# 12 OLD SCHOOLS COURT, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9NL

## Property details

- Slug: `a88fc7f` (address key hash: `a88fc7f84915765e71b90b790f2bda2f1d7eb66f`)
- Postcode: IP30 9NL
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 1
- Bathrooms: 1
- Floor area: 50 m²
- EPC rating: E
- Year built: England and Wales: 1991-1995
- Last sold: £145,000 Apr 2026
- Price per m²: £2,900/m²
- Local average: £221,875 (10 sales)
- Street crime: 17 incidents within 1 mile (May 2026)

## Latest sale

- Price: £145,000
- Date: 2026-04-21
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 21/09/2033
- **Current heating cost:** £1,831/year
- **Est. upgrade cost to C:** £15,535

### Recommendations
- W2 (£4,000 - £6,000)
- E (£35)
- L2 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2322-7131-7171-3453-1922)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-21 | £145,000 | Terraced | — | £145,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-5d81-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 OLD SCHOOLS COURT, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9NL | £145,000 | 21/04/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167811872](http://87.117.209.195:8080/listings/5b2e74a)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £145,000 |
| listed | 2025-10-04 | £150,000 |
| sold | 2002-01-01 | £74,995 |
| sold | 2000-01-01 | £40,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 BAKERS MILL, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9HU | £236,250 | 15/12/2025 | Terraced |
| 32 HALL LANE, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9LY | £230,000 | 26/09/2025 | Terraced |
| 9 OLD SCHOOLS COURT, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9NL | £185,000 | 13/10/2023 | Terraced |
| 23 OLD SCHOOLS COURT, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9NL | £240,000 | 29/08/2023 | Terraced |
| TUDOR COTTAGES 2 SCHOOL ROAD, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9EE | £208,100 | 14/11/2022 | Terraced |
| 7 OLD SCHOOLS COURT, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9NL | £191,000 | 11/11/2022 | Terraced |
| 6 MONKS PATH, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9TB | £235,000 | 30/09/2022 | Terraced |
| 34 HALL LANE, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9LY | £241,500 | 30/08/2022 | Terraced |
| 6 MONKS PATH, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9TB | £230,000 | 26/08/2022 | Terraced |
| TUDOR COTTAGES 3 SCHOOL ROAD, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9EE | £225,000 | 05/08/2022 | Terraced |
| 9 MONKS PATH, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9TB | £240,500 | 03/08/2022 | Terraced |
| 11 BAKERS MILL, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9HU | £225,250 | 30/06/2022 | Terraced |
| 4 MONKS PATH, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9TB | £215,000 | 06/04/2022 | Terraced |
| 5 OLD SCHOOLS COURT, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9NL | £140,000 | 02/02/2022 | Terraced |
| 24 OLD SCHOOLS COURT, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9NL | £210,000 | 30/09/2021 | Terraced |

**Area average:** £216,840 (15 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.8%
- **10y growth:** -9.4%

## House Price Index (HM Land Registry)

*Official index for Mid Suffolk; Terraced series; as of April 2026.*

- **1y growth (index):** 4.5%
- **5y growth (index):** 10.5%
- **10y growth (index):** 29.6%

## Rental Range

*ONS Price Index of Private Rents (Mid Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £895/mo
- **Realistic:** £994/mo
- **Optimistic:** £1,093/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 1-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 5 Bed Semi-Detached House, William Armstrong Close, IP30 | £1,850/mo | 5 | 0.5 miles | OpenRent |
| 2 Bed Semi-Detached House, Eastern Way, IP30 | £985/mo | 2 | 0.64 miles | OpenRent |

**Average rent: £1,418/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.98% (okay)
- **Max investor price (0.8%):** £177,250
- **Target investor price (1%):** £141,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,418/mo).*

- **Gross yield:** 11.7%
- **Cost-to-rent:** 8.5×
- **Monthly cashflow:** £680/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 19.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 10 |
| Anti-social behaviour | 3 |
| Public order | 2 |
| Criminal damage and arson | 1 |
| Other theft | 1 |
| **Total incidents** | **17** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Elmswell Community Primary School | Primary | 0.5 miles | Good — 15 Jul 2016 |
| Woolpit Primary Academy | Primary | 1.2 miles | Good — 6 Oct 2022 |
| Thurston Church of England Primary Academy | Primary | 2.0 miles | — (Inspected (no overall grade)) |
| Norton CEVC Primary School | Primary | 2.1 miles | — (Inspected (no overall grade)) |
| Crawford's Church of England Primary School | Primary | 2.7 miles | Good — 14 Mar 2023 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #436623
- **Address:** 12 Old Schools Court, Elmswell, IP30 9NL
- **Certificate Issued:** 14/02/2003
- **Work Completed:** 07/01/2003
- **Items:** 3 window(s), 1 door(s)