# 37 THE RIDINGS, PORTSMOUTH, PO2 0UE

## Property details

- Slug: `aacaab3` (address key hash: `aacaab344609e36c889611f88e91005962b6b1b3`)
- Postcode: PO2 0UE
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Floor area: 100 m²
- EPC rating: E
- Year built: England and Wales: 1967-1975
- Last sold: £400,000 Feb 2026
- Price per m²: £4,000/m²
- Local average: £324,767 (15 sales)
- Street crime: 399 incidents within 1 mile (May 2026)

## Latest sale

- Price: £400,000
- Date: 2026-02-25
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 11/07/2027
- **Current heating cost:** £948/year
- **Est. upgrade cost to C:** £20,445

### Recommendations
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- W2 (£4,000 - £6,000)
- E (£70)
- M (£1,250 - £2,500)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0417-2862-7737-9193-1845)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-25 | £400,000 | Semi-detached | +42.9% | £406,612 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-364f-8922-e063-4804a8c094d0) |
| Sold | 2018-01-03 | £280,000 | Semi-detached | — | £350,981 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/64342bfe-3b85-422c-e053-6c04a8c0fb8a) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 37 THE RIDINGS, PORTSMOUTH, PO2 0UE | £400,000 | 25/02/2026 | Semi-detached |
| 37 THE RIDINGS, PORTSMOUTH, PO2 0UE | £280,000 | 03/01/2018 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 48 TORRINGTON ROAD, NORTH END, PORTSMOUTH, PO2 0TW | £242,000 | 14/11/2025 | Semi-detached |
| 29 MERRIVALE ROAD, PORTSMOUTH, PO2 0TJ | £360,000 | 11/11/2025 | Semi-detached |
| 3 MERRIVALE ROAD, PORTSMOUTH, PO2 0TJ | £300,000 | 12/12/2023 | Semi-detached |
| 79 MERRIVALE ROAD, PORTSMOUTH, PO2 0TH | £320,000 | 01/12/2023 | Semi-detached |
| 51 MERRIVALE ROAD, PORTSMOUTH, PO2 0TH | £321,000 | 30/11/2023 | Semi-detached |
| 8 BEECHWOOD ROAD, PORTSMOUTH, PO2 9QJ | £375,000 | 01/11/2023 | Semi-detached |
| 16 MERRIVALE ROAD, PORTSMOUTH, PO2 0TJ | £304,000 | 10/03/2023 | Semi-detached |
| 8 MERRIVALE ROAD, PORTSMOUTH, PO2 0TJ | £305,000 | 04/11/2022 | Semi-detached |
| 11 AMBERLEY ROAD, PORTSMOUTH, PO2 0TG | £370,000 | 14/10/2022 | Semi-detached |
| 65 MERRIVALE ROAD, PORTSMOUTH, PO2 0TH | £310,000 | 01/09/2022 | Semi-detached |
| 98 AMBERLEY ROAD, PORTSMOUTH, PO2 0TQ | £400,000 | 23/08/2022 | Semi-detached |
| 12 BEECHWOOD ROAD, PORTSMOUTH, PO2 9QJ | £380,000 | 08/08/2022 | Semi-detached |
| 18 MERRIVALE ROAD, PORTSMOUTH, PO2 0TJ | £160,000 | 08/07/2022 | Semi-detached |
| 87 MERRIVALE ROAD, PORTSMOUTH, PO2 0TH | £320,000 | 17/05/2022 | Semi-detached |
| 17 AMBERLEY ROAD, PORTSMOUTH, PO2 0TG | £325,000 | 25/04/2022 | Semi-detached |
| 34 AMBERLEY ROAD, PORTSMOUTH, PO2 0TG | £310,000 | 11/02/2022 | Semi-detached |
| 98 MERRIVALE ROAD, PORTSMOUTH, PO2 0TL | £350,000 | 15/11/2021 | Semi-detached |
| 2 MARK CLOSE, HILSEA, PORTSMOUTH, PO3 5JB | £275,000 | 24/09/2021 | Semi-detached |
| 81 MERRIVALE ROAD, PORTSMOUTH, PO2 0TH | £308,000 | 24/09/2021 | Semi-detached |
| 4 BEECHWOOD ROAD, PORTSMOUTH, PO2 9QJ | £290,000 | 09/09/2021 | Semi-detached |

**Area average:** £316,250 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 20%
- **10y growth:** 30%

## House Price Index (HM Land Registry)

*Official index for Portsmouth; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1.2%
- **5y growth (index):** 16.3%
- **10y growth (index):** 42.2%

## Rental Range

*ONS Price Index of Private Rents (Portsmouth). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,229/mo
- **Realistic:** £1,366/mo
- **Optimistic:** £1,503/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Portsmouth (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Connaught Road, PO2 | £1,200/mo | 2 | 0.79 miles | OpenRent |

**Average rent: £1,200/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.3% (weak for cashflow)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 3.6%
- **Cost-to-rent:** 27.8×
- **Monthly cashflow:** £-520/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 130 |
| Shoplifting | 84 |
| Anti-social behaviour | 40 |
| Criminal damage and arson | 31 |
| Vehicle crime | 30 |
| Public order | 27 |
| Drugs | 19 |
| Other theft | 14 |
| Other crime | 7 |
| Burglary | 5 |
| Bicycle theft | 4 |
| Possession of weapons | 4 |
| Robbery | 3 |
| Theft from the person | 1 |
| **Total incidents** | **399** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Gatcombe Park Primary School | Primary | 0.1 miles | Good — 10 Jul 2023 |
| Trafalgar School | Secondary | 0.2 miles | Good — 23 Oct 2023 |
| UTC Portsmouth | Secondary | 0.2 miles | Outstanding — 22 Jul 2021 |
| Cliffdale Primary Academy | Other | 0.3 miles | Outstanding — 23 Dec 2016 |
| King's Academy Northern Parade (Junior) | Primary | 0.3 miles | Good — 22 Nov 2023 |