# 28 ST DAVIDS ROAD, RAMSGATE, THANET, KENT, CT11 7EP

## Property details

- Slug: `a022377` (address key hash: `a022377d324ed56ff5e23986656d0c9d350a3d76`)
- Postcode: CT11 7EP
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 84 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £302,000 Jan 2026
- Price per m²: £3,595/m²
- Local average: £269,825 (54 sales)
- Street crime: 347 incidents within 1 mile (May 2026)

## Latest sale

- Price: £302,000
- Date: 2026-01-27
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 11/02/2031
- **Current heating cost:** £641/year
- **Est. upgrade cost to C:** £10,515

### Recommendations
- W1 (£800 - £1,200)
- E (£15)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1739-7722-9000-0332-3296)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-27 | £302,000 | Terraced | -0.2% | £303,370 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-4009-d8ea-e063-4704a8c0bf7d) |
| Sold | 2022-03-23 | £302,500 | Terraced | +80.1% | £294,846 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/de2d0cdf-c525-51ee-e053-6c04a8c00671) |
| Sold | 2021-04-30 | £168,000 | Terraced | — | £181,080 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/cb0035e5-e234-58ae-e053-6b04a8c091af) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 28 ST DAVIDS ROAD, RAMSGATE, THANET, KENT, CT11 7EP | £302,000 | 27/01/2026 | Terraced |
| 28 ST DAVIDS ROAD, RAMSGATE, THANET, KENT, CT11 7EP | £302,500 | 23/03/2022 | Terraced |
| 28 ST DAVIDS ROAD, RAMSGATE, THANET, KENT, CT11 7EP | £168,000 | 30/04/2021 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164728199](http://87.117.209.195:8080/listings/256be9f)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £302,000 |
| listed | 2025-07-19 | £300,000 |
| sold | 2022-01-01 | £302,500 |
| sold | 2021-01-01 | £168,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 18 DANE PARK ROAD, RAMSGATE, THANET, KENT, CT11 7LS | £237,550 | 08/01/2026 | Terraced |
| 30 ST DAVIDS ROAD, RAMSGATE, THANET, KENT, CT11 7EP | £200,000 | 24/11/2025 | Terraced |
| 44 ROSEBERY AVENUE, RAMSGATE, THANET, KENT, CT11 7ES | £232,500 | 07/11/2025 | Terraced |
| 31 CECILIA ROAD, RAMSGATE, THANET, KENT, CT11 7DY | £195,000 | 22/08/2025 | Terraced |
| 106 HERESON ROAD, RAMSGATE, THANET, KENT, CT11 7DU | £205,000 | 15/08/2025 | Terraced |
| 118 HERESON ROAD, RAMSGATE, THANET, KENT, CT11 7EE | £280,000 | 01/12/2023 | Terraced |
| 38 ST PATRICKS ROAD, RAMSGATE, THANET, KENT, CT11 7EJ | £267,000 | 24/11/2023 | Terraced |
| 8 ST GEORGES ROAD, RAMSGATE, THANET, KENT, CT11 7EF | £270,000 | 15/11/2023 | Terraced |
| 48 DANE PARK ROAD, RAMSGATE, THANET, KENT, CT11 7LR | £305,000 | 20/10/2023 | Terraced |
| 15 LILLIAN ROAD, RAMSGATE, THANET, KENT, CT11 7DT | £235,000 | 20/10/2023 | Terraced |
| 202 HERESON ROAD, RAMSGATE, THANET, KENT, CT11 7ER | £205,000 | 20/10/2023 | Terraced |
| 15 HAREBROOK, RAMSGATE, THANET, KENT, CT11 8BQ | £315,000 | 16/10/2023 | Terraced |
| 107 HERESON ROAD, RAMSGATE, THANET, KENT, CT11 7EE | £125,000 | 17/07/2023 | Terraced |
| 61 MUIR ROAD, RAMSGATE, THANET, KENT, CT11 8AU | £215,000 | 13/07/2023 | Terraced |
| 45 ST DAVIDS ROAD, RAMSGATE, THANET, KENT, CT11 7EP | £240,000 | 09/06/2023 | Terraced |
| 182 HERESON ROAD, RAMSGATE, THANET, KENT, CT11 7EL | £265,000 | 26/05/2023 | Terraced |
| 41 CECILIA ROAD, RAMSGATE, THANET, KENT, CT11 7DZ | £230,000 | 19/05/2023 | Terraced |
| 80 DANE PARK ROAD, RAMSGATE, THANET, KENT, CT11 7LP | £245,000 | 21/04/2023 | Terraced |
| 14 BEECHCROFT GARDENS, RAMSGATE, THANET, KENT, CT11 7HE | £320,000 | 21/12/2022 | Terraced |
| 2 CECILIA ROAD, RAMSGATE, THANET, KENT, CT11 7DY | £290,000 | 08/12/2022 | Terraced |

**Area average:** £243,853 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -6.9%
- **10y growth:** 21.9%

## House Price Index (HM Land Registry)

*Official index for Thanet; Terraced series; as of April 2026.*

- **1y growth (index):** -3%
- **5y growth (index):** 7.8%
- **10y growth (index):** 45.7%

## Rental Range

*ONS Price Index of Private Rents (Thanet). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £998/mo
- **Realistic:** £1,109/mo
- **Optimistic:** £1,220/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Thanet (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Flat, Camden Road, CT11 | £1,385/mo | 3 | 0.66 miles | OpenRent |
| 3 Bed Terraced House, Rose Hill, CT11 | £1,400/mo | 3 | 0.84 miles | OpenRent |
| 3 Bed Terraced House, Cheriton Avenue, CT12 | £1,350/mo | 3 | 1.16 miles | OpenRent |

**Average rent: £1,378/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.46% (weak for cashflow)
- **Max investor price (0.8%):** £173,125
- **Target investor price (1%):** £138,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,385/mo).*

- **Gross yield:** 5.5%
- **Cost-to-rent:** 18.2×
- **Monthly cashflow:** £32/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 150 |
| Anti-social behaviour | 89 |
| Criminal damage and arson | 26 |
| Public order | 17 |
| Shoplifting | 17 |
| Other theft | 15 |
| Other crime | 9 |
| Vehicle crime | 7 |
| Drugs | 6 |
| Possession of weapons | 4 |
| Burglary | 3 |
| Robbery | 3 |
| Bicycle theft | 1 |
| **Total incidents** | **347** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Ethelbert's Catholic Primary School | Primary | 0.2 miles | Good — 8 Sep 2015 |
| Newlands Primary School | Primary | 0.3 miles | Good — 8 Jun 2017 |
| Ramsgate, Holy Trinity Church of England Primary School | Primary | 0.4 miles | Outstanding — 16 Nov 2021 |
| St Lawrence College | Other | 0.5 miles | — (No rating) |
| St Lawrence College Junior School | Other | 0.5 miles | — (No rating) |