# 15 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR

## Property details

- Slug: `9cb6316` (address key hash: `9cb6316cf7f780486498c0c36f9575766220d791`)
- Postcode: OL4 2DR
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 61 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £172,000 Jan 2026
- Price per m²: £2,820/m²
- Local average: £160,839 (66 sales)

## Latest sale

- Price: £172,000
- Date: 2026-01-30
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 15/03/2033
- **Current heating cost:** £1,145/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0537-3927-8200-0816-4296)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £172,000 | Terraced | +109.8% | £171,705 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-4fe7-8922-e063-4804a8c094d0) |
| Sold | 2012-02-10 | £82,000 | Terraced | — | £175,952 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4d2b7dd8-93b7-414c-bb1e-9a0c44dec96c) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £172,000 | 30/01/2026 | Terraced |
| 15 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £82,000 | 10/02/2012 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166868753](http://87.117.209.195:8080/listings/382a929)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £172,000 |
| listed | 2025-09-11 | £170,000 |
| sold | 2023-01-01 | £127,000 |
| sold | 2012-01-01 | £82,000 |
| sold | 2007-01-01 | £90,000 |
| sold | 2002-01-01 | £42,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 107 REDGRAVE STREET, OLDHAM, GREATER MANCHESTER, OL4 2EA | £129,040 | 09/01/2026 | Terraced |
| 66 REDGRAVE STREET, OLDHAM, GREATER MANCHESTER, OL4 2DY | £140,000 | 16/12/2025 | Terraced |
| 11 PALM STREET, OLDHAM, GREATER MANCHESTER, OL4 2DX | £135,000 | 17/11/2025 | Terraced |
| 422 HUDDERSFIELD ROAD, OLDHAM, GREATER MANCHESTER, OL4 2EX | £140,000 | 11/11/2025 | Terraced |
| 17 BEECH AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2EG | £145,000 | 05/09/2025 | Terraced |
| 15 CONSTANTINE STREET, OLDHAM, GREATER MANCHESTER, OL4 3HB | £200,000 | 21/08/2025 | Terraced |
| 62 NEWBREAK STREET, OLDHAM, GREATER MANCHESTER, OL4 2EB | £110,000 | 30/06/2025 | Terraced |
| 89 RAPER STREET, OLDHAM, GREATER MANCHESTER, OL4 2BL | £100,000 | 01/04/2025 | Terraced |
| 15 SPRING STREET, OLDHAM, GREATER MANCHESTER, OL4 2BD | £70,000 | 28/03/2025 | Terraced |
| 43 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £162,000 | 27/02/2025 | Terraced |
| 91 RAPER STREET, OLDHAM, GREATER MANCHESTER, OL4 2BL | £75,000 | 13/12/2023 | Terraced |
| 32 LINDEN AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2EW | £140,000 | 30/11/2023 | Terraced |
| 23 DERWENT WALK, OLDHAM, GREATER MANCHESTER, OL4 2DJ | £102,000 | 31/10/2023 | Terraced |
| 210 GREENACRES ROAD, OLDHAM, GREATER MANCHESTER, OL4 3EW | £70,000 | 11/10/2023 | Terraced |
| 39 BEECH AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2EG | £117,000 | 29/09/2023 | Terraced |
| 118 RAPER STREET, OLDHAM, GREATER MANCHESTER, OL4 2BL | £105,000 | 04/07/2023 | Terraced |
| 13 GALLAND STREET, OLDHAM, GREATER MANCHESTER, OL4 3EU | £123,000 | 10/05/2023 | Terraced |
| 321 GREENACRES ROAD, OLDHAM, GREATER MANCHESTER, OL4 2EJ | £161,000 | 19/12/2022 | Terraced |
| 44 NEWBREAK STREET, OLDHAM, GREATER MANCHESTER, OL4 2EB | £110,000 | 02/12/2022 | Terraced |
| 11 BERESFORD STREET, OLDHAM, GREATER MANCHESTER, OL4 2DT | £120,000 | 23/11/2022 | Terraced |

**Area average:** £122,702 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 22.3%
- **10y growth:** 70.3%

## House Price Index (HM Land Registry)

*Official index for Oldham; Terraced series; as of April 2026.*

- **1y growth (index):** 4.2%
- **5y growth (index):** 35.4%
- **10y growth (index):** 94.8%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £825/mo
- **Realistic:** £917/mo
- **Optimistic:** £1,009/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Linden Avenue, OL4 | £900/mo | 2 | 0.15 miles | OpenRent |
| 2 Bed Terraced House, Esther Street, OL4 | £945/mo | 2 | 0.19 miles | OpenRent |
| 2 Bed Terraced House, Stamford Road, OL4 | £900/mo | 2 | 0.53 miles | OpenRent |
| 2 Bed Terraced House, Littlebank St, OL4 | £850/mo | 2 | 0.6 miles | OpenRent |
| 2 Bed Terraced House, Lees Road, OL4 | £995/mo | 2 | 0.61 miles | OpenRent |

**Average rent: £918/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 6.3%
- **Cost-to-rent:** 15.9×
- **Monthly cashflow:** £108/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Littlemoor Primary School | Primary | 0.2 miles | Requires improvement — 23 Sep 2024 |
| Greenacres Primary Academy | Primary | 0.3 miles | Good — 21 Sep 2022 |
| St Anne's RC Primary School | Primary | 0.3 miles | Requires improvement — 11 Jul 2024 |
| Oasis Academy Clarksfield | Primary | 0.4 miles | Good — 19 Jun 2023 |
| Kingsland School | Other | 0.5 miles | Good — 13 May 2020 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #3633462
- **Address:** 15 Top Street, OLDHAM, OL4 2DR
- **Certificate Issued:** 11/04/2006
- **Work Completed:** 05/10/2005
- **Items:** 1 door(s)