Flats/Maisonettes

5 APARTMENT 1 HARDMAN STREET

LIVERPOOL, MERSEYSIDE, L1 9AS

£97,500

Location

Map view View on Google Maps View on OpenStreetMap Street View L1 9AS

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	HARDMAN STREET/HOPE STREET	0.0 miles
Shop	Hardman's Off License	0.0 miles
Train station	Liverpool Central	0.4 miles
Hospital	Greenbank Drive Surgery	1.9 miles
University	Liverpool Hope University	3.4 miles

Property details

Tenure

Leasehold

Property type

Flat

Last sold

£97,500 Jan 2026

Local average

£149,145 (125 sales)

Street crime

1710 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	16/01/2026	£97,500	Flat	—	£97,500 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
21 FLAT 6 RODNEY STREET, LIVERPOOL, MERSEYSIDE, L1 9EF	£90,000	28/03/2022	Flat
5 APARTMENT 2 HARDMAN STREET, LIVERPOOL, MERSEYSIDE, L1 9AS	£80,000	18/02/2022	Flat
38 APARTMENT 1 RODNEY STREET, LIVERPOOL, MERSEYSIDE, L1 9AA	£200,000	13/10/2021	Flat
38 APARTMENT 2 RODNEY STREET, LIVERPOOL, MERSEYSIDE, L1 9AA	£210,000	30/09/2021	Flat
5 APARTMENT 7 HARDMAN STREET, LIVERPOOL, MERSEYSIDE, L1 9AS	£160,000	22/09/2021	Flat
5 APARTMENT 9 HARDMAN STREET, LIVERPOOL, MERSEYSIDE, L1 9AS	£85,000	06/08/2021	Flat
30 FLAT 3 RODNEY STREET, LIVERPOOL, MERSEYSIDE, L1 2TQ	£160,000	16/07/2021	Flat

Area average: £140,714 (7 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 9.5%

10y growth -2.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Liverpool. Series: Flats and maisonettes. As of March 2026.

1y (index) -1.4%

5y (index) 11.7%

10y (index) 50.1%

Rental Range

Estimated market rent for Liverpool. Low = conservative, Realistic = average, Optimistic = best case.

Low £807/mo

Realistic £897/mo

Optimistic £987/mo

Based on Local Authority from postcode lookup → Liverpool.

LHA (30th percentile) floor for Greater Liverpool: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Rodney Street, L1	£825/mo	1	0.07 miles	OpenRent

Average rent: £825/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.85%

Max investor price (0.8%) £103,125

Target investor price (1%) £82,500

Gross yield 10.2%

Cost-to-rent ratio 9.8×

Monthly cashflow £334/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 14.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	534
Drugs	317
Public order	175
Shoplifting	174
Anti-social behaviour	133
Other theft	99
Criminal damage and arson	78
Burglary	55
Vehicle crime	41
Theft from the person	29
Other crime	27
Possession of weapons	22
Robbery	14
Bicycle theft	12
Total incidents	1710

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Liverpool John Moores University	Other	0.1 miles	— (No rating)
Liverpool Institute of Performing Arts	Other	0.2 miles	— (No rating)
The City of Liverpool College	Other	0.2 miles	— (No rating)
LIPA Sixth Form College	Other	0.2 miles	— (No rating)
Pleasant Street Primary School	Primary	0.2 miles	Good — 18 May 2023

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 5 APARTMENT 1 HARDMAN STREET, LIVERPOOL, MERSEYSIDE, L1 9AS

## Property details

- Slug: `a77eafa` (address key hash: `a77eafa6757be7e91e0d2d4df8097c9cf4ae6498`)
- Postcode: L1 9AS
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Flat
- Last sold: £97,500 Jan 2026
- Local average: £149,145 (125 sales)
- Street crime: 1710 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £97,500
- Date: 2026-01-16
- Type: F
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-16 | £97,500 | Flat | — | £97,500 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-e1b4-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 APARTMENT 1 HARDMAN STREET, LIVERPOOL, MERSEYSIDE, L1 9AS | £97,500 | 16/01/2026 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 FLAT 6 RODNEY STREET, LIVERPOOL, MERSEYSIDE, L1 9EF | £90,000 | 28/03/2022 | Flat |
| 5 APARTMENT 2 HARDMAN STREET, LIVERPOOL, MERSEYSIDE, L1 9AS | £80,000 | 18/02/2022 | Flat |
| 38 APARTMENT 1 RODNEY STREET, LIVERPOOL, MERSEYSIDE, L1 9AA | £200,000 | 13/10/2021 | Flat |
| 38 APARTMENT 2 RODNEY STREET, LIVERPOOL, MERSEYSIDE, L1 9AA | £210,000 | 30/09/2021 | Flat |
| 5 APARTMENT 7 HARDMAN STREET, LIVERPOOL, MERSEYSIDE, L1 9AS | £160,000 | 22/09/2021 | Flat |
| 5 APARTMENT 9 HARDMAN STREET, LIVERPOOL, MERSEYSIDE, L1 9AS | £85,000 | 06/08/2021 | Flat |
| 30 FLAT 3 RODNEY STREET, LIVERPOOL, MERSEYSIDE, L1 2TQ | £160,000 | 16/07/2021 | Flat |

**Area average:** £140,714 (7 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.5%
- **10y growth:** -2.1%

## House Price Index (HM Land Registry)

*Official index for Liverpool; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -1.4%
- **5y growth (index):** 11.7%
- **10y growth (index):** 50.1%

## Rental Range

*ONS Price Index of Private Rents (Liverpool). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £807/mo
- **Realistic:** £897/mo
- **Optimistic:** £987/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Greater Liverpool (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Rodney Street, L1 | £825/mo | 1 | 0.07 miles | OpenRent |

**Average rent: £825/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.85% (okay)
- **Max investor price (0.8%):** £103,125
- **Target investor price (1%):** £82,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £825/mo).*

- **Gross yield:** 10.2%
- **Cost-to-rent:** 9.8×
- **Monthly cashflow:** £334/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 534 |
| Drugs | 317 |
| Public order | 175 |
| Shoplifting | 174 |
| Anti-social behaviour | 133 |
| Other theft | 99 |
| Criminal damage and arson | 78 |
| Burglary | 55 |
| Vehicle crime | 41 |
| Theft from the person | 29 |
| Other crime | 27 |
| Possession of weapons | 22 |
| Robbery | 14 |
| Bicycle theft | 12 |
| **Total incidents** | **1710** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Liverpool John Moores University | Other | 0.1 miles | — (No rating) |
| Liverpool Institute of Performing Arts | Other | 0.2 miles | — (No rating) |
| The City of Liverpool College | Other | 0.2 miles | — (No rating) |
| LIPA Sixth Form College | Other | 0.2 miles | — (No rating) |
| Pleasant Street Primary School | Primary | 0.2 miles | Good — 18 May 2023 |