# 24 HOLLAND ROAD, CHATHAM, MEDWAY, ME5 9TN

## Property details

- Slug: `a024d0b` (address key hash: `a024d0b2a9e8df2002c9f78fa5221fb1348cfd38`)
- Postcode: ME5 9TN
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 80 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £430,000 Feb 2026
- Price per m²: £5,375/m²
- Local average: £331,077 (78 sales)
- Street crime: 115 incidents within 1 mile (May 2026)

## Latest sale

- Price: £430,000
- Date: 2026-02-02
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 18/09/2027
- **Current heating cost:** £630/year
- **Est. upgrade cost to C:** £20,515

### Recommendations
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- E (£15)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9118-6056-7231-5743-0900)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-02 | £430,000 | Semi-detached | +32.3% | £426,107 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-4813-8922-e063-4804a8c094d0) |
| Sold | 2020-12-18 | £325,000 | Semi-detached | — | £386,624 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/c3c3f9b5-dc7b-362b-e053-6b04a8c03acc) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 24 HOLLAND ROAD, CHATHAM, MEDWAY, ME5 9TN | £430,000 | 02/02/2026 | Semi-detached |
| 24 HOLLAND ROAD, CHATHAM, MEDWAY, ME5 9TN | £325,000 | 18/12/2020 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166761926](http://87.117.209.195:8080/listings/d34da5a)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £430,000 |
| listed | 2025-09-09 | £425,000 |
| sold | 2020-01-01 | £325,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 117 MADDEN AVENUE, CHATHAM, MEDWAY, ME5 9TQ | £260,000 | 18/12/2025 | Semi-detached |
| 8 MAYWEED AVENUE, CHATHAM, MEDWAY, ME5 0PX | £270,000 | 15/12/2025 | Semi-detached |
| 42 HURSTWOOD, CHATHAM, MEDWAY, ME5 0XJ | £238,000 | 28/11/2025 | Semi-detached |
| 75 WATSON AVENUE, CHATHAM, MEDWAY, ME5 9SJ | £293,000 | 28/11/2025 | Semi-detached |
| 19 WATSON AVENUE, CHATHAM, MEDWAY, ME5 9SH | £330,000 | 27/11/2025 | Semi-detached |
| 38 WATSON AVENUE, CHATHAM, MEDWAY, ME5 9SN | £380,000 | 24/11/2025 | Semi-detached |
| 71 MADDEN AVENUE, CHATHAM, MEDWAY, ME5 9TH | £275,000 | 11/08/2025 | Semi-detached |
| 25 HOLLAND ROAD, CHATHAM, MEDWAY, ME5 9TN | £315,000 | 11/07/2025 | Semi-detached |
| 76 HURSTWOOD, CHATHAM, MEDWAY, ME5 0XH | £203,000 | 26/02/2025 | Semi-detached |
| 13 THORNDALE CLOSE, CHATHAM, MEDWAY, ME5 9SW | £320,000 | 28/11/2024 | Semi-detached |
| 53 HURSTWOOD, CHATHAM, MEDWAY, ME5 0XH | £310,000 | 28/11/2023 | Semi-detached |
| 75 MADDEN AVENUE, CHATHAM, MEDWAY, ME5 9TH | £282,550 | 03/11/2023 | Semi-detached |
| 9 WATSON AVENUE, CHATHAM, MEDWAY, ME5 9SH | £310,000 | 17/10/2023 | Semi-detached |
| 6 HURSTWOOD, CHATHAM, MEDWAY, ME5 0XJ | £355,000 | 25/08/2023 | Semi-detached |
| 51 HOLLAND ROAD, CHATHAM, MEDWAY, ME5 9TW | £305,000 | 14/07/2023 | Semi-detached |
| 55 HURSTWOOD, CHATHAM, MEDWAY, ME5 0XH | £315,000 | 23/06/2023 | Semi-detached |
| 42 HURSTWOOD, CHATHAM, MEDWAY, ME5 0XJ | £240,000 | 23/05/2023 | Semi-detached |
| 16 THORNDALE CLOSE, CHATHAM, MEDWAY, ME5 9SW | £365,000 | 11/04/2023 | Semi-detached |
| 315 MAIDSTONE ROAD, CHATHAM, MEDWAY, ME5 9SE | £360,000 | 16/12/2022 | Semi-detached |
| 66 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TS | £265,000 | 23/11/2022 | Semi-detached |

**Area average:** £299,578 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -0.3%
- **10y growth:** 29.6%

## House Price Index (HM Land Registry)

*Official index for Medway; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1%
- **5y growth (index):** 17.5%
- **10y growth (index):** 40.7%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,114/mo
- **Realistic:** £1,238/mo
- **Optimistic:** £1,362/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Harptree Drive, ME5 | £1,600/mo | 3 | 0.35 miles | OpenRent |
| [Coppertree Walk, Chatham, ME5](http://87.117.209.195:8080/listings/e191c22) | £1,450/mo | 3 | 1.7 miles | Rightmove |

**Average rent: £1,525/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.35% (weak for cashflow)
- **Max investor price (0.8%):** £190,625
- **Target investor price (1%):** £152,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,525/mo).*

- **Gross yield:** 4.3%
- **Cost-to-rent:** 23.5×
- **Monthly cashflow:** £-346/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 46 |
| Anti-social behaviour | 27 |
| Criminal damage and arson | 9 |
| Other theft | 7 |
| Shoplifting | 7 |
| Burglary | 5 |
| Public order | 5 |
| Vehicle crime | 3 |
| Drugs | 2 |
| Other crime | 2 |
| Robbery | 2 |
| **Total incidents** | **115** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Horsted Junior School | Primary | 0.1 miles | Good — 19 May 2014 |
| Horsted Infant School | Primary | 0.2 miles | Good — 27 Nov 2023 |
| Oaklands School | Primary | 0.4 miles | Good — 2 Mar 2018 |
| Walderslade School | Secondary | 0.5 miles | Inadequate — 17 May 2023 |
| St Thomas More Roman Catholic Primary School | Primary | 0.6 miles | — (Inspected (no overall grade)) |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #14337001
- **Address:** 24 Holland Road, CHATHAM, ME5 9TN
- **Certificate Issued:** 29/11/2020
- **Work Completed:** 16/11/2020
- **Items:** 7 window(s), 2 door(s)