# 4 ALBION ROAD, SUTTON, GREATER LONDON, SM2 5TF

## Property details

- Slug: `a7c2390` (address key hash: `a7c2390e59a2930992c8c1ea6feb15570f9895e1`)
- Postcode: SM2 5TF
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bathrooms: 2
- Floor area: 240 m²
- EPC rating: E
- Year built: England and Wales: 1900-1929
- Last sold: £825,000 Feb 2026
- Price per m²: £3,438/m²
- Local average: £708,318 (11 sales)
- Street crime: 367 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £825,000
- Date: 2026-02-23
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 09/12/2035
- **Est. upgrade cost to C:** £32,700

### Recommendations
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- D (£150 - £250)
- S (£3,500 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9500-3957-2202-5045-3200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-23 | £825,000 | Semi-detached | — | £817,721 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-d475-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 ALBION ROAD, SUTTON, GREATER LONDON, SM2 5TF | £825,000 | 23/02/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [168856676](http://87.117.209.195:8080/listings/0b4965e)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £825,000 |
| listed | 2025-10-31 | £750,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2C ALBION ROAD, SUTTON, GREATER LONDON, SM2 5TF | £470,000 | 03/11/2023 | Semi-detached |
| 12 CHALGROVE ROAD, SUTTON, GREATER LONDON, SM2 5JT | £740,000 | 05/07/2023 | Semi-detached |
| 2 DEVONSHIRE ROAD, SUTTON, GREATER LONDON, SM2 5HQ | £675,000 | 31/05/2023 | Semi-detached |
| 18 ALBION ROAD, SUTTON, GREATER LONDON, SM2 5TF | £940,000 | 11/01/2022 | Semi-detached |

**Area average:** £706,250 (4 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 32%
- **10y growth:** 11.9%

## House Price Index (HM Land Registry)

*Official index for Sutton; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.8%
- **5y growth (index):** 17.6%
- **10y growth (index):** 33.2%

## Rental Range

*ONS Price Index of Private Rents (Sutton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,392/mo
- **Realistic:** £1,547/mo
- **Optimistic:** £1,702/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer South London (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Elmhurst Lodge, SM2 | £2,000/mo | 2 | 0.27 miles | OpenRent |
| 1 Bed Flat, Carshalton Road, SM1 | £1,350/mo | 1 | 0.45 miles | OpenRent |
| 1 Bed Flat, Sandilands Lodge, SM1 | £1,500/mo | 1 | 0.45 miles | OpenRent |
| Studio Flat, Benhill Road, SM1 | £948/mo | 1 | 0.7 miles | OpenRent |
| Studio Flat, Litchfield Road, SM1 | £1,450/mo | 1 | 0.77 miles | OpenRent |

**Average rent: £1,450/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.18% (weak for cashflow)
- **Max investor price (0.8%):** £181,250
- **Target investor price (1%):** £145,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,450/mo).*

- **Gross yield:** 2.1%
- **Cost-to-rent:** 47.4×
- **Monthly cashflow:** £-1,969/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -9.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 121 |
| Anti-social behaviour | 84 |
| Vehicle crime | 28 |
| Public order | 25 |
| Shoplifting | 23 |
| Criminal damage and arson | 20 |
| Drugs | 18 |
| Other theft | 18 |
| Burglary | 15 |
| Possession of weapons | 4 |
| Robbery | 4 |
| Theft from the person | 3 |
| Bicycle theft | 2 |
| Other crime | 2 |
| **Total incidents** | **367** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Devonshire Primary School | Primary | 0.3 miles | Good — 19 Mar 2015 |
| Barrow Hedges Primary School | Primary | 0.4 miles | Outstanding — 25 Sep 2023 |
| Greenholm School | Other | 0.4 miles | Good — 29 Jan 2023 |
| Orchard Hill College | Other | 0.5 miles | — (No rating) |
| Manor Park Primary Academy | Primary | 0.6 miles | Outstanding — 8 Jun 2015 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #10660174
- **Address:** 4 Albion Road, SUTTON, SM2 5TF
- **Certificate Issued:** 24/11/2014
- **Work Completed:** 17/10/2014
- **Items:** 19 window(s), 1 door(s)

### FENSA Certificate #5025115
- **Address:** 4 Albion Road, SUTTON, SM2 5TF
- **Certificate Issued:** 17/09/2007
- **Work Completed:** 01/02/2006
- **Items:** 5 window(s)