# 16 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF

## Property details

- Slug: `a956697` (address key hash: `a956697e4e0b0a818e26d2856a8cc985aab1865e`)
- Postcode: S45 9UF
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Floor area: 100 m²
- EPC rating: B
- Last sold: £315,000 Feb 2026
- Price per m²: £3,150/m²
- Local average: £337,869 (25 sales)
- Street crime: 140 incidents within 1 mile (May 2026)

## Latest sale

- Price: £315,000
- Date: 2026-02-13
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 26/02/2033
- **Current heating cost:** £579/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0300-3893-3220-2327-5481)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-13 | £315,000 | Detached | +6.8% | £333,529 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-0eb4-d8ea-e063-4704a8c0bf7d) |
| Sold | 2023-04-27 | £294,995 | Detached | — | £339,179 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/ffa361da-b915-8a03-e053-4804a8c01f61) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 16 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £315,000 | 13/02/2026 | Detached |
| 16 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £294,995 | 27/04/2023 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 ST MARYS RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UA | £300,000 | 19/12/2025 | Detached |
| 6 STAINSBY MILL CRESCENT, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UG | £299,995 | 20/06/2025 | Detached |
| 4 STAINSBY MILL CRESCENT, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UG | £279,995 | 16/05/2025 | Detached |
| 2 STAINSBY MILL CRESCENT, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UG | £344,995 | 22/04/2025 | Detached |
| 19 STAINSBY MILL CRESCENT, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UG | £339,995 | 14/04/2025 | Detached |
| 21 STAINSBY MILL CRESCENT, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UG | £339,995 | 11/04/2025 | Detached |
| 22 HETTON DRIVE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9TG | £318,000 | 20/05/2024 | Detached |
| 1 DEWLEY WAY, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9TH | £300,000 | 06/10/2023 | Detached |
| 1 SWANWICK CLOSE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9TQ | £319,995 | 29/09/2023 | Detached |
| 15 FOUNDRY DRIVE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9SG | £309,995 | 30/06/2023 | Detached |
| 1 PEAK GROVE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UR | £342,995 | 30/06/2023 | Detached |
| 5 PEAK GROVE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UR | £296,995 | 23/06/2023 | Detached |
| 24 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £299,995 | 14/04/2023 | Detached |
| 22 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £294,995 | 06/04/2023 | Detached |
| 20 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £294,995 | 31/03/2023 | Detached |
| 5 FOUNDRY DRIVE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9SG | £349,995 | 23/12/2022 | Detached |
| 25 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £319,995 | 22/12/2022 | Detached |
| 27 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £329,995 | 22/12/2022 | Detached |
| 23 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £276,995 | 22/12/2022 | Detached |
| 29 CURBAR RISE, CLAY CROSS, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S45 9UF | £279,995 | 22/12/2022 | Detached |

**Area average:** £311,996 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type. Bedroom counts vary — use the Beds column to compare like-for-like.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Stainsby Mill Crescent, Clay Cross](http://87.117.209.195:8080/listings/cc81187) | £365,000 | 4 | Detached | 0.09 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 33.6%
- **10y growth:** 24.5%

## House Price Index (HM Land Registry)

*Official index for North East Derbyshire; Detached series; as of April 2026.*

- **1y growth (index):** 6.1%
- **5y growth (index):** 23.3%
- **10y growth (index):** 54.4%

## Rental Range

*ONS Price Index of Private Rents (North East Derbyshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £702/mo
- **Realistic:** £780/mo
- **Optimistic:** £858/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chesterfield (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, North Wingfield, S42 | £825/mo | 2 | 1.1 miles | OpenRent |

**Average rent: £825/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.26% (weak for cashflow)
- **Max investor price (0.8%):** £103,125
- **Target investor price (1%):** £82,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £825/mo).*

- **Gross yield:** 3.1%
- **Cost-to-rent:** 31.8×
- **Monthly cashflow:** £-523/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 72 |
| Anti-social behaviour | 13 |
| Shoplifting | 12 |
| Public order | 11 |
| Criminal damage and arson | 8 |
| Other theft | 8 |
| Other crime | 7 |
| Drugs | 3 |
| Possession of weapons | 2 |
| Theft from the person | 2 |
| Bicycle theft | 1 |
| Vehicle crime | 1 |
| **Total incidents** | **140** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Tupton Hall School | Secondary | 0.6 miles | Good — 19 Jan 2023 |
| Sharley Park Community Primary School | Primary | 0.7 miles | Good — 2 Jan 2018 |
| North Wingfield Primary and Nursery Academy | Primary | 1.1 miles | Good — 16 Jul 2024 |
| Park House Primary School | Primary | 1.1 miles | Good — 20 Oct 2014 |
| Tupton Primary and Nursery Academy | Primary | 1.1 miles | Good — 30 Nov 2023 |