Semi-Detached

4 ALBION ROAD

SUTTON, GREATER LONDON, SM2 5TF

£825,000

Location

Map view View on Google Maps View on OpenStreetMap Street View SM2 5TF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Hail & Ride Langley Park Road	0.1 miles
Shop	Regal Dry Cleaners	0.4 miles
Train station	Sutton	0.4 miles
Hospital	Queen Mary's Childrens' Hospital	1.6 miles
University	Horton Halls Reception	5.5 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bathrooms

Floor area

240 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£825,000 Feb 2026

Price per m²

£3,438/m²

Local average

£708,318 (11 sales)

Street crime

367 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 10/12/2025

Expiry date: 09/12/2035

Est. upgrade cost to C: £32,700

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (suspended floor) (£5,000 - £10,000)
Draughtproof single-glazed windows (£150 - £250)
Change room heaters to condensing boiler (£3,500 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	23/02/2026	£825,000	Semi-detached	—	£817,721 to March 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£825,000
listed	31/10/2025	£750,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
2C ALBION ROAD, SUTTON, GREATER LONDON, SM2 5TF	£470,000	03/11/2023	Semi-detached
12 CHALGROVE ROAD, SUTTON, GREATER LONDON, SM2 5JT	£740,000	05/07/2023	Semi-detached
2 DEVONSHIRE ROAD, SUTTON, GREATER LONDON, SM2 5HQ	£675,000	31/05/2023	Semi-detached
18 ALBION ROAD, SUTTON, GREATER LONDON, SM2 5TF	£940,000	11/01/2022	Semi-detached

Area average: £706,250 (4 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 24.1%

10y growth 11.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Sutton. Series: Semi-detached. As of March 2026.

1y (index) 2.8%

5y (index) 17.6%

10y (index) 33.2%

Rental Range

Estimated market rent for Sutton. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,392/mo

Realistic £1,547/mo

Optimistic £1,702/mo

Based on Local Authority from postcode lookup → Sutton.

LHA (30th percentile) floor for Outer South London: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Elmhurst Lodge, SM2	£2,000/mo	2	0.27 miles	OpenRent
1 Bed Flat, Carshalton Road, SM1	£1,350/mo	1	0.45 miles	OpenRent
1 Bed Flat, Sandilands Lodge, SM1	£1,500/mo	1	0.45 miles	OpenRent
Studio Flat, Benhill Road, SM1	£948/mo	1	0.7 miles	OpenRent
Studio Flat, Litchfield Road, SM1	£1,450/mo	1	0.77 miles	OpenRent

Average rent: £1,450/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.18%

Max investor price (0.8%) £181,250

Target investor price (1%) £145,000

Gross yield 2.1%

Cost-to-rent ratio 47.4×

Monthly cashflow £-1,969/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -9.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	121
Anti-social behaviour	84
Vehicle crime	28
Public order	25
Shoplifting	23
Criminal damage and arson	20
Drugs	18
Other theft	18
Burglary	15
Possession of weapons	4
Robbery	4
Theft from the person	3
Bicycle theft	2
Other crime	2
Total incidents	367

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Devonshire Primary School	Primary	0.3 miles	Good — 19 Mar 2015
Barrow Hedges Primary School	Primary	0.4 miles	Outstanding — 25 Sep 2023
Greenholm School	Other	0.4 miles	Good — 29 Jan 2023
Orchard Hill College	Other	0.5 miles	— (No rating)
Manor Park Primary Academy	Primary	0.6 miles	Outstanding — 8 Jun 2015

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
24/11/2014	17/10/2014	19	1
17/09/2007	01/02/2006	5	—

# 4 ALBION ROAD, SUTTON, GREATER LONDON, SM2 5TF

## Property details

- Slug: `a7c2390` (address key hash: `a7c2390e59a2930992c8c1ea6feb15570f9895e1`)
- Postcode: SM2 5TF
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bathrooms: 2
- Floor area: 240 m²
- EPC rating: E
- Year built: England and Wales: 1900-1929
- Last sold: £825,000 Feb 2026
- Price per m²: £3,438/m²
- Local average: £708,318 (11 sales)
- Street crime: 367 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £825,000
- Date: 2026-02-23
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 09/12/2035
- **Est. upgrade cost to C:** £32,700

### Recommendations
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- D (£150 - £250)
- S (£3,500 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9500-3957-2202-5045-3200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-23 | £825,000 | Semi-detached | — | £817,721 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-d475-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 ALBION ROAD, SUTTON, GREATER LONDON, SM2 5TF | £825,000 | 23/02/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [168856676](http://87.117.209.195:8080/listings/0b4965e)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £825,000 |
| listed | 2025-10-31 | £750,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2C ALBION ROAD, SUTTON, GREATER LONDON, SM2 5TF | £470,000 | 03/11/2023 | Semi-detached |
| 12 CHALGROVE ROAD, SUTTON, GREATER LONDON, SM2 5JT | £740,000 | 05/07/2023 | Semi-detached |
| 2 DEVONSHIRE ROAD, SUTTON, GREATER LONDON, SM2 5HQ | £675,000 | 31/05/2023 | Semi-detached |
| 18 ALBION ROAD, SUTTON, GREATER LONDON, SM2 5TF | £940,000 | 11/01/2022 | Semi-detached |

**Area average:** £706,250 (4 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 24.1%
- **10y growth:** 11.9%

## House Price Index (HM Land Registry)

*Official index for Sutton; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.8%
- **5y growth (index):** 17.6%
- **10y growth (index):** 33.2%

## Rental Range

*ONS Price Index of Private Rents (Sutton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,392/mo
- **Realistic:** £1,547/mo
- **Optimistic:** £1,702/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer South London (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Elmhurst Lodge, SM2 | £2,000/mo | 2 | 0.27 miles | OpenRent |
| 1 Bed Flat, Carshalton Road, SM1 | £1,350/mo | 1 | 0.45 miles | OpenRent |
| 1 Bed Flat, Sandilands Lodge, SM1 | £1,500/mo | 1 | 0.45 miles | OpenRent |
| Studio Flat, Benhill Road, SM1 | £948/mo | 1 | 0.7 miles | OpenRent |
| Studio Flat, Litchfield Road, SM1 | £1,450/mo | 1 | 0.77 miles | OpenRent |

**Average rent: £1,450/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.18% (weak for cashflow)
- **Max investor price (0.8%):** £181,250
- **Target investor price (1%):** £145,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,450/mo).*

- **Gross yield:** 2.1%
- **Cost-to-rent:** 47.4×
- **Monthly cashflow:** £-1,969/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -9.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 121 |
| Anti-social behaviour | 84 |
| Vehicle crime | 28 |
| Public order | 25 |
| Shoplifting | 23 |
| Criminal damage and arson | 20 |
| Drugs | 18 |
| Other theft | 18 |
| Burglary | 15 |
| Possession of weapons | 4 |
| Robbery | 4 |
| Theft from the person | 3 |
| Bicycle theft | 2 |
| Other crime | 2 |
| **Total incidents** | **367** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Devonshire Primary School | Primary | 0.3 miles | Good — 19 Mar 2015 |
| Barrow Hedges Primary School | Primary | 0.4 miles | Outstanding — 25 Sep 2023 |
| Greenholm School | Other | 0.4 miles | Good — 29 Jan 2023 |
| Orchard Hill College | Other | 0.5 miles | — (No rating) |
| Manor Park Primary Academy | Primary | 0.6 miles | Outstanding — 8 Jun 2015 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #10660174
- **Address:** 4 Albion Road, SUTTON, SM2 5TF
- **Certificate Issued:** 24/11/2014
- **Work Completed:** 17/10/2014
- **Items:** 19 window(s), 1 door(s)

### FENSA Certificate #5025115
- **Address:** 4 Albion Road, SUTTON, SM2 5TF
- **Certificate Issued:** 17/09/2007
- **Work Completed:** 01/02/2006
- **Items:** 5 window(s)