# 90 THODAY STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AX

## Property details

- Slug: `a618588` (address key hash: `a618588f23784bfc1b70584c681bdbc67f28e68c`)
- Postcode: CB1 3AX
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Last sold: £539,000 Feb 2026
- Local average: £553,486 (67 sales)
- Street crime: 516 incidents within 1 mile (May 2026)

## Latest sale

- Price: £539,000
- Date: 2026-02-12
- Type: T
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-12 | £539,000 | Terraced | +18.5% | £522,002 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-dff5-8922-e063-4804a8c094d0) |
| Sold | 2021-01-28 | £455,000 | Terraced | +250% | £468,788 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/bef7ebbe-9827-7a76-e053-6b04a8c092f7) |
| Sold | 1999-10-12 | £130,000 | Terraced | — | £567,706 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/d47b9be2-b02b-4362-b0f6-f0963b874ade) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 90 THODAY STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AX | £539,000 | 12/02/2026 | Terraced |
| 90 THODAY STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AX | £455,000 | 28/01/2021 | Terraced |
| 90 THODAY STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AX | £130,000 | 12/10/1999 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165372665](http://87.117.209.195:8080/listings/662081a)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £539,000 |
| listed | 2025-08-05 | £550,000 |
| sold | 2021-01-01 | £455,000 |
| sold | 2001-01-01 | £174,500 |
| sold | 1999-01-01 | £130,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 131 ROSS STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3BS | £535,000 | 15/01/2026 | Terraced |
| 37 THODAY STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AS | £540,000 | 19/12/2025 | Terraced |
| 21 CAVENDISH PLACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3BH | £650,000 | 12/12/2025 | Terraced |
| 10 ROSS STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3BX | £475,000 | 11/11/2025 | Terraced |
| 85 THODAY STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AT | £460,000 | 07/11/2025 | Terraced |
| 13 ST PHILIPS ROAD, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AQ | £375,000 | 04/09/2025 | Terraced |
| 71 THODAY STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AT | £350,000 | 23/06/2025 | Terraced |
| 78 HEMINGFORD ROAD, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3BZ | £660,000 | 02/12/2024 | Terraced |
| 142 CATHARINE STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AR | £380,000 | 19/12/2023 | Terraced |
| 120 THODAY STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AX | £524,000 | 31/10/2023 | Terraced |
| 105 HEMINGFORD ROAD, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3BY | £565,000 | 20/10/2023 | Terraced |
| 8 ST PHILIPS ROAD, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AQ | £563,000 | 08/06/2023 | Terraced |
| 76 HEMINGFORD ROAD, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3BZ | £786,000 | 05/06/2023 | Terraced |
| 54 HEMINGFORD ROAD, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3BZ | £505,000 | 30/05/2023 | Terraced |
| 121B THODAY STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AT | £460,000 | 19/05/2023 | Terraced |
| 58 CATHARINE STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AW | £391,000 | 22/03/2023 | Terraced |
| 134 SEDGWICK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AL | £535,000 | 21/12/2022 | Terraced |
| 75 THODAY STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AT | £549,000 | 02/12/2022 | Terraced |
| 91 SEDGWICK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AL | £440,000 | 02/12/2022 | Terraced |
| 94 THODAY STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 3AX | £500,000 | 29/11/2022 | Terraced |

**Area average:** £512,150 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.6%
- **10y growth:** 10.4%

## House Price Index (HM Land Registry)

*Official index for Cambridge; Terraced series; as of April 2026.*

- **1y growth (index):** -3.4%
- **5y growth (index):** 7.3%
- **10y growth (index):** 6%

## Rental Range

*ONS Price Index of Private Rents (Cambridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,625/mo
- **Realistic:** £1,805/mo
- **Optimistic:** £1,986/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Maisonette, Mill Yard, CB1 | £1,350/mo | 1 | 0.27 miles | OpenRent |

**Average rent: £1,350/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.25% (weak for cashflow)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 3%
- **Cost-to-rent:** 33.3×
- **Monthly cashflow:** £-933/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -7.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 138 |
| Shoplifting | 90 |
| Anti-social behaviour | 80 |
| Bicycle theft | 50 |
| Other theft | 36 |
| Public order | 32 |
| Criminal damage and arson | 31 |
| Vehicle crime | 20 |
| Other crime | 9 |
| Drugs | 8 |
| Robbery | 8 |
| Possession of weapons | 7 |
| Theft from the person | 6 |
| Burglary | 1 |
| **Total incidents** | **516** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Philip's CofE Aided Primary School | Primary | 0.3 miles | Good — 16 Jan 2022 |
| Cambridge Maths School | Other | 0.4 miles | — (No rating) |
| Ridgefield Primary School | Primary | 0.5 miles | Good — 19 Apr 2013 |
| Coleridge Community College | Secondary | 0.5 miles | Good — 31 May 2019 |
| Brunswick Nursery School | Nursery | 0.6 miles | Outstanding — 19 Oct 2012 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2490671
- **Address:** 90 Thoday Street, CAMBRIDGE, CB1 3AX
- **Certificate Issued:** 01/03/2005
- **Work Completed:** 26/01/2005
- **Items:** 9 window(s), 1 door(s)