Terraced 4 sales on record

CHERRY TREE COTTAGES 3 SMALLDALE

BRADWELL, HOPE VALLEY, DERBYSHIRE DALES, DERBYSHIRE, S33 9JQ

£290,000

Location

Map view View on Google Maps View on OpenStreetMap Street View S33 9JQ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Bradwell (Memorial Hall)	0.2 miles
Shop	Bradwell Village Shop	0.2 miles
Train station	Hope	1.3 miles
University	University of Derby, Buxton	8.5 miles
Hospital	Corbar hall	8.6 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms (EPC estimate)

Floor area

60 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£290,000 Jan 2026

Price per m²

£4,833/m²

Local average

£312,500 (6 sales)

Street crime

11 incidents within 1 mile (Mar 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 23/05/2025

Current heating cost: £873/year

Potential heating cost: £564/year

Est. upgrade cost to C: £23,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	30/01/2026	£290,000	Terraced	+38.8%	£288,316 to February 2026	View transaction
Sold	13/09/2018	£209,000	Terraced	+22.2%	£278,757 to February 2026	View transaction
Sold	14/09/2012	£171,000	Terraced	+21%	£278,315 to February 2026	View transaction
Sold	30/07/2010	£141,350	Terraced	—	£224,716 to February 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£290,000
listed	21/08/2025	£275,000
sold	01/01/2018	£209,000
sold	01/01/2012	£171,000
sold	01/01/2010	£141,350

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
ROSE DENE HUGH LANE, BRADWELL, HOPE VALLEY, DERBYSHIRE DALES, DERBYSHIRE, S33 9JB	£300,000	06/11/2023	Terraced
HOMESTEAD COTTAGE HUGH LANE, BRADWELL, HOPE VALLEY, DERBYSHIRE DALES, DERBYSHIRE, S33 9JB	£186,000	10/08/2022	Terraced
INGLESIDE COTTAGES 1 SMALLDALE, BRADWELL, HOPE VALLEY, DERBYSHIRE DALES, DERBYSHIRE, S33 9JQ	£250,000	08/08/2022	Terraced

Area average: £245,333 (3 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

10y growth 49.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Derbyshire Dales. Series: Terraced. As of February 2026.

1y (index) 3.8%

5y (index) 19.8%

10y (index) 46.3%

Rental Range

Estimated market rent for Derbyshire Dales. Low = conservative, Realistic = average, Optimistic = best case.

Low £725/mo

Realistic £805/mo

Optimistic £886/mo

Based on Local Authority from postcode lookup → Derbyshire Dales.

LHA (30th percentile) floor for Peaks & Dales: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 1-bedroom EPC estimate). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Semi-Detached House, Fern Bank, S33	£900/mo	2	0.22 miles	OpenRent

Average rent: £900/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.31%

Max investor price (0.8%) £112,500

Target investor price (1%) £90,000

Gross yield 3.7%

Cost-to-rent ratio 26.9×

Monthly cashflow £-357/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -5.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Public order	5
Anti-social behaviour	2
Violence and sexual offences	2
Criminal damage and arson	1
Other theft	1
Total incidents	11

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Bradwell Junior School	Primary	0.2 miles	Inadequate — 26 Feb 2023
Bradwell CofE (Controlled) Infant School	Primary	0.4 miles	Good — 17 Jun 2024
Hope Valley College	Secondary	1.2 miles	Good — 4 Dec 2023
Hope Primary School	Primary	1.4 miles	— (Inspected (no overall grade))
Castleton CofE Primary School	Primary	1.5 miles	Good — 10 Jun 2024

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# CHERRY TREE COTTAGES 3 SMALLDALE, BRADWELL, HOPE VALLEY, DERBYSHIRE DALES, DERBYSHIRE, S33 9JQ

## Property details

- Slug: `a733c5a` (address key hash: `a733c5aa20dbf4f6e45feb8319f7ba3c2426a845`)
- Postcode: S33 9JQ
- Transactions on record: 4

- Tenure: Freehold
- Property type: Terraced
- Bedrooms (EPC estimate): 1
- Floor area: 60 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £290,000 Jan 2026
- Price per m²: £4,833/m²
- Local average: £312,500 (6 sales)
- Street crime: 11 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £290,000
- Date: 2026-01-30
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £873/year
- **Est. upgrade cost to C:** £23,500

### Recommendations
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2835-9625-3500-0827-0226)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £290,000 | Terraced | +38.8% | £288,316 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-0cf5-d8ea-e063-4704a8c0bf7d) |
| Sold | 2018-09-13 | £209,000 | Terraced | +22.2% | £278,757 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/79a74e21-6623-1289-e053-6b04a8c01627) |
| Sold | 2012-09-14 | £171,000 | Terraced | +21% | £278,315 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/9359bc5d-0141-4a5a-8400-95d450380333) |
| Sold | 2010-07-30 | £141,350 | Terraced | — | £224,716 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/cd0e5d7c-a5fa-482e-92b7-ffac64e16b88) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| CHERRY TREE COTTAGES 3 SMALLDALE, BRADWELL, HOPE VALLEY, DERBYSHIRE DALES, DERBYSHIRE, S33 9JQ | £290,000 | 30/01/2026 | Terraced |
| CHERRY TREE COTTAGES 3 SMALLDALE, BRADWELL, HOPE VALLEY, DERBYSHIRE DALES, DERBYSHIRE, S33 9JQ | £209,000 | 13/09/2018 | Terraced |
| CHERRY TREE COTTAGES 3 SMALLDALE, BRADWELL, HOPE VALLEY, DERBYSHIRE DALES, DERBYSHIRE, S33 9JQ | £171,000 | 14/09/2012 | Terraced |
| CHERRY TREE COTTAGES 3 SMALLDALE, BRADWELL, HOPE VALLEY, DERBYSHIRE DALES, DERBYSHIRE, S33 9JQ | £141,350 | 30/07/2010 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166056695](http://87.117.209.195:8080/listings/0eee836)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £290,000 |
| listed | 2025-08-21 | £275,000 |
| sold | 2018-01-01 | £209,000 |
| sold | 2012-01-01 | £171,000 |
| sold | 2010-01-01 | £141,350 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ROSE DENE HUGH LANE, BRADWELL, HOPE VALLEY, DERBYSHIRE DALES, DERBYSHIRE, S33 9JB | £300,000 | 06/11/2023 | Terraced |
| HOMESTEAD COTTAGE HUGH LANE, BRADWELL, HOPE VALLEY, DERBYSHIRE DALES, DERBYSHIRE, S33 9JB | £186,000 | 10/08/2022 | Terraced |
| INGLESIDE COTTAGES 1 SMALLDALE, BRADWELL, HOPE VALLEY, DERBYSHIRE DALES, DERBYSHIRE, S33 9JQ | £250,000 | 08/08/2022 | Terraced |

**Area average:** £245,333 (3 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **10y growth:** 49.1%

## House Price Index (HM Land Registry)

*Official index for Derbyshire Dales; Terraced series; as of February 2026.*

- **1y growth (index):** 3.8%
- **5y growth (index):** 19.8%
- **10y growth (index):** 46.3%

## Rental Range

*ONS Price Index of Private Rents (Derbyshire Dales). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £725/mo
- **Realistic:** £805/mo
- **Optimistic:** £886/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Peaks & Dales (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 1-bedroom EPC estimate). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Fern Bank, S33 | £900/mo | 2 | 0.22 miles | OpenRent |

**Average rent: £900/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.31% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 3.7%
- **Cost-to-rent:** 26.9×
- **Monthly cashflow:** £-357/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Public order | 5 |
| Anti-social behaviour | 2 |
| Violence and sexual offences | 2 |
| Criminal damage and arson | 1 |
| Other theft | 1 |
| **Total incidents** | **11** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Bradwell Junior School | Primary | 0.2 miles | Inadequate — 26 Feb 2023 |
| Bradwell CofE (Controlled) Infant School | Primary | 0.4 miles | Good — 17 Jun 2024 |
| Hope Valley College | Secondary | 1.2 miles | Good — 4 Dec 2023 |
| Hope Primary School | Primary | 1.4 miles | — (Inspected (no overall grade)) |
| Castleton CofE Primary School | Primary | 1.5 miles | Good — 10 Jun 2024 |