# 5 APARTMENT 1 HARDMAN STREET, LIVERPOOL, MERSEYSIDE, L1 9AS

## Property details

- Slug: `a77eafa` (address key hash: `a77eafa6757be7e91e0d2d4df8097c9cf4ae6498`)
- Postcode: L1 9AS
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Flat
- Last sold: £97,500 Jan 2026
- Local average: £149,145 (125 sales)
- Street crime: 1710 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £97,500
- Date: 2026-01-16
- Type: F
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-16 | £97,500 | Flat | — | £97,500 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-e1b4-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 APARTMENT 1 HARDMAN STREET, LIVERPOOL, MERSEYSIDE, L1 9AS | £97,500 | 16/01/2026 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 FLAT 6 RODNEY STREET, LIVERPOOL, MERSEYSIDE, L1 9EF | £90,000 | 28/03/2022 | Flat |
| 5 APARTMENT 2 HARDMAN STREET, LIVERPOOL, MERSEYSIDE, L1 9AS | £80,000 | 18/02/2022 | Flat |
| 38 APARTMENT 1 RODNEY STREET, LIVERPOOL, MERSEYSIDE, L1 9AA | £200,000 | 13/10/2021 | Flat |
| 38 APARTMENT 2 RODNEY STREET, LIVERPOOL, MERSEYSIDE, L1 9AA | £210,000 | 30/09/2021 | Flat |
| 5 APARTMENT 7 HARDMAN STREET, LIVERPOOL, MERSEYSIDE, L1 9AS | £160,000 | 22/09/2021 | Flat |
| 5 APARTMENT 9 HARDMAN STREET, LIVERPOOL, MERSEYSIDE, L1 9AS | £85,000 | 06/08/2021 | Flat |
| 30 FLAT 3 RODNEY STREET, LIVERPOOL, MERSEYSIDE, L1 2TQ | £160,000 | 16/07/2021 | Flat |

**Area average:** £140,714 (7 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 23.7%
- **10y growth:** 2%

## House Price Index (HM Land Registry)

*Official index for Liverpool; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -1.4%
- **5y growth (index):** 11.7%
- **10y growth (index):** 50.1%

## Rental Range

*ONS Price Index of Private Rents (Liverpool). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £807/mo
- **Realistic:** £897/mo
- **Optimistic:** £987/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Rodney Street, L1 | £825/mo | 1 | 0.07 miles | OpenRent |

**Average rent: £825/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.85% (okay)
- **Max investor price (0.8%):** £103,125
- **Target investor price (1%):** £82,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £825/mo).*

- **Gross yield:** 10.2%
- **Cost-to-rent:** 9.8×
- **Monthly cashflow:** £334/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 534 |
| Drugs | 317 |
| Public order | 175 |
| Shoplifting | 174 |
| Anti-social behaviour | 133 |
| Other theft | 99 |
| Criminal damage and arson | 78 |
| Burglary | 55 |
| Vehicle crime | 41 |
| Theft from the person | 29 |
| Other crime | 27 |
| Possession of weapons | 22 |
| Robbery | 14 |
| Bicycle theft | 12 |
| **Total incidents** | **1710** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Liverpool John Moores University | Other | 0.1 miles | — (No rating) |
| Liverpool Institute of Performing Arts | Other | 0.2 miles | — (No rating) |
| The City of Liverpool College | Other | 0.2 miles | — (No rating) |
| LIPA Sixth Form College | Other | 0.2 miles | — (No rating) |
| Pleasant Street Primary School | Primary | 0.2 miles | Good — 18 May 2023 |