Detached 3 sales on record

82 BANK SIDE

WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QH

£625,000

Location

Map view View on Google Maps View on OpenStreetMap Street View BL5 2QH

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Leigh Road	0.2 miles
Train station	Daisy Hill	0.3 miles
Shop	Unknown	0.3 miles
Hospital	Leigh Health Centre	2.8 miles
University	University of Greater Manchester	3.7 miles

Property details

Tenure

Freehold

Property type

Detached

Bedrooms

Bathrooms

Floor area

154 m²

EPC rating

Year built

England and Wales: 1976-1982

Last sold

£625,000 May 2026

Price per m²

£4,058/m²

Local average

£387,621 (39 sales)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 07/04/2025

Expiry date: 06/04/2035

Current heating cost: £1,313/year

Potential heating cost: £1,047/year

Est. upgrade cost to C: £10,725

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Cavity wall insulation (£500 - £1,500)
Floor insulation (solid floor) (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	12/05/2026	£625,000	Detached	+56.3%	£631,856 to July 2026	View transaction
Sold	05/12/2022	£400,000	Detached	+61.6%	£436,723 to July 2026	View transaction
Sold	02/11/2018	£247,500	Detached	—	£383,920 to July 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£625,000
listed	24/11/2025	£600,000
sold	01/01/2022	£400,000
sold	01/01/2018	£247,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
143 BANK SIDE, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QH	£360,000	27/06/2025	Detached
54 LANDEDMANS, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QJ	£193,333	18/11/2022	Detached
15 FOREST DRIVE, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3DH	£389,652	21/10/2022	Detached
13 LANDEDMANS, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QB	£300,000	19/10/2022	Detached
39 BANK SIDE, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QP	£700,000	03/10/2022	Detached
5 LANDEDMANS, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QB	£295,000	05/07/2022	Detached
24 LANDEDMANS, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QB	£270,000	07/04/2022	Detached
8 WADE BANK, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QW	£323,500	25/03/2022	Detached
10 WADE BANK, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QW	£600,000	14/01/2022	Detached
144 LEIGH ROAD, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2LE	£215,000	17/12/2021	Detached

Area average: £364,649 (10 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 25.2%

10y growth 106.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Bolton. Series: Detached. As of July 2026.

1y (index) 5.2%

5y (index) 28.9%

10y (index) 72.3%

Rental Range

Estimated market rent for Bolton. Low = conservative, Realistic = average, Optimistic = best case.

Low £805/mo

Realistic £894/mo

Optimistic £983/mo

Based on Local Authority from postcode lookup → Bolton.

LHA (30th percentile) floor for Bolton and Bury: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 5-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Detached House, West Halt Drive, BL5	£2,800/mo	3	0.53 miles	OpenRent
3 Bed Terraced House, Church St, BL5	£950/mo	3	1.19 miles	OpenRent

Average rent: £1,875/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.3%

Max investor price (0.8%) £234,375

Target investor price (1%) £187,500

Gross yield 3.6%

Cost-to-rent ratio 27.8×

Monthly cashflow £-799/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -5.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Washacre Primary Academy	Primary	0.2 miles	Good — 16 Feb 2020
Westhoughton High School	Secondary	0.4 miles	Requires improvement — 27 Jun 2023
St Thomas CofE Primary School	Primary	0.6 miles	Good — 6 Mar 2012
Eatock Primary School	Primary	0.6 miles	Outstanding — 12 Jul 2016
St Bartholomew's CofE Primary School	Primary	0.7 miles	Good — 22 Jun 2011

FENSA

FENSA certificate details will appear here after the next background check. If nothing changes after a few minutes, try refreshing the page.

# 82 BANK SIDE, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QH

## Property details

- Slug: `9c737c8` (address key hash: `9c737c8ad3d59e8908585ac47587a16ca04fa908`)
- Postcode: BL5 2QH
- Transactions on record: 3

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 5
- Bathrooms: 3
- Floor area: 154 m²
- EPC rating: C
- Year built: England and Wales: 1976-1982
- Last sold: £625,000 May 2026
- Price per m²: £4,058/m²
- Local average: £387,621 (39 sales)

## Latest sale

- Price: £625,000
- Date: 2026-05-12
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 06/04/2035
- **Current heating cost:** £1,313/year
- **Est. upgrade cost to C:** £10,725

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0390-2493-1440-2005-0921)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-05-12 | £625,000 | Detached | +56.3% | £631,856 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/559c5ad5-0ea5-afe3-e063-4804a8c004a4) |
| Sold | 2022-12-05 | £400,000 | Detached | +61.6% | £436,723 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/f87e72f8-e4c3-176c-e053-6b04a8c0d2be) |
| Sold | 2018-11-02 | £247,500 | Detached | — | £383,920 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/7c2d0700-0665-4963-e053-6b04a8c07b97) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 82 BANK SIDE, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QH | £625,000 | 12/05/2026 | Detached |
| 82 BANK SIDE, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QH | £400,000 | 05/12/2022 | Detached |
| 82 BANK SIDE, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QH | £247,500 | 02/11/2018 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169636631](http://87.117.209.195:8080/listings/4a1eb41)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £625,000 |
| listed | 2025-11-24 | £600,000 |
| sold | 2022-01-01 | £400,000 |
| sold | 2018-01-01 | £247,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 143 BANK SIDE, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QH | £360,000 | 27/06/2025 | Detached |
| 54 LANDEDMANS, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QJ | £193,333 | 18/11/2022 | Detached |
| 15 FOREST DRIVE, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 3DH | £389,652 | 21/10/2022 | Detached |
| 13 LANDEDMANS, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QB | £300,000 | 19/10/2022 | Detached |
| 39 BANK SIDE, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QP | £700,000 | 03/10/2022 | Detached |
| 5 LANDEDMANS, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QB | £295,000 | 05/07/2022 | Detached |
| 24 LANDEDMANS, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QB | £270,000 | 07/04/2022 | Detached |
| 8 WADE BANK, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QW | £323,500 | 25/03/2022 | Detached |
| 10 WADE BANK, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2QW | £600,000 | 14/01/2022 | Detached |
| 144 LEIGH ROAD, WESTHOUGHTON, BOLTON, GREATER MANCHESTER, BL5 2LE | £215,000 | 17/12/2021 | Detached |

**Area average:** £364,649 (10 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 25.2%
- **10y growth:** 106.4%

## House Price Index (HM Land Registry)

*Official index for Bolton; Detached series; as of July 2026.*

- **1y growth (index):** 5.2%
- **5y growth (index):** 28.9%
- **10y growth (index):** 72.3%

## Rental Range

*ONS Price Index of Private Rents (Bolton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £805/mo
- **Realistic:** £894/mo
- **Optimistic:** £983/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bolton and Bury (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 5-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, West Halt Drive, BL5 | £2,800/mo | 3 | 0.53 miles | OpenRent |
| 3 Bed Terraced House, Church St, BL5 | £950/mo | 3 | 1.19 miles | OpenRent |

**Average rent: £1,875/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.3% (weak for cashflow)
- **Max investor price (0.8%):** £234,375
- **Target investor price (1%):** £187,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,875/mo).*

- **Gross yield:** 3.6%
- **Cost-to-rent:** 27.8×
- **Monthly cashflow:** £-799/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Washacre Primary Academy | Primary | 0.2 miles | Good — 16 Feb 2020 |
| Westhoughton High School | Secondary | 0.4 miles | Requires improvement — 27 Jun 2023 |
| St Thomas CofE Primary School | Primary | 0.6 miles | Good — 6 Mar 2012 |
| Eatock Primary School | Primary | 0.6 miles | Outstanding — 12 Jul 2016 |
| St Bartholomew's CofE Primary School | Primary | 0.7 miles | Good — 22 Jun 2011 |