# 23 DERWENT AVENUE, LUTON, LU3 2DX

## Property details

- Slug: `9d7c58d` (address key hash: `9d7c58d40833216f21d7b32e562789e594819c17`)
- Postcode: LU3 2DX
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 56 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £302,000 Jan 2026
- Price per m²: £5,393/m²
- Local average: £337,968 (77 sales)
- Street crime: 167 incidents within 1 mile (May 2026)

## Latest sale

- Price: £302,000
- Date: 2026-01-29
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 01/07/2035
- **Current heating cost:** £797/year
- **Est. upgrade cost to C:** £17,158

### Recommendations
- W2 (£5,000 - £10,000)
- E (£390 - £455)
- G (£220 - £250)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0330-2282-6530-2405-7231)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-29 | £302,000 | Semi-detached | +105.4% | £304,125 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-d095-8922-e063-4804a8c094d0) |
| Sold | 2009-12-21 | £147,000 | Semi-detached | — | £296,964 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/b15bcde0-7914-4962-8280-15c25ddeea9c) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 DERWENT AVENUE, LUTON, LU3 2DX | £302,000 | 29/01/2026 | Semi-detached |
| 23 DERWENT AVENUE, LUTON, LU3 2DX | £147,000 | 21/12/2009 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164023529](http://87.117.209.195:8080/listings/92b358d)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £302,000 |
| listed | 2025-07-01 | £315,000 |
| sold | 2009-01-01 | £147,000 |
| sold | 2004-01-01 | £166,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 77 GOOSEBERRY HILL, LUTON, LU3 2JZ | £325,000 | 26/01/2026 | Semi-detached |
| 16 THE FURROWS, LUTON, LU3 2LF | £405,000 | 09/12/2025 | Semi-detached |
| 106 GOOSEBERRY HILL, LUTON, LU3 2DY | £330,000 | 08/12/2025 | Semi-detached |
| 41 POPLAR AVENUE, LUTON, LU3 2BP | £320,000 | 05/12/2025 | Semi-detached |
| 7 AYDON ROAD, LUTON, LU3 2HB | £350,000 | 28/11/2025 | Semi-detached |
| 16 DERWENT AVENUE, LUTON, LU3 2DX | £275,000 | 21/11/2025 | Semi-detached |
| 11 SHARPLES GREEN, LUTON, LU3 4BD | £337,000 | 20/05/2025 | Semi-detached |
| 21 GRASMERE AVENUE, LUTON, LU3 2DU | £295,000 | 04/03/2025 | Semi-detached |
| 3 THE FURROWS, LUTON, LU3 2LF | £330,000 | 15/12/2023 | Semi-detached |
| 17 POPLAR AVENUE, LUTON, LU3 2BP | £375,000 | 13/10/2023 | Semi-detached |
| 11 GRASMERE AVENUE, LUTON, LU3 2DU | £285,000 | 28/09/2023 | Semi-detached |
| 34 GRASMERE AVENUE, LUTON, LU3 2DU | £235,000 | 20/06/2023 | Semi-detached |
| 13 AYDON ROAD, LUTON, LU3 2HB | £335,000 | 12/05/2023 | Semi-detached |
| 56 WHITWELL CLOSE, LUTON, LU3 4BT | £365,000 | 28/04/2023 | Semi-detached |
| 129 WODECROFT ROAD, LUTON, LU3 2EZ | £260,000 | 24/04/2023 | Semi-detached |
| 23 POPLAR AVENUE, LUTON, LU3 2BP | £315,000 | 31/03/2023 | Semi-detached |
| 54 ENDERBY ROAD, LUTON, LU3 2HQ | £292,000 | 31/03/2023 | Semi-detached |
| 70 WODECROFT ROAD, LUTON, LU3 2EZ | £300,000 | 30/03/2023 | Semi-detached |
| 30 GRASMERE AVENUE, LUTON, LU3 2DU | £335,000 | 04/11/2022 | Semi-detached |
| 16 DERWENT AVENUE, LUTON, LU3 2DX | £305,000 | 07/10/2022 | Semi-detached |

**Area average:** £318,450 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.5%
- **10y growth:** 47.9%

## House Price Index (HM Land Registry)

*Official index for Luton; Semi-detached series; as of April 2026.*

- **1y growth (index):** -0.8%
- **5y growth (index):** 19%
- **10y growth (index):** 37.4%

## Rental Range

*ONS Price Index of Private Rents (Luton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,097/mo
- **Realistic:** £1,219/mo
- **Optimistic:** £1,341/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Swasedale Road, LU3 | £1,600/mo | 4 | 0.76 miles | OpenRent |

**Average rent: £1,600/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £200,000
- **Target investor price (1%):** £160,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,600/mo).*

- **Gross yield:** 6.4%
- **Cost-to-rent:** 15.7×
- **Monthly cashflow:** £226/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 46 |
| Anti-social behaviour | 42 |
| Shoplifting | 15 |
| Other theft | 11 |
| Public order | 11 |
| Criminal damage and arson | 9 |
| Drugs | 8 |
| Vehicle crime | 8 |
| Burglary | 6 |
| Other crime | 3 |
| Robbery | 3 |
| Theft from the person | 3 |
| Possession of weapons | 2 |
| **Total incidents** | **167** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Grasmere Nursery School | Nursery | 0.1 miles | Good — 16 Nov 2023 |
| Warden Hill Infant School | Primary | 0.2 miles | Requires improvement — 17 Jun 2024 |
| Warden Hill Junior School | Primary | 0.2 miles | Good — 29 Apr 2014 |
| Bramingham Primary School | Primary | 0.4 miles | Good — 24 May 2023 |
| Cardinal Newman Catholic School A Specialist Science College | Secondary | 0.5 miles | Good — 21 Jan 2014 |