# 35 SILVER STREET, NORWICH, NORFOLK, NR3 4TT

## Property details

- Slug: `a789c12` (address key hash: `a789c123ac84ce39165d3dace4f354ad2b4fb2d7`)
- Postcode: NR3 4TT
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 2
- Floor area: 69 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £218,000 Mar 2026
- Price per m²: £3,159/m²
- Local average: £239,545 (66 sales)
- Street crime: 803 incidents within 1 mile (May 2026)

## Latest sale

- Price: £218,000
- Date: 2026-03-04
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 16/02/2027
- **Current heating cost:** £651/year
- **Est. upgrade cost to C:** £25,100

### Recommendations
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8201-2135-0029-7097-5233)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-04 | £218,000 | Terraced | — | £224,697 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-7b44-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 35 SILVER STREET, NORWICH, NORFOLK, NR3 4TT | £218,000 | 04/03/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169453232](http://87.117.209.195:8080/listings/a21e459)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £218,000 |
| listed | 2025-11-18 | £220,000 |
| sold | 1995-01-01 | £37,500 |
| sold | 1995-01-01 | £22,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 128 MARLBOROUGH ROAD, NORWICH, NORFOLK, NR3 4PJ | £235,000 | 05/01/2026 | Terraced |
| 88 BULL CLOSE ROAD, NORWICH, NORFOLK, NR3 1NQ | £185,000 | 21/11/2025 | Terraced |
| 48 BULL CLOSE ROAD, NORWICH, NORFOLK, NR3 1NG | £157,500 | 21/11/2025 | Terraced |
| 41 SPENCER STREET, NORWICH, NORFOLK, NR3 4PA | £335,000 | 13/11/2023 | Terraced |
| 162 MARLBOROUGH ROAD, NORWICH, NORFOLK, NR3 4PJ | £253,000 | 19/10/2023 | Terraced |
| 121 MARLBOROUGH ROAD, NORWICH, NORFOLK, NR3 4PL | £219,000 | 17/10/2023 | Terraced |
| 73 MARLBOROUGH ROAD, NORWICH, NORFOLK, NR3 4PL | £265,000 | 09/08/2023 | Terraced |
| 77 BULL CLOSE ROAD, NORWICH, NORFOLK, NR3 1NQ | £190,250 | 29/06/2023 | Terraced |
| 40 SILVER ROAD, NORWICH, NORFOLK, NR3 4TB | £200,000 | 19/05/2023 | Terraced |
| 76 MARLBOROUGH ROAD, NORWICH, NORFOLK, NR3 4PJ | £235,000 | 05/05/2023 | Terraced |
| 71 BULL CLOSE ROAD, NORWICH, NORFOLK, NR3 1NQ | £180,000 | 13/04/2023 | Terraced |
| 150 MARLBOROUGH ROAD, NORWICH, NORFOLK, NR3 4PJ | £265,000 | 21/12/2022 | Terraced |
| 135 MARLBOROUGH ROAD, NORWICH, NORFOLK, NR3 4PL | £231,500 | 21/12/2022 | Terraced |
| 103 MARLBOROUGH ROAD, NORWICH, NORFOLK, NR3 4PL | £240,000 | 19/12/2022 | Terraced |
| 78 SILVER STREET, NORWICH, NORFOLK, NR3 4TU | £218,000 | 09/12/2022 | Terraced |
| 127 BULL CLOSE ROAD, NORWICH, NORFOLK, NR3 1NY | £235,000 | 27/09/2022 | Terraced |
| 62 WODEHOUSE STREET, NORWICH, NORFOLK, NR3 4TZ | £235,000 | 21/09/2022 | Terraced |
| 61 SPENCER STREET, NORWICH, NORFOLK, NR3 4PB | £205,000 | 31/08/2022 | Terraced |
| 47 MARLBOROUGH ROAD, NORWICH, NORFOLK, NR3 4PH | £222,000 | 15/07/2022 | Terraced |
| 81 WODEHOUSE STREET, NORWICH, NORFOLK, NR3 4TY | £260,000 | 15/07/2022 | Terraced |

**Area average:** £228,313 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.9%
- **10y growth:** 49.2%

## House Price Index (HM Land Registry)

*Official index for Norwich; Terraced series; as of April 2026.*

- **1y growth (index):** 3.8%
- **5y growth (index):** 15.3%
- **10y growth (index):** 35.9%

## Rental Range

*ONS Price Index of Private Rents (Norwich). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,037/mo
- **Realistic:** £1,152/mo
- **Optimistic:** £1,267/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Norfolk & Norwich (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Norman Road, NR3 | £1,350/mo | 2 | 0.49 miles | OpenRent |

**Average rent: £1,350/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.62% (weak for cashflow)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 7.4%
- **Cost-to-rent:** 13.5×
- **Monthly cashflow:** £331/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 284 |
| Anti-social behaviour | 143 |
| Shoplifting | 122 |
| Criminal damage and arson | 64 |
| Public order | 49 |
| Other theft | 40 |
| Drugs | 22 |
| Burglary | 18 |
| Other crime | 16 |
| Bicycle theft | 13 |
| Possession of weapons | 10 |
| Vehicle crime | 10 |
| Robbery | 9 |
| Theft from the person | 3 |
| **Total incidents** | **803** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Magdalen Gates Primary School and Nursery | Primary | 0.1 miles | Good — 20 Dec 2013 |
| George White Junior School | Primary | 0.3 miles | Good — 10 Oct 2019 |
| Mousehold Infant & Nursery School | Primary | 0.4 miles | — (Inspected (no overall grade)) |
| Angel Road Junior School | Primary | 0.4 miles | Requires improvement — 15 Nov 2022 |
| Jane Austen College | Secondary | 0.5 miles | Outstanding — 16 Jun 2024 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #2671673
- **Address:** 35 Silver Street, NORWICH, NR3 4TT
- **Certificate Issued:** 02/05/2005
- **Work Completed:** 08/04/2005
- **Items:** 2 window(s)

### FENSA Certificate #2310778
- **Address:** 35 Silver Street, NORWICH, NR3 4TT
- **Certificate Issued:** 14/12/2004
- **Work Completed:** 16/11/2004
- **Items:** 4 window(s), 2 door(s)