022 | Terraced |
| 10 SOMMERVILLE CLOSE, FAVERSHAM, SWALE, KENT, ME13 8HP | £285,000 | 29/04/2022 | Terraced |
| 8 CHURCH STREET, FAVERSHAM, SWALE, KENT, ME13 7BB | £312,000 | 28/04/2022 | Terraced |
| 18 WESTGATE ROAD, FAVERSHAM, SWALE, KENT, ME13 8HF | £270,000 | 27/04/2022 | Terraced |
| 13 WHITSTABLE ROAD, FAVERSHAM, SWALE, KENT, ME13 8BE | £268,000 | 25/03/2022 | Terraced |
| 2 ARDEN ROAD, FAVERSHAM, SWALE, KENT, ME13 8DB | £265,000 | 16/03/2022 | Terraced |

**Area average:** £292,250 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 24.1%
- **10y growth:** 22.1%

## House Price Index (HM Land Registry)

*Official index for Swale; Terraced series; as of April 2026.*

- **1y growth (index):** 2%
- **5y growth (index):** 11.6%
- **10y growth (index):** 37%

## Rental Range

*ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £986/mo
- **Realistic:** £1,095/mo
- **Optimistic:** £1,205/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Cross Lane, ME13 | £1,200/mo | 3 | 0.37 miles | OpenRent |
| 3 Bed Semi-Detached House, Windermere, ME13 | £1,450/mo | 3 | 0.47 miles | OpenRent |
| 3 Bed Terraced House, Ennerdale, ME13 | £1,300/mo | 3 | 0.53 miles | OpenRent |

**Average rent: £1,317/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.54% (weak for cashflow)
- **Max investor price (0.8%):** £162,500
- **Target investor price (1%):** £130,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 6.5%
- **Cost-to-rent:** 15.4×
- **Monthly cashflow:** £200/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 39 |
| Anti-social behaviour | 27 |
| Shoplifting | 22 |
| Criminal damage and arson | 13 |
| Other theft | 6 |
| Public order | 6 |
| Drugs | 4 |
| Burglary | 3 |
| Other crime | 1 |
| Possession of weapons | 1 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **124** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Mary of Charity CofE (Aided) Primary School | Primary | 0.1 miles | Outstanding — 10 Sep 2018 |
| Queen Elizabeth's Grammar School | Secondary | 0.1 miles | Good — 27 Apr 2023 |
| Davington Primary School | Primary | 0.7 miles | Good — 17 Sep 2023 |
| Ethelbert Road Primary School | Primary | 0.8 miles | — (Inspected (no overall grade)) |
| The Abbey School | Secondary | 0.8 miles | Inadequate — 25 Aug 2022 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #317087
- **Address:** 72 Cyprus Road, FAVERSHAM, ME13 8HD
- **Certificate Issued:** 16/01/2003
- **Work Completed:** 28/11/2002
- **Items:** 5 window(s), 1 door(s)