# 11A GEORGE STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8FS

## Property details

- Slug: `9dcc67b` (address key hash: `9dcc67b1428df31fbf601e86e28c5e8006fb5fd0`)
- Postcode: DE73 8FS
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 123 m²
- EPC rating: C
- Year built: England and Wales: 2003-2006
- Last sold: £280,000 Jan 2026
- Price per m²: £2,276/m²
- Local average: £197,692 (13 sales)
- Street crime: 33 incidents within 1 mile (May 2026)

## Latest sale

- Price: £280,000
- Date: 2026-01-22
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 20/03/2033
- **Current heating cost:** £973/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2437-8227-6200-0409-5222)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-22 | £280,000 | Terraced | — | £286,259 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-0d6d-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11A GEORGE STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8FS | £280,000 | 22/01/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [160574828](http://87.117.209.195:8080/listings/977dd2d)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £280,000 |
| listed | 2025-04-11 | £295,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 COMMERCE STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8FT | £175,000 | 05/12/2025 | Terraced |
| 20 SOUTH STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8GB | £228,495 | 30/10/2023 | Terraced |
| 21 NORTH STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8FZ | £215,000 | 15/12/2022 | Terraced |
| 64 VICTORIA STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8FQ | £255,000 | 31/10/2022 | Terraced |
| 58 COMMERCE STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8FT | £240,000 | 26/10/2022 | Terraced |
| 59 COMMERCE STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8FT | £215,000 | 27/09/2022 | Terraced |
| 10 NORTH STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8FZ | £240,000 | 21/09/2022 | Terraced |
| 12 NORTH STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8FZ | £171,000 | 21/09/2022 | Terraced |
| 3 VICTORIA STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8FR | £243,000 | 20/09/2022 | Terraced |
| 1 SELINA STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8EU | £350,000 | 19/08/2022 | Terraced |
| 7 ALMA STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8GA | £255,000 | 22/04/2022 | Terraced |
| 33 NORTH STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8FZ | £217,000 | 11/04/2022 | Terraced |
| 19 COMMERCE STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8FT | £178,000 | 31/03/2022 | Terraced |
| 12 ALMA STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8GA | £217,050 | 28/02/2022 | Terraced |
| 47 NORTH STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8FZ | £235,000 | 28/01/2022 | Terraced |
| 3 SOUTH STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8GB | £148,000 | 01/10/2021 | Terraced |
| 46 NORTH STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8FZ | £215,000 | 30/09/2021 | Terraced |
| 21 NORTH STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8FZ | £205,000 | 24/09/2021 | Terraced |
| 4 COMMERCE STREET, MELBOURNE, DERBY, SOUTH DERBYSHIRE, DERBYSHIRE, DE73 8FT | £220,000 | 06/08/2021 | Terraced |

**Area average:** £222,239 (19 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -16.7%
- **10y growth:** 4.3%

## House Price Index (HM Land Registry)

*Official index for South Derbyshire; Terraced series; as of April 2026.*

- **1y growth (index):** 4.4%
- **5y growth (index):** 22%
- **10y growth (index):** 47.5%

## Rental Range

*ONS Price Index of Private Rents (South Derbyshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £787/mo
- **Realistic:** £874/mo
- **Optimistic:** £961/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Derby (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Alma St, DE73 | £1,595/mo | 4 | 0.12 miles | OpenRent |
| 2 Bed End Terrace, Woodlands Way, DE73 | £840/mo | 2 | 0.29 miles | OpenRent |

**Average rent: £1,218/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.44% (weak for cashflow)
- **Max investor price (0.8%):** £152,250
- **Target investor price (1%):** £121,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,218/mo).*

- **Gross yield:** 5.2%
- **Cost-to-rent:** 19.2×
- **Monthly cashflow:** £-31/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 13 |
| Violence and sexual offences | 11 |
| Public order | 3 |
| Drugs | 2 |
| Other theft | 2 |
| Burglary | 1 |
| Criminal damage and arson | 1 |
| **Total incidents** | **33** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Melbourne Junior School | Primary | 0.4 miles | Good — 13 Jul 2015 |
| Melbourne Infant School | Primary | 0.4 miles | Good — 31 Mar 2022 |
| Dame Catherine Harpur's School | Other | 2.0 miles | Good — 17 Jul 2019 |
| St Hardulph's Church of England Primary School | Primary | 2.1 miles | Good — 27 Mar 2012 |
| Weston-on-Trent CofE (VA) Primary School | Primary | 2.2 miles | Good — 29 Apr 2014 |