# 127 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE

## Property details

- Slug: `a5b9d40` (address key hash: `a5b9d40771552222b9e764af2ec67cd86c793363`)
- Postcode: LA5 9EE
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 92 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £130,500 Feb 2026
- Price per m²: £1,418/m²
- Local average: £158,755 (15 sales)
- Street crime: 23 incidents within 1 mile (May 2026)

## Latest sale

- Price: £130,500
- Date: 2026-02-27
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 13/05/2035
- **Current heating cost:** £912/year
- **Est. upgrade cost to C:** £18,520

### Recommendations
- Q (£4,000 - £14,000)
- E (£20)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0950-1201-6105-5448-0404)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-27 | £130,500 | Terraced | — | £127,625 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-53c1-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 127 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EE | £130,500 | 27/02/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [162022427](http://87.117.209.195:8080/listings/3761719)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £130,500 |
| listed | 2025-05-16 | £145,000 |
| sold | 2001-01-01 | £49,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 41 GROSVENOR PLACE, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9DL | £160,000 | 18/12/2025 | Terraced |
| 11 STANLEY STREET, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9DX | £137,500 | 17/12/2025 | Terraced |
| 39 HILL STREET, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9DY | £95,000 | 28/03/2025 | Terraced |
| 53 REDRUTH DRIVE, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9TT | £168,000 | 30/11/2023 | Terraced |
| 14 TOWPATH WALK, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9JS | £160,000 | 31/07/2023 | Terraced |
| 41 HILL STREET, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9DY | £143,000 | 07/07/2023 | Terraced |
| 41 GROSVENOR PLACE, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9DL | £125,000 | 12/05/2023 | Terraced |
| 14 HILL STREET, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9DY | £136,000 | 27/04/2023 | Terraced |
| 27 VICTORIA STREET, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9ED | £159,275 | 05/04/2023 | Terraced |
| 9 VICTORIA STREET, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9DP | £185,000 | 16/12/2022 | Terraced |
| 6 HILL STREET, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9DY | £136,000 | 12/12/2022 | Terraced |
| 146 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EA | £185,000 | 06/12/2022 | Terraced |
| 15 GROSVENOR PLACE, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9DL | £175,000 | 02/12/2022 | Terraced |
| 7 GROSVENOR PLACE, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9DL | £160,000 | 18/11/2022 | Terraced |
| 138 LANCASTER ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9EA | £185,000 | 28/10/2022 | Terraced |
| 17 STANLEY STREET, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9DX | £140,000 | 21/10/2022 | Terraced |
| 3 STANLEY STREET, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9DX | £210,000 | 16/09/2022 | Terraced |
| 5 STANLEY STREET, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9DX | £155,000 | 26/08/2022 | Terraced |
| 11 ALEXANDRA ROAD, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9DT | £156,000 | 15/08/2022 | Terraced |
| 17 KING STREET, CARNFORTH, LANCASTER, LANCASHIRE, LA5 9DU | £175,000 | 13/04/2022 | Terraced |

**Area average:** £157,289 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -5.2%
- **10y growth:** 15.6%

## House Price Index (HM Land Registry)

*Official index for Lancaster; Terraced series; as of April 2026.*

- **1y growth (index):** 0.8%
- **5y growth (index):** 18.9%
- **10y growth (index):** 47.3%

## Rental Range

*ONS Price Index of Private Rents (Lancaster). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £726/mo
- **Realistic:** £807/mo
- **Optimistic:** £888/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Coniston Road, LA5 | £875/mo | 3 | 0.47 miles | OpenRent |

**Average rent: £875/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.67% (weak for cashflow)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 8%
- **Cost-to-rent:** 12.4×
- **Monthly cashflow:** £249/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 10 |
| Anti-social behaviour | 6 |
| Other theft | 3 |
| Vehicle crime | 2 |
| Drugs | 1 |
| Public order | 1 |
| **Total incidents** | **23** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Carnforth Community Primary School | Primary | 0.3 miles | Good — 18 Mar 2024 |
| Carnforth Christ Church, Church of England, Voluntary Aided Primary School | Primary | 0.4 miles | Good — 10 Jul 2013 |
| Our Lady of Lourdes Catholic Primary School, Carnforth | Primary | 0.5 miles | Good — 22 Dec 2016 |
| Carnforth High School | Secondary | 0.6 miles | Good — 22 May 2013 |
| Nether Kellet Community Primary School | Primary | 1.4 miles | Outstanding — 10 Dec 2014 |