Terraced

12 OLD SCHOOLS COURT

ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9NL

£145,000

Location

Map view View on Google Maps View on OpenStreetMap Street View IP30 9NL

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop School Road 0.2 miles
Train station Elmswell 0.3 miles
Shop Mace 0.4 miles
Hospital St Edmunds Hospital 7.9 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

1

Bathrooms

1

Floor area

50 m²

EPC rating

E

Year built

England and Wales: 1991-1995

Last sold

£145,000 Apr 2026

Price per m²

£2,900/m²

Local average

£221,875 (10 sales)

Street crime

17 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: B

Inspection date: 22/09/2023

Expiry date: 21/09/2033

Current heating cost: £1,831/year

Potential heating cost: £739/year

Est. upgrade cost to C: £15,535

Recommendations

  • Floor insulation (solid floor) (£4,000 - £6,000)
  • Low energy lighting for all fixed outlets (£35)
  • High heat retention storage heaters and dual immersion cylinder (£800 - £1,200)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event Date Price Type % change Today’s value (HPI) Action
Sold 21/04/2026 £145,000 Terraced — £145,000 to April 2026 View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event Date Price
sold 01/01/2026 £145,000
listed 04/10/2025 £150,000
sold 01/01/2002 £74,995
sold 01/01/2000 £40,000

Photos · Open listing

Open image 1 from listing 167811872 Open image 2 from listing 167811872 Open image 3 from listing 167811872 Open image 4 from listing 167811872 Open image 5 from listing 167811872 Open image 6 from listing 167811872 Open image 7 from listing 167811872 Open image 8 from listing 167811872

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address Price Date Type
15 BAKERS MILL, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9HU £236,250 15/12/2025 Terraced
32 HALL LANE, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9LY £230,000 26/09/2025 Terraced
9 OLD SCHOOLS COURT, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9NL £185,000 13/10/2023 Terraced
23 OLD SCHOOLS COURT, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9NL £240,000 29/08/2023 Terraced
TUDOR COTTAGES 2 SCHOOL ROAD, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9EE £208,100 14/11/2022 Terraced
7 OLD SCHOOLS COURT, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9NL £191,000 11/11/2022 Terraced
6 MONKS PATH, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9TB £235,000 30/09/2022 Terraced
34 HALL LANE, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9LY £241,500 30/08/2022 Terraced
6 MONKS PATH, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9TB £230,000 26/08/2022 Terraced
TUDOR COTTAGES 3 SCHOOL ROAD, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9EE £225,000 05/08/2022 Terraced
9 MONKS PATH, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9TB £240,500 03/08/2022 Terraced
11 BAKERS MILL, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9HU £225,250 30/06/2022 Terraced
4 MONKS PATH, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9TB £215,000 06/04/2022 Terraced
5 OLD SCHOOLS COURT, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9NL £140,000 02/02/2022 Terraced
24 OLD SCHOOLS COURT, ELMSWELL, BURY ST EDMUNDS, MID SUFFOLK, SUFFOLK, IP30 9NL £210,000 30/09/2021 Terraced

Area average: £216,840 (15 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.8%
10y growth -9.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Mid Suffolk. Series: Terraced. As of April 2026.

1y (index) 4.5%
5y (index) 10.5%
10y (index) 29.6%

Rental Range

Estimated market rent for Mid Suffolk. Low = conservative, Realistic = average, Optimistic = best case.

Low £895/mo
Realistic £994/mo
Optimistic £1,093/mo

Based on Local Authority from postcode lookup → Mid Suffolk.

LHA (30th percentile) floor for Bury St Edmunds: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 1-bedroom count for this property). Student lets are excluded.

Title Rent Beds Distance As seen on
5 Bed Semi-Detached House, William Armstrong Close, IP30 £1,850/mo 5 0.5 miles OpenRent
2 Bed Semi-Detached House, Eastern Way, IP30 £985/mo 2 0.64 miles OpenRent

Average rent: £1,418/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.98%
Max investor price (0.8%) £177,250
Target investor price (1%) £141,800
Gross yield 11.7%
Cost-to-rent ratio 8.5×
Monthly cashflow £680/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 19.4%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category Count
Violence and sexual offences 10
Anti-social behaviour 3
Public order 2
Criminal damage and arson 1
Other theft 1
Total incidents 17

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Elmswell Community Primary School Primary 0.5 miles Good — 15 Jul 2016
Woolpit Primary Academy Primary 1.2 miles Good — 6 Oct 2022
Thurston Church of England Primary Academy Primary 2.0 miles — (Inspected (no overall grade))
Norton CEVC Primary School Primary 2.1 miles — (Inspected (no overall grade))
Crawford's Church of England Primary School Primary 2.7 miles Good — 14 Mar 2023

FENSA

Window and door installation certificates found for this address.

Issued Work completed Windows Doors
14/02/2003 07/01/2003 3 1