# 27 CHARNWOOD STREET, ST HELENS, MERSEYSIDE, WA9 2DJ

## Property details

- Slug: `a93d369` (address key hash: `a93d36905fa41dc1a2f90b4f7d205e456f52d232`)
- Postcode: WA9 2DJ
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Terraced
- Floor area: 63 m²
- EPC rating: C
- Year built: England and Wales: 1930-1949
- Last sold: £95,000 Jan 2026
- Price per m²: £1,508/m²
- Local average: £115,420 (85 sales)
- Street crime: 256 incidents within 1 mile (May 2026)

## Latest sale

- Price: £95,000
- Date: 2026-01-26
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 06/04/2035
- **Current heating cost:** £541/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0330-2073-5440-2805-2881)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-26 | £95,000 | Terraced | +49.6% | £95,518 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-2b83-591c-e063-4704a8c00c31) |
| Sold | 2016-07-01 | £63,500 | Terraced | — | £106,896 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/39140479-eaf5-3206-e050-a8c063057647) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 CHARNWOOD STREET, ST HELENS, MERSEYSIDE, WA9 2DJ | £95,000 | 26/01/2026 | Terraced |
| 27 CHARNWOOD STREET, ST HELENS, MERSEYSIDE, WA9 2DJ | £63,500 | 01/07/2016 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 120 BROAD OAK ROAD, ST HELENS, MERSEYSIDE, WA9 2EL | £145,000 | 05/12/2025 | Terraced |
| 29 FRY STREET, ST HELENS, MERSEYSIDE, WA9 2AB | £108,000 | 28/11/2025 | Terraced |
| 195 CHANCERY LANE, ST HELENS, MERSEYSIDE, WA9 1SH | £84,000 | 23/07/2025 | Terraced |
| 31 NICHOLSON STREET, ST HELENS, MERSEYSIDE, WA9 2DR | £68,000 | 18/03/2025 | Terraced |
| 20 ARCHER GROVE, ST HELENS, MERSEYSIDE, WA9 2DW | £89,500 | 09/06/2023 | Terraced |
| 32 BROAD OAK ROAD, ST HELENS, MERSEYSIDE, WA9 2ER | £85,000 | 28/04/2023 | Terraced |
| 71 FRY STREET, ST HELENS, MERSEYSIDE, WA9 2AD | £88,000 | 28/04/2023 | Terraced |
| 44 DEERFIELD CLOSE, ST HELENS, MERSEYSIDE, WA9 1HJ | £153,000 | 02/02/2023 | Terraced |
| 9 BRAMWELL STREET, ST HELENS, MERSEYSIDE, WA9 2DP | £82,500 | 17/01/2023 | Terraced |
| 53 MCCORMACK AVENUE, ST HELENS, MERSEYSIDE, WA9 1RD | £118,000 | 14/12/2022 | Terraced |
| 24 NICHOLSON STREET, ST HELENS, MERSEYSIDE, WA9 2DR | £90,000 | 07/12/2022 | Terraced |
| 81 BROAD OAK ROAD, ST HELENS, MERSEYSIDE, WA9 2EN | £60,000 | 04/11/2022 | Terraced |
| 40 DEERFIELD CLOSE, ST HELENS, MERSEYSIDE, WA9 1HJ | £148,000 | 28/10/2022 | Terraced |
| 13 CHARNWOOD STREET, ST HELENS, MERSEYSIDE, WA9 2DJ | £92,000 | 14/10/2022 | Terraced |
| 88 TICKLE AVENUE, ST HELENS, MERSEYSIDE, WA9 1RT | £145,000 | 30/09/2022 | Terraced |
| 70 TICKLE AVENUE, ST HELENS, MERSEYSIDE, WA9 1RT | £110,000 | 15/09/2022 | Terraced |
| 32 HARGREAVES STREET, ST HELENS, MERSEYSIDE, WA9 2DH | £90,000 | 15/09/2022 | Terraced |
| 45 FRY STREET, ST HELENS, MERSEYSIDE, WA9 2AD | £96,000 | 10/08/2022 | Terraced |
| 60 DEERFIELD CLOSE, ST HELENS, MERSEYSIDE, WA9 1HJ | £136,000 | 29/07/2022 | Terraced |
| 32 BROAD OAK ROAD, ST HELENS, MERSEYSIDE, WA9 2ER | £70,000 | 17/06/2022 | Terraced |

**Area average:** £102,900 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 18.8%
- **10y growth:** 65.1%

## House Price Index (HM Land Registry)

*Official index for St Helens; Terraced series; as of April 2026.*

- **1y growth (index):** 7.9%
- **5y growth (index):** 33.9%
- **10y growth (index):** 78.1%

## Rental Range

*ONS Price Index of Private Rents (St. Helens). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £718/mo
- **Realistic:** £798/mo
- **Optimistic:** £878/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for St Helens (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, Bramwell St, WA9 | £3,150/mo | 3 | 0.05 miles | OpenRent |
| 2 Bed Terraced House, Bramwell Street, WA9 | £1,700/mo | 2 | 0.06 miles | OpenRent |
| 1 Bed Flat, Boardmans Lane, WA9 | £700/mo | 1 | 0.09 miles | OpenRent |
| 2 Bed Terraced House, Broad Oak Road, WA9 | £750/mo | 2 | 0.11 miles | OpenRent |
| 3 Bed End Terrace, Mccormack Avenue, WA9 | £850/mo | 3 | 0.13 miles | OpenRent |
| 2 Bed Terraced House, Fry Street, WA9 | £795/mo | 2 | 0.16 miles | OpenRent |
| 2 Bed End Terrace, Fry Street, WA9 | £795/mo | 2 | 0.22 miles | OpenRent |
| 2 Bed End Terrace, Broad Oak Road, WA9 | £795/mo | 2 | 0.33 miles | OpenRent |
| 2 Bed End Terrace, Malvern Road, WA9 | £725/mo | 2 | 0.35 miles | OpenRent |
| 2 Bed Terraced House, Parr Stocks Road, WA9 | £700/mo | 2 | 0.36 miles | OpenRent |
| 3 Bed Terraced House, Newton Road, WA9 | £995/mo | 3 | 0.43 miles | OpenRent |
| 2 Bed Terraced House, Morgan Street, WA9 | £700/mo | 2 | 0.49 miles | OpenRent |
| 5 Bed Semi-Detached House, Fireside Grove, WA9 | £1,500/mo | 5 | 0.5 miles | OpenRent |
| 1 Bed Flat, Cherry Tree Place, WA9 | £660/mo | 1 | 0.83 miles | OpenRent |
| 3 Bed Semi-Detached House, Brookway Lane, WA9 | £1,000/mo | 3 | 0.84 miles | OpenRent |
| 2 Bed Mobile Home, Brookway Lane, WA9 | £500/mo | 2 | 0.89 miles | OpenRent |
| 5 Bed End Terrace, Brynn Street, WA10 | £1,100/mo | 5 | 1.26 miles | OpenRent |

**Average rent: £1,024/mo (17 listings)**

## 1% Rule

- **Rent ratio:** 0.84% (okay)
- **Max investor price (0.8%):** £99,375
- **Target investor price (1%):** £79,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £795/mo).*

- **Gross yield:** 10%
- **Cost-to-rent:** 10×
- **Monthly cashflow:** £316/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 112 |
| Shoplifting | 36 |
| Public order | 25 |
| Criminal damage and arson | 18 |
| Anti-social behaviour | 14 |
| Drugs | 11 |
| Other theft | 10 |
| Other crime | 8 |
| Robbery | 8 |
| Burglary | 6 |
| Possession of weapons | 4 |
| Vehicle crime | 3 |
| Bicycle theft | 1 |
| **Total incidents** | **256** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Mill Green School | Other | 0.3 miles | Outstanding — 18 Nov 2014 |
| St Augustine of Canterbury Catholic Academy | Secondary | 0.3 miles | — (Inspected (no overall grade)) |
| Lansbury Bridge School | Other | 0.4 miles | Good — 22 Jan 2016 |
| Pace | Other | 0.4 miles | Good — 17 Dec 2014 |
| Broad Oak Community Primary School | Primary | 0.6 miles | — (Inspected (no overall grade)) |