Terraced 5 sales on record

25 BINGLEY ROAD

CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BU

£115,000

Location

Map view View on Google Maps View on OpenStreetMap Street View BD22 9BU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Halifax Road / Cross Roads	0.1 miles
Shop	Unknown	0.1 miles
Train station	Oakworth	0.7 miles
University	University of Bradford Oxenhope Field Site	3.7 miles
Hospital	Moorlands View	5.4 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms (EPC estimate)

Floor area

69 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£115,000 Jan 2026

Price per m²

£1,667/m²

Local average

£183,113 (60 sales)

Street crime

59 incidents within 1 mile (Mar 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 10/04/2025

Current heating cost: £1,000/year

Potential heating cost: £829/year

Est. upgrade cost to C: £18,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	16/01/2026	£115,000	Terraced	+35.4%	£114,798 to February 2026	View transaction
Sold	21/05/2004	£84,950	Terraced	+41.6%	£207,534 to February 2026	View transaction
Sold	14/03/2003	£59,999	Terraced	+70.2%	£205,918 to February 2026	View transaction
Sold	22/01/1999	£35,250	Terraced	+3.7%	£168,962 to February 2026	View transaction
Sold	29/03/1996	£34,000	Terraced	—	£167,930 to February 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
9 GOTT STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9AY	£240,000	09/01/2026	Terraced
14 BINGLEY ROAD, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BU	£180,000	15/12/2025	Terraced
71 CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BG	£160,000	27/11/2025	Terraced
79 CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BG	£149,000	31/10/2025	Terraced
131 BOCKING, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9AP	£100,000	16/11/2023	Terraced
21 NELSON STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9EA	£125,000	25/09/2023	Terraced
11 RUTH STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9DN	£138,000	15/09/2023	Terraced
4 ALBION STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9EB	£120,000	01/09/2023	Terraced
11 GOTT STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9AY	£202,000	28/04/2023	Terraced
17 RUPERT STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BS	£95,000	12/12/2022	Terraced
18 CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BT	£94,000	18/11/2022	Terraced
11 CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BG	£92,500	07/11/2022	Terraced
7 BARWICK SQUARE, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BD	£70,000	03/10/2022	Terraced
11 NELSON STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9EA	£155,000	15/09/2022	Terraced
61 CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BG	£88,500	26/08/2022	Terraced
73 CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BG	£155,000	12/08/2022	Terraced
7 GORDON STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9DY	£80,000	13/07/2022	Terraced
11 ROBERT STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BP	£170,000	15/06/2022	Terraced
47 BINGLEY ROAD, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BU	£119,950	18/05/2022	Terraced
13 RUTH STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9DN	£137,000	13/05/2022	Terraced

Area average: £133,548 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 19.5%

10y growth 50.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Bradford. Series: Terraced. As of February 2026.

1y (index) 7.2%

5y (index) 28.8%

10y (index) 58.9%

Rental Range

Estimated market rent for Bradford. Low = conservative, Realistic = average, Optimistic = best case.

Low £668/mo

Realistic £742/mo

Optimistic £816/mo

Based on Local Authority from postcode lookup → Bradford.

LHA (30th percentile) floor for Bradford & South Dales: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area, preferring 2-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Myrtle Terrace, BD22	£685/mo	2	0.29 miles	OpenRent
2 Bed Terraced House, Hebden Road, BD22	£825/mo	2	0.4 miles	OpenRent
2 Bed Terraced House, Apsley St, BD22	£795/mo	2	0.76 miles	OpenRent
2 Bed Semi-Detached House, Oak Street, BD22	£800/mo	2	0.76 miles	OpenRent
2 Bed Terraced House, Oak St, BD22	£725/mo	2	0.76 miles	OpenRent
2 Bed Terraced House, Green Lane, BD22	£750/mo	2	1.09 miles	OpenRent
2 Bed Terraced House, Apsley Street, BD22	£775/mo	2	1.1 miles	OpenRent
2 Bed Terraced House, Hill Street, BD22	£650/mo	2	1.14 miles	OpenRent
2 Bed End Terrace, Ingram Street, BD21	£725/mo	2	1.15 miles	OpenRent

Average rent: £748/mo (9 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.65%

Max investor price (0.8%) £93,750

Target investor price (1%) £75,000

Gross yield 7.8%

Cost-to-rent ratio 12.8×

Monthly cashflow £197/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 7.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	27
Public order	7
Anti-social behaviour	5
Other theft	5
Criminal damage and arson	4
Burglary	3
Other crime	2
Theft from the person	2
Bicycle theft	1
Drugs	1
Shoplifting	1
Vehicle crime	1
Total incidents	59

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Lees Primary School	Primary	0.3 miles	Good — 12 Dec 2023
Worth Valley Primary School	Primary	1.0 miles	Good — 13 Nov 2019
Haworth Primary School	Primary	1.0 miles	Good — 7 Jul 2015
Oakworth Primary School	Primary	1.0 miles	Good — 2 Mar 2023
Beckfoot Oakbank	Secondary	1.4 miles	Inadequate — 23 Jan 2023

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 25 BINGLEY ROAD, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BU

## Property details

- Slug: `a345229` (address key hash: `a3452295127e5ce3d4e75479072db7b94bff2910`)
- Postcode: BD22 9BU
- Transactions on record: 5

- Tenure: Freehold
- Property type: Terraced
- Bedrooms (EPC estimate): 2
- Floor area: 69 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £115,000 Jan 2026
- Price per m²: £1,667/m²
- Local average: £183,113 (60 sales)
- Street crime: 59 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £115,000
- Date: 2026-01-16
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £1,000/year
- **Est. upgrade cost to C:** £18,500

### Recommendations
- Q (£4,000 - £14,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/3900-3004-0322-0498-3453)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-16 | £115,000 | Terraced | +35.4% | £114,798 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-ac20-591c-e063-4704a8c00c31) |
| Sold | 2004-05-21 | £84,950 | Terraced | +41.6% | £207,534 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/b8ad0da5-c5db-40d7-8a08-fb3b56109f35) |
| Sold | 2003-03-14 | £59,999 | Terraced | +70.2% | £205,918 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/61a44574-c601-418c-b653-78e2ff11d68f) |
| Sold | 1999-01-22 | £35,250 | Terraced | +3.7% | £168,962 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/ef0e371c-c5f8-47e6-9edf-3f1475eb144a) |
| Sold | 1996-03-29 | £34,000 | Terraced | — | £167,930 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/b9153049-8894-489d-86f3-366b760df084) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 25 BINGLEY ROAD, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BU | £115,000 | 16/01/2026 | Terraced |
| 25 BINGLEY ROAD, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BU | £84,950 | 21/05/2004 | Terraced |
| 25 BINGLEY ROAD, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BU | £59,999 | 14/03/2003 | Terraced |
| 25 BINGLEY ROAD, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BU | £35,250 | 22/01/1999 | Terraced |
| 25 BINGLEY ROAD, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BU | £34,000 | 29/03/1996 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 GOTT STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9AY | £240,000 | 09/01/2026 | Terraced |
| 14 BINGLEY ROAD, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BU | £180,000 | 15/12/2025 | Terraced |
| 71 CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BG | £160,000 | 27/11/2025 | Terraced |
| 79 CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BG | £149,000 | 31/10/2025 | Terraced |
| 131 BOCKING, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9AP | £100,000 | 16/11/2023 | Terraced |
| 21 NELSON STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9EA | £125,000 | 25/09/2023 | Terraced |
| 11 RUTH STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9DN | £138,000 | 15/09/2023 | Terraced |
| 4 ALBION STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9EB | £120,000 | 01/09/2023 | Terraced |
| 11 GOTT STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9AY | £202,000 | 28/04/2023 | Terraced |
| 17 RUPERT STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BS | £95,000 | 12/12/2022 | Terraced |
| 18 CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BT | £94,000 | 18/11/2022 | Terraced |
| 11 CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BG | £92,500 | 07/11/2022 | Terraced |
| 7 BARWICK SQUARE, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BD | £70,000 | 03/10/2022 | Terraced |
| 11 NELSON STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9EA | £155,000 | 15/09/2022 | Terraced |
| 61 CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BG | £88,500 | 26/08/2022 | Terraced |
| 73 CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BG | £155,000 | 12/08/2022 | Terraced |
| 7 GORDON STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9DY | £80,000 | 13/07/2022 | Terraced |
| 11 ROBERT STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BP | £170,000 | 15/06/2022 | Terraced |
| 47 BINGLEY ROAD, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9BU | £119,950 | 18/05/2022 | Terraced |
| 13 RUTH STREET, CROSS ROADS, KEIGHLEY, BRADFORD, WEST YORKSHIRE, BD22 9DN | £137,000 | 13/05/2022 | Terraced |

**Area average:** £133,548 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.5%
- **10y growth:** 50.2%

## House Price Index (HM Land Registry)

*Official index for Bradford; Terraced series; as of February 2026.*

- **1y growth (index):** 7.2%
- **5y growth (index):** 28.8%
- **10y growth (index):** 58.9%

## Rental Range

*ONS Price Index of Private Rents (Bradford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £668/mo
- **Realistic:** £742/mo
- **Optimistic:** £816/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bradford & South Dales (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area, preferring 2-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Myrtle Terrace, BD22 | £685/mo | 2 | 0.29 miles | OpenRent |
| 2 Bed Terraced House, Hebden Road, BD22 | £825/mo | 2 | 0.4 miles | OpenRent |
| 2 Bed Terraced House, Apsley St, BD22 | £795/mo | 2 | 0.76 miles | OpenRent |
| 2 Bed Semi-Detached House, Oak Street, BD22 | £800/mo | 2 | 0.76 miles | OpenRent |
| 2 Bed Terraced House, Oak St, BD22 | £725/mo | 2 | 0.76 miles | OpenRent |
| 2 Bed Terraced House, Green Lane, BD22 | £750/mo | 2 | 1.09 miles | OpenRent |
| 2 Bed Terraced House, Apsley Street, BD22 | £775/mo | 2 | 1.1 miles | OpenRent |
| 2 Bed Terraced House, Hill Street, BD22 | £650/mo | 2 | 1.14 miles | OpenRent |
| 2 Bed End Terrace, Ingram Street, BD21 | £725/mo | 2 | 1.15 miles | OpenRent |

**Average rent: £748/mo (9 listings)**

## 1% Rule

- **Rent ratio:** 0.65% (weak for cashflow)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 7.8%
- **Cost-to-rent:** 12.8×
- **Monthly cashflow:** £197/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 27 |
| Public order | 7 |
| Anti-social behaviour | 5 |
| Other theft | 5 |
| Criminal damage and arson | 4 |
| Burglary | 3 |
| Other crime | 2 |
| Theft from the person | 2 |
| Bicycle theft | 1 |
| Drugs | 1 |
| Shoplifting | 1 |
| Vehicle crime | 1 |
| **Total incidents** | **59** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Lees Primary School | Primary | 0.3 miles | Good — 12 Dec 2023 |
| Worth Valley Primary School | Primary | 1.0 miles | Good — 13 Nov 2019 |
| Haworth Primary School | Primary | 1.0 miles | Good — 7 Jul 2015 |
| Oakworth Primary School | Primary | 1.0 miles | Good — 2 Mar 2023 |
| Beckfoot Oakbank | Secondary | 1.4 miles | Inadequate — 23 Jan 2023 |