Semi-Detached 2 sales on record

23 DERWENT AVENUE

LUTON, LU3 2DX

£302,000

Location

Map view View on Google Maps View on OpenStreetMap Street View LU3 2DX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Hospital	Widecombe Nursing Home	0.1 miles
Bus stop	Jolly Milliner	0.1 miles
Shop	Keech Hospice Care	0.2 miles
Train station	Leagrave	1.4 miles
University	University of Bedfordshire	6.6 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

56 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£302,000 Jan 2026

Price per m²

£5,393/m²

Local average

£337,968 (77 sales)

Street crime

167 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 02/07/2025

Expiry date: 01/07/2035

Current heating cost: £797/year

Potential heating cost: £670/year

Est. upgrade cost to C: £17,158

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£5,000 - £10,000)
Low energy lighting for all fixed outlets (£390 - £455)
Upgrade heating controls (£220 - £250)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	29/01/2026	£302,000	Semi-detached	+105.4%	£304,125 to April 2026	View transaction
Sold	21/12/2009	£147,000	Semi-detached	—	£296,964 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£302,000
listed	01/07/2025	£315,000
sold	01/01/2009	£147,000
sold	01/01/2004	£166,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
77 GOOSEBERRY HILL, LUTON, LU3 2JZ	£325,000	26/01/2026	Semi-detached
16 THE FURROWS, LUTON, LU3 2LF	£405,000	09/12/2025	Semi-detached
106 GOOSEBERRY HILL, LUTON, LU3 2DY	£330,000	08/12/2025	Semi-detached
41 POPLAR AVENUE, LUTON, LU3 2BP	£320,000	05/12/2025	Semi-detached
7 AYDON ROAD, LUTON, LU3 2HB	£350,000	28/11/2025	Semi-detached
16 DERWENT AVENUE, LUTON, LU3 2DX	£275,000	21/11/2025	Semi-detached
11 SHARPLES GREEN, LUTON, LU3 4BD	£337,000	20/05/2025	Semi-detached
21 GRASMERE AVENUE, LUTON, LU3 2DU	£295,000	04/03/2025	Semi-detached
3 THE FURROWS, LUTON, LU3 2LF	£330,000	15/12/2023	Semi-detached
17 POPLAR AVENUE, LUTON, LU3 2BP	£375,000	13/10/2023	Semi-detached
11 GRASMERE AVENUE, LUTON, LU3 2DU	£285,000	28/09/2023	Semi-detached
34 GRASMERE AVENUE, LUTON, LU3 2DU	£235,000	20/06/2023	Semi-detached
13 AYDON ROAD, LUTON, LU3 2HB	£335,000	12/05/2023	Semi-detached
56 WHITWELL CLOSE, LUTON, LU3 4BT	£365,000	28/04/2023	Semi-detached
129 WODECROFT ROAD, LUTON, LU3 2EZ	£260,000	24/04/2023	Semi-detached
23 POPLAR AVENUE, LUTON, LU3 2BP	£315,000	31/03/2023	Semi-detached
54 ENDERBY ROAD, LUTON, LU3 2HQ	£292,000	31/03/2023	Semi-detached
70 WODECROFT ROAD, LUTON, LU3 2EZ	£300,000	30/03/2023	Semi-detached
30 GRASMERE AVENUE, LUTON, LU3 2DU	£335,000	04/11/2022	Semi-detached
16 DERWENT AVENUE, LUTON, LU3 2DX	£305,000	07/10/2022	Semi-detached

Area average: £318,450 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 26.5%

10y growth 47.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Luton. Series: Semi-detached. As of April 2026.

1y (index) -0.8%

5y (index) 19%

10y (index) 37.4%

Rental Range

Estimated market rent for Luton. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,097/mo

Realistic £1,219/mo

Optimistic £1,341/mo

Based on Local Authority from postcode lookup → Luton.

LHA (30th percentile) floor for Lincoln: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Terraced House, Swasedale Road, LU3	£1,600/mo	4	0.76 miles	OpenRent

Average rent: £1,600/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.53%

Max investor price (0.8%) £200,000

Target investor price (1%) £160,000

Gross yield 6.4%

Cost-to-rent ratio 15.7×

Monthly cashflow £226/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	46
Anti-social behaviour	42
Shoplifting	15
Other theft	11
Public order	11
Criminal damage and arson	9
Drugs	8
Vehicle crime	8
Burglary	6
Other crime	3
Robbery	3
Theft from the person	3
Possession of weapons	2
Total incidents	167

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Grasmere Nursery School	Nursery	0.1 miles	Good — 16 Nov 2023
Warden Hill Infant School	Primary	0.2 miles	Requires improvement — 17 Jun 2024
Warden Hill Junior School	Primary	0.2 miles	Good — 29 Apr 2014
Bramingham Primary School	Primary	0.4 miles	Good — 24 May 2023
Cardinal Newman Catholic School A Specialist Science College	Secondary	0.5 miles	Good — 21 Jan 2014

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 23 DERWENT AVENUE, LUTON, LU3 2DX

## Property details

- Slug: `9d7c58d` (address key hash: `9d7c58d40833216f21d7b32e562789e594819c17`)
- Postcode: LU3 2DX
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 56 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £302,000 Jan 2026
- Price per m²: £5,393/m²
- Local average: £337,968 (77 sales)
- Street crime: 167 incidents within 1 mile (May 2026)

## Latest sale

- Price: £302,000
- Date: 2026-01-29
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 01/07/2035
- **Current heating cost:** £797/year
- **Est. upgrade cost to C:** £17,158

### Recommendations
- W2 (£5,000 - £10,000)
- E (£390 - £455)
- G (£220 - £250)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0330-2282-6530-2405-7231)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-29 | £302,000 | Semi-detached | +105.4% | £304,125 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-d095-8922-e063-4804a8c094d0) |
| Sold | 2009-12-21 | £147,000 | Semi-detached | — | £296,964 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/b15bcde0-7914-4962-8280-15c25ddeea9c) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 DERWENT AVENUE, LUTON, LU3 2DX | £302,000 | 29/01/2026 | Semi-detached |
| 23 DERWENT AVENUE, LUTON, LU3 2DX | £147,000 | 21/12/2009 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164023529](http://87.117.209.195:8080/listings/92b358d)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £302,000 |
| listed | 2025-07-01 | £315,000 |
| sold | 2009-01-01 | £147,000 |
| sold | 2004-01-01 | £166,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 77 GOOSEBERRY HILL, LUTON, LU3 2JZ | £325,000 | 26/01/2026 | Semi-detached |
| 16 THE FURROWS, LUTON, LU3 2LF | £405,000 | 09/12/2025 | Semi-detached |
| 106 GOOSEBERRY HILL, LUTON, LU3 2DY | £330,000 | 08/12/2025 | Semi-detached |
| 41 POPLAR AVENUE, LUTON, LU3 2BP | £320,000 | 05/12/2025 | Semi-detached |
| 7 AYDON ROAD, LUTON, LU3 2HB | £350,000 | 28/11/2025 | Semi-detached |
| 16 DERWENT AVENUE, LUTON, LU3 2DX | £275,000 | 21/11/2025 | Semi-detached |
| 11 SHARPLES GREEN, LUTON, LU3 4BD | £337,000 | 20/05/2025 | Semi-detached |
| 21 GRASMERE AVENUE, LUTON, LU3 2DU | £295,000 | 04/03/2025 | Semi-detached |
| 3 THE FURROWS, LUTON, LU3 2LF | £330,000 | 15/12/2023 | Semi-detached |
| 17 POPLAR AVENUE, LUTON, LU3 2BP | £375,000 | 13/10/2023 | Semi-detached |
| 11 GRASMERE AVENUE, LUTON, LU3 2DU | £285,000 | 28/09/2023 | Semi-detached |
| 34 GRASMERE AVENUE, LUTON, LU3 2DU | £235,000 | 20/06/2023 | Semi-detached |
| 13 AYDON ROAD, LUTON, LU3 2HB | £335,000 | 12/05/2023 | Semi-detached |
| 56 WHITWELL CLOSE, LUTON, LU3 4BT | £365,000 | 28/04/2023 | Semi-detached |
| 129 WODECROFT ROAD, LUTON, LU3 2EZ | £260,000 | 24/04/2023 | Semi-detached |
| 23 POPLAR AVENUE, LUTON, LU3 2BP | £315,000 | 31/03/2023 | Semi-detached |
| 54 ENDERBY ROAD, LUTON, LU3 2HQ | £292,000 | 31/03/2023 | Semi-detached |
| 70 WODECROFT ROAD, LUTON, LU3 2EZ | £300,000 | 30/03/2023 | Semi-detached |
| 30 GRASMERE AVENUE, LUTON, LU3 2DU | £335,000 | 04/11/2022 | Semi-detached |
| 16 DERWENT AVENUE, LUTON, LU3 2DX | £305,000 | 07/10/2022 | Semi-detached |

**Area average:** £318,450 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.5%
- **10y growth:** 47.9%

## House Price Index (HM Land Registry)

*Official index for Luton; Semi-detached series; as of April 2026.*

- **1y growth (index):** -0.8%
- **5y growth (index):** 19%
- **10y growth (index):** 37.4%

## Rental Range

*ONS Price Index of Private Rents (Luton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,097/mo
- **Realistic:** £1,219/mo
- **Optimistic:** £1,341/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Swasedale Road, LU3 | £1,600/mo | 4 | 0.76 miles | OpenRent |

**Average rent: £1,600/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £200,000
- **Target investor price (1%):** £160,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,600/mo).*

- **Gross yield:** 6.4%
- **Cost-to-rent:** 15.7×
- **Monthly cashflow:** £226/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 46 |
| Anti-social behaviour | 42 |
| Shoplifting | 15 |
| Other theft | 11 |
| Public order | 11 |
| Criminal damage and arson | 9 |
| Drugs | 8 |
| Vehicle crime | 8 |
| Burglary | 6 |
| Other crime | 3 |
| Robbery | 3 |
| Theft from the person | 3 |
| Possession of weapons | 2 |
| **Total incidents** | **167** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Grasmere Nursery School | Nursery | 0.1 miles | Good — 16 Nov 2023 |
| Warden Hill Infant School | Primary | 0.2 miles | Requires improvement — 17 Jun 2024 |
| Warden Hill Junior School | Primary | 0.2 miles | Good — 29 Apr 2014 |
| Bramingham Primary School | Primary | 0.4 miles | Good — 24 May 2023 |
| Cardinal Newman Catholic School A Specialist Science College | Secondary | 0.5 miles | Good — 21 Jan 2014 |