# 15 SYLVAN GARDENS, KIRKHAM, PRESTON, FYLDE, LANCASHIRE, PR4 3FW

## Property details

- Slug: `a571223` (address key hash: `a5712235d8ba29c9fc3ba697093fa7ced1530fbd`)
- Postcode: PR4 3FW
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Floor area: 177 m²
- EPC rating: B
- Last sold: £459,995 Nov 2023
- Price per m²: £2,599/m²
- Local average: £392,562 (150 sales)

## Latest sale

- Price: £459,995
- Date: 2023-11-10
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 22/10/2033
- **Current heating cost:** £918/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9190-0473-0932-2322-3073)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2023-11-10 | £459,995 | Detached | — | £490,510 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/2acace8c-f7ba-295e-e063-4804a8c0b0eb) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 SYLVAN GARDENS, KIRKHAM, PRESTON, FYLDE, LANCASHIRE, PR4 3FW | £459,995 | 10/11/2023 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 SYLVAN GARDENS, KIRKHAM, PRESTON, FYLDE, LANCASHIRE, PR4 3FW | £410,000 | 26/03/2026 | Detached |
| 6 SYLVAN GARDENS, KIRKHAM, PRESTON, FYLDE, LANCASHIRE, PR4 3FW | £399,995 | 31/03/2023 | Detached |

**Area average:** £404,998 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.2%
- **10y growth:** 43.3%

## House Price Index (HM Land Registry)

*Official index for North West; Detached series; as of April 2026.*

- **1y growth (index):** 5.5%
- **5y growth (index):** 24.2%
- **10y growth (index):** 53.6%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Lancs (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | As seen on |
|------|------|------|------|
| 1 Bed Flat, Amberwood, PR4 | £595/mo | 1 | OpenRent |
| 2 Bed Terraced House, Garstang Road South, PR4 | £735/mo | 2 | OpenRent |
| 3 Bed Terraced House, Thompson St, PR4 | £745/mo | 3 | OpenRent |
| 3 Bed Terraced House, Pendle Court, PR4 | £745/mo | 3 | OpenRent |
| 3 Bed Terraced House, Catherine Street, PR4 | £775/mo | 3 | OpenRent |
| 3 Bed Terraced House, Weeton Road, PR4 | £895/mo | 3 | OpenRent |

**Average rent: £748/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.16% (weak for cashflow)
- **Max investor price (0.8%):** £93,125
- **Target investor price (1%):** £74,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £745/mo).*

- **Gross yield:** 1.9%
- **Cost-to-rent:** 51.5×
- **Monthly cashflow:** £-1,166/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -10.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*