Terraced 2 sales on record

15 TOP STREET

OLDHAM, GREATER MANCHESTER, OL4 2DR

£172,000

Location

Map view View on Google Maps View on OpenStreetMap Street View OL4 2DR

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Greenacres, Greenacres Road / opposite Greenacres Cemetery	0.1 miles
Shop	Asda	0.1 miles
Hospital	The Christie at Oldham	1.7 miles
Train station	Mossley	2.8 miles
University	UCEN Manchester (City Campus)	7.8 miles

Property details

Tenure

Leasehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

61 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£172,000 Jan 2026

Price per m²

£2,820/m²

Local average

£160,839 (66 sales)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 16/03/2023

Expiry date: 15/03/2033

Current heating cost: £1,145/year

Potential heating cost: £1,056/year

Est. upgrade cost to C: £14,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	30/01/2026	£172,000	Terraced	+109.8%	£171,705 to April 2026	View transaction
Sold	10/02/2012	£82,000	Terraced	—	£175,952 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£172,000
listed	11/09/2025	£170,000
sold	01/01/2023	£127,000
sold	01/01/2012	£82,000
sold	01/01/2007	£90,000
sold	01/01/2002	£42,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
107 REDGRAVE STREET, OLDHAM, GREATER MANCHESTER, OL4 2EA	£129,040	09/01/2026	Terraced
66 REDGRAVE STREET, OLDHAM, GREATER MANCHESTER, OL4 2DY	£140,000	16/12/2025	Terraced
11 PALM STREET, OLDHAM, GREATER MANCHESTER, OL4 2DX	£135,000	17/11/2025	Terraced
422 HUDDERSFIELD ROAD, OLDHAM, GREATER MANCHESTER, OL4 2EX	£140,000	11/11/2025	Terraced
17 BEECH AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2EG	£145,000	05/09/2025	Terraced
15 CONSTANTINE STREET, OLDHAM, GREATER MANCHESTER, OL4 3HB	£200,000	21/08/2025	Terraced
62 NEWBREAK STREET, OLDHAM, GREATER MANCHESTER, OL4 2EB	£110,000	30/06/2025	Terraced
89 RAPER STREET, OLDHAM, GREATER MANCHESTER, OL4 2BL	£100,000	01/04/2025	Terraced
15 SPRING STREET, OLDHAM, GREATER MANCHESTER, OL4 2BD	£70,000	28/03/2025	Terraced
43 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR	£162,000	27/02/2025	Terraced
91 RAPER STREET, OLDHAM, GREATER MANCHESTER, OL4 2BL	£75,000	13/12/2023	Terraced
32 LINDEN AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2EW	£140,000	30/11/2023	Terraced
23 DERWENT WALK, OLDHAM, GREATER MANCHESTER, OL4 2DJ	£102,000	31/10/2023	Terraced
210 GREENACRES ROAD, OLDHAM, GREATER MANCHESTER, OL4 3EW	£70,000	11/10/2023	Terraced
39 BEECH AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2EG	£117,000	29/09/2023	Terraced
118 RAPER STREET, OLDHAM, GREATER MANCHESTER, OL4 2BL	£105,000	04/07/2023	Terraced
13 GALLAND STREET, OLDHAM, GREATER MANCHESTER, OL4 3EU	£123,000	10/05/2023	Terraced
321 GREENACRES ROAD, OLDHAM, GREATER MANCHESTER, OL4 2EJ	£161,000	19/12/2022	Terraced
44 NEWBREAK STREET, OLDHAM, GREATER MANCHESTER, OL4 2EB	£110,000	02/12/2022	Terraced
11 BERESFORD STREET, OLDHAM, GREATER MANCHESTER, OL4 2DT	£120,000	23/11/2022	Terraced

Area average: £122,702 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 22.3%

10y growth 70.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Oldham. Series: Terraced. As of April 2026.

1y (index) 4.2%

5y (index) 35.4%

10y (index) 94.8%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: TAPESTART LIMITED (02487884)

Rental Range

Estimated market rent for Oldham. Low = conservative, Realistic = average, Optimistic = best case.

Low £825/mo

Realistic £917/mo

Optimistic £1,009/mo

Based on Local Authority from postcode lookup → Oldham.

LHA (30th percentile) floor for Oldham & Rochdale: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Linden Avenue, OL4	£900/mo	2	0.15 miles	OpenRent
2 Bed Terraced House, Esther Street, OL4	£945/mo	2	0.19 miles	OpenRent
2 Bed Terraced House, Granite Street, OL1	£850/mo	2	0.47 miles	OpenRent
2 Bed Terraced House, Stamford Road, OL4	£900/mo	2	0.53 miles	OpenRent
2 Bed Terraced House, Mayfield Road, OL1	£950/mo	2	0.57 miles	OpenRent
2 Bed Terraced House, Littlebank St, OL4	£850/mo	2	0.6 miles	OpenRent
2 Bed Terraced House, Ripponden Road, OL1	£970/mo	2	0.6 miles	OpenRent
2 Bed Terraced House, Lees Road, OL4	£995/mo	2	0.61 miles	OpenRent

Average rent: £920/mo (8 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.54%

Max investor price (0.8%) £115,375

Target investor price (1%) £92,300

Gross yield 6.4%

Cost-to-rent ratio 15.5×

Monthly cashflow £128/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Littlemoor Primary School	Primary	0.2 miles	Requires improvement — 23 Sep 2024
Greenacres Primary Academy	Primary	0.3 miles	Good — 21 Sep 2022
St Anne's RC Primary School	Primary	0.3 miles	Requires improvement — 11 Jul 2024
Oasis Academy Clarksfield	Primary	0.4 miles	Good — 19 Jun 2023
Kingsland School	Other	0.5 miles	Good — 13 May 2020

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
11/04/2006	05/10/2005	—	1

# 15 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR

## Property details

- Slug: `9cb6316` (address key hash: `9cb6316cf7f780486498c0c36f9575766220d791`)
- Postcode: OL4 2DR
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 61 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £172,000 Jan 2026
- Price per m²: £2,820/m²
- Local average: £160,839 (66 sales)

## Latest sale

- Price: £172,000
- Date: 2026-01-30
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 15/03/2033
- **Current heating cost:** £1,145/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0537-3927-8200-0816-4296)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £172,000 | Terraced | +109.8% | £171,705 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-4fe7-8922-e063-4804a8c094d0) |
| Sold | 2012-02-10 | £82,000 | Terraced | — | £175,952 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4d2b7dd8-93b7-414c-bb1e-9a0c44dec96c) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £172,000 | 30/01/2026 | Terraced |
| 15 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £82,000 | 10/02/2012 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166868753](http://87.117.209.195:8080/listings/382a929)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £172,000 |
| listed | 2025-09-11 | £170,000 |
| sold | 2023-01-01 | £127,000 |
| sold | 2012-01-01 | £82,000 |
| sold | 2007-01-01 | £90,000 |
| sold | 2002-01-01 | £42,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 107 REDGRAVE STREET, OLDHAM, GREATER MANCHESTER, OL4 2EA | £129,040 | 09/01/2026 | Terraced |
| 66 REDGRAVE STREET, OLDHAM, GREATER MANCHESTER, OL4 2DY | £140,000 | 16/12/2025 | Terraced |
| 11 PALM STREET, OLDHAM, GREATER MANCHESTER, OL4 2DX | £135,000 | 17/11/2025 | Terraced |
| 422 HUDDERSFIELD ROAD, OLDHAM, GREATER MANCHESTER, OL4 2EX | £140,000 | 11/11/2025 | Terraced |
| 17 BEECH AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2EG | £145,000 | 05/09/2025 | Terraced |
| 15 CONSTANTINE STREET, OLDHAM, GREATER MANCHESTER, OL4 3HB | £200,000 | 21/08/2025 | Terraced |
| 62 NEWBREAK STREET, OLDHAM, GREATER MANCHESTER, OL4 2EB | £110,000 | 30/06/2025 | Terraced |
| 89 RAPER STREET, OLDHAM, GREATER MANCHESTER, OL4 2BL | £100,000 | 01/04/2025 | Terraced |
| 15 SPRING STREET, OLDHAM, GREATER MANCHESTER, OL4 2BD | £70,000 | 28/03/2025 | Terraced |
| 43 TOP STREET, OLDHAM, GREATER MANCHESTER, OL4 2DR | £162,000 | 27/02/2025 | Terraced |
| 91 RAPER STREET, OLDHAM, GREATER MANCHESTER, OL4 2BL | £75,000 | 13/12/2023 | Terraced |
| 32 LINDEN AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2EW | £140,000 | 30/11/2023 | Terraced |
| 23 DERWENT WALK, OLDHAM, GREATER MANCHESTER, OL4 2DJ | £102,000 | 31/10/2023 | Terraced |
| 210 GREENACRES ROAD, OLDHAM, GREATER MANCHESTER, OL4 3EW | £70,000 | 11/10/2023 | Terraced |
| 39 BEECH AVENUE, OLDHAM, GREATER MANCHESTER, OL4 2EG | £117,000 | 29/09/2023 | Terraced |
| 118 RAPER STREET, OLDHAM, GREATER MANCHESTER, OL4 2BL | £105,000 | 04/07/2023 | Terraced |
| 13 GALLAND STREET, OLDHAM, GREATER MANCHESTER, OL4 3EU | £123,000 | 10/05/2023 | Terraced |
| 321 GREENACRES ROAD, OLDHAM, GREATER MANCHESTER, OL4 2EJ | £161,000 | 19/12/2022 | Terraced |
| 44 NEWBREAK STREET, OLDHAM, GREATER MANCHESTER, OL4 2EB | £110,000 | 02/12/2022 | Terraced |
| 11 BERESFORD STREET, OLDHAM, GREATER MANCHESTER, OL4 2DT | £120,000 | 23/11/2022 | Terraced |

**Area average:** £122,702 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 22.3%
- **10y growth:** 70.3%

## House Price Index (HM Land Registry)

*Official index for Oldham; Terraced series; as of April 2026.*

- **1y growth (index):** 4.2%
- **5y growth (index):** 35.4%
- **10y growth (index):** 94.8%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £825/mo
- **Realistic:** £917/mo
- **Optimistic:** £1,009/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Linden Avenue, OL4 | £900/mo | 2 | 0.15 miles | OpenRent |
| 2 Bed Terraced House, Esther Street, OL4 | £945/mo | 2 | 0.19 miles | OpenRent |
| 2 Bed Terraced House, Granite Street, OL1 | £850/mo | 2 | 0.47 miles | OpenRent |
| 2 Bed Terraced House, Stamford Road, OL4 | £900/mo | 2 | 0.53 miles | OpenRent |
| 2 Bed Terraced House, Mayfield Road, OL1 | £950/mo | 2 | 0.57 miles | OpenRent |
| 2 Bed Terraced House, Littlebank St, OL4 | £850/mo | 2 | 0.6 miles | OpenRent |
| 2 Bed Terraced House, Ripponden Road, OL1 | £970/mo | 2 | 0.6 miles | OpenRent |
| 2 Bed Terraced House, Lees Road, OL4 | £995/mo | 2 | 0.61 miles | OpenRent |

**Average rent: £920/mo (8 listings)**

## 1% Rule

- **Rent ratio:** 0.54% (weak for cashflow)
- **Max investor price (0.8%):** £115,375
- **Target investor price (1%):** £92,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £923/mo).*

- **Gross yield:** 6.4%
- **Cost-to-rent:** 15.5×
- **Monthly cashflow:** £128/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Littlemoor Primary School | Primary | 0.2 miles | Requires improvement — 23 Sep 2024 |
| Greenacres Primary Academy | Primary | 0.3 miles | Good — 21 Sep 2022 |
| St Anne's RC Primary School | Primary | 0.3 miles | Requires improvement — 11 Jul 2024 |
| Oasis Academy Clarksfield | Primary | 0.4 miles | Good — 19 Jun 2023 |
| Kingsland School | Other | 0.5 miles | Good — 13 May 2020 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #3633462
- **Address:** 15 Top Street, OLDHAM, OL4 2DR
- **Certificate Issued:** 11/04/2006
- **Work Completed:** 05/10/2005
- **Items:** 1 door(s)