# 44 WINDSOR AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6BA

## Property details

- Slug: `9f2104b` (address key hash: `9f2104b8e0849b79a82113bb2b4820936449de2e`)
- Postcode: M45 6BA
- Transactions on record: 3

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 78 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £283,500 Feb 2026
- Price per m²: £3,635/m²
- Local average: £306,150 (38 sales)

## Latest sale

- Price: £283,500
- Date: 2026-02-27
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 07/04/2035
- **Current heating cost:** £917/year
- **Est. upgrade cost to C:** £14,900

### Recommendations
- W2 (£4,000 - £6,000)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2817-2155-1002-0004-1302)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-27 | £283,500 | Semi-detached | +63.4% | £277,485 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-4ffa-8922-e063-4804a8c094d0) |
| Sold | 2018-05-09 | £173,500 | Semi-detached | +131.3% | £269,128 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/6da0844a-0725-30f2-e053-6b04a8c05f3b) |
| Sold | 2011-11-30 | £75,000 | Semi-detached | — | £146,547 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/6b14568b-4aa8-421f-9b95-464085f61537) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 44 WINDSOR AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6BA | £283,500 | 27/02/2026 | Semi-detached |
| 44 WINDSOR AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6BA | £173,500 | 09/05/2018 | Semi-detached |
| 44 WINDSOR AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6BA | £75,000 | 30/11/2011 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [160698524](http://87.117.209.195:8080/listings/cfe7e2f)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £283,500 |
| listed | 2025-04-15 | £289,000 |
| sold | 2018-01-01 | £173,500 |
| sold | 2011-01-01 | £75,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 BERWICK AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DL | £244,000 | 19/01/2026 | Semi-detached |
| 30 THATCH LEACH LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6BE | £293,500 | 17/11/2023 | Semi-detached |
| 15 BALMORAL AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6BB | £340,000 | 01/09/2023 | Semi-detached |
| 58 KENILWORTH AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6TR | £305,000 | 02/08/2023 | Semi-detached |
| 16 BUCKINGHAM AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DJ | £225,000 | 05/05/2023 | Semi-detached |
| 6 CAISTER AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6EL | £250,000 | 10/03/2023 | Semi-detached |
| 9 PRESTFIELD ROAD, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6BD | £140,000 | 13/12/2022 | Semi-detached |
| 21 THATCH LEACH LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6EN | £285,000 | 25/11/2022 | Semi-detached |
| 24 THATCH LEACH LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6BE | £275,000 | 21/11/2022 | Semi-detached |
| 47 THATCH LEACH LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6EN | £313,500 | 05/08/2022 | Semi-detached |
| 5 BERWICK AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DL | £150,000 | 20/07/2022 | Semi-detached |
| 47 WINDSOR AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6AZ | £170,000 | 14/06/2022 | Semi-detached |
| 28 CHESTER AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DH | £247,500 | 19/05/2022 | Semi-detached |
| 67 KENILWORTH AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6TR | £250,000 | 28/04/2022 | Semi-detached |
| 3 BERWICK AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DL | £255,000 | 08/04/2022 | Semi-detached |
| 45 BALMORAL AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6BB | £222,800 | 16/03/2022 | Semi-detached |
| 11 DALTON AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DF | £205,000 | 17/02/2022 | Semi-detached |
| 59 KENILWORTH AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6TR | £137,000 | 04/02/2022 | Semi-detached |
| 18 KENILWORTH AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6TG | £200,000 | 07/12/2021 | Semi-detached |
| 25 BUCKINGHAM AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DJ | £220,000 | 01/11/2021 | Semi-detached |

**Area average:** £236,415 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.6%
- **10y growth:** 61.9%

## House Price Index (HM Land Registry)

*Official index for Bury; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1.5%
- **5y growth (index):** 22.7%
- **10y growth (index):** 75.7%

## Rental Range

*ONS Price Index of Private Rents (Bury). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £870/mo
- **Realistic:** £967/mo
- **Optimistic:** £1,064/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Tyneside (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, Argyle Avenue, M45 | £1,100/mo | 3 | 0.37 miles | OpenRent |
| 3 Bed Terraced House, Argyle Avenue, M45 | £1,395/mo | 3 | 0.39 miles | OpenRent |

**Average rent: £1,248/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.44% (weak for cashflow)
- **Max investor price (0.8%):** £156,000
- **Target investor price (1%):** £124,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,248/mo).*

- **Gross yield:** 5.3%
- **Cost-to-rent:** 18.9×
- **Monthly cashflow:** £-18/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Whitefield Community Primary School | Primary | 0.2 miles | Good — 13 Jan 2022 |
| Heaton Park Primary School | Primary | 0.3 miles | Good — 31 Oct 2012 |
| Our Lady of Grace RC Primary School | Primary | 0.3 miles | Good — 22 Nov 2012 |
| Higher Lane Primary School | Primary | 0.5 miles | Good — 11 Dec 2014 |
| Cloughside College | Other | 0.5 miles | Good — 16 Jul 2014 |

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #13152998
- **Address:** 44 Windsor Avenue, Whitefield, M45 6BA
- **Certificate Issued:** 01/10/2018
- **Work Completed:** 14/08/2018
- **Items:** 9 window(s)

### FENSA Certificate #13060721
- **Address:** 44 Windsor Avenue, Whitefield, M45 6BA
- **Certificate Issued:** 30/07/2018
- **Work Completed:** 27/06/2018
- **Items:** 2 door(s)

### FENSA Certificate #8632090
- **Address:** 44 Windsor Avenue, Whitefield, M45 6BA
- **Certificate Issued:** 16/01/2012
- **Work Completed:** 06/01/2012
- **Items:** 1 door(s)