# 124 GREAT WHYTE, RAMSEY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE26 1HS

## Property details

- Slug: `996a475` (address key hash: `996a47535d34525fa02379a62ee8d7021c7eb16c`)
- Postcode: PE26 1HS
- Transactions on record: 4

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 80 m²
- EPC rating: D
- Year built: England and Wales: 1983-1990
- Last sold: £325,000 Mar 2026
- Price per m²: £4,063/m²
- Local average: £363,556 (18 sales)
- Street crime: 59 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £325,000
- Date: 2026-03-20
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 07/11/2026
- **Current heating cost:** £593/year

### Recommendations
- W2 (6,000)
- E (45)
- I (3,000)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8066-7329-4949-3808-2906)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-20 | £325,000 | Detached | +0.8% | £325,000 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-e443-8922-e063-4804a8c094d0) |
| Sold | 2021-06-29 | £322,500 | Detached | +50% | £370,524 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/cb0035e5-8d93-58ae-e053-6b04a8c091af) |
| Sold | 2017-04-28 | £215,000 | Detached | +313.5% | £271,593 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/50f18102-c1a2-9fd5-e050-a8c063054923) |
| Sold | 1995-09-11 | £52,000 | Detached | — | £285,005 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/360348ec-a229-4da7-9d47-90633fc7c891) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 124 GREAT WHYTE, RAMSEY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE26 1HS | £325,000 | 20/03/2026 | Detached |
| 124 GREAT WHYTE, RAMSEY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE26 1HS | £322,500 | 29/06/2021 | Detached |
| 124 GREAT WHYTE, RAMSEY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE26 1HS | £215,000 | 28/04/2017 | Detached |
| 124 GREAT WHYTE, RAMSEY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE26 1HS | £52,000 | 11/09/1995 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [173874926](http://87.117.209.195:8080/listings/f6a7f3d)
- Matched listing: [87266910](http://87.117.209.195:8080/listings/1b02bc8)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-03-30 | £325,000 |
| sold | 2026-01-01 | £325,000 |
| sold | 2026-01-01 | £325,000 |
| listed | 2025-08-06 | £325,000 |
| sold | 2021-01-01 | £322,500 |
| sold | 2021-01-01 | £322,500 |
| sold | 2017-01-01 | £215,000 |
| sold | 2017-01-01 | £215,000 |
| sold | 1995-01-01 | £52,000 |
| sold | 1995-01-01 | £52,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| RAINBOW FILLING STATION NEWTOWN ROAD, RAMSEY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE26 1EJ | £590,000 | 15/12/2022 | Detached |
| 1 FIELD ROAD, RAMSEY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE26 1JH | £240,000 | 28/10/2022 | Detached |
| 72A GREAT WHYTE, RAMSEY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE26 1HU | £570,000 | 18/10/2022 | Detached |
| 33 STATION ROAD, RAMSEY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE26 1JB | £227,500 | 10/10/2022 | Detached |
| 14A STATION ROAD, RAMSEY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE26 1JB | £301,000 | 11/02/2022 | Detached |
| 2 FIELD ROAD, RAMSEY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE26 1JH | £270,000 | 30/09/2021 | Detached |
| 85 GREAT WHYTE, RAMSEY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE26 1HL | £160,000 | 20/08/2021 | Detached |

**Area average:** £336,929 (7 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -7.6%
- **10y growth:** 28.3%

## House Price Index (HM Land Registry)

*Official index for Huntingdonshire; Detached series; as of March 2026.*

- **1y growth (index):** 4.5%
- **5y growth (index):** 17.4%
- **10y growth (index):** 38.3%

## Rental Range

*ONS Price Index of Private Rents (Huntingdonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £941/mo
- **Realistic:** £1,046/mo
- **Optimistic:** £1,151/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Peterborough (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Bungalow, Vinery Court, PE26 | £800/mo | 1 | 0.16 miles | OpenRent |
| 3 Bed Terraced House, Slade Close, PE26 | £1,100/mo | 3 | 0.21 miles | OpenRent |
| 2 Bed Flat, Hyde Place, PE26 | £825/mo | 2 | 0.24 miles | OpenRent |
| 2 Bed Maisonette, Malting Yard, PE26 | £850/mo | 2 | 0.27 miles | OpenRent |
| 2 Bed Flat, Mews Close, PE26 | £800/mo | 2 | 0.28 miles | OpenRent |
| 1 Bed Semi-Detached House, Hildred Court, PE26 | £775/mo | 1 | 0.3 miles | OpenRent |
| 2 Bed Terraced House, New Road, PE26 | £840/mo | 2 | 0.3 miles | OpenRent |
| 3 Bed Terraced House, Palmer Close, PE26 | £945/mo | 3 | 0.3 miles | OpenRent |
| 1 Bed Flat, Ramsey, PE26 | £700/mo | 1 | 0.3 miles | OpenRent |
| 2 Bed Terraced House, Scotts Row, PE26 | £895/mo | 2 | 0.31 miles | OpenRent |
| 1 Bed Bungalow, Westfield Road, PE26 | £800/mo | 1 | 0.32 miles | OpenRent |
| 1 Bed Flat, Ramsey Huntingdon, PE26 | £670/mo | 1 | 0.34 miles | OpenRent |

**Average rent: £833/mo (12 listings)**

## 1% Rule

- **Rent ratio:** 0.25% (weak for cashflow)
- **Max investor price (0.8%):** £101,625
- **Target investor price (1%):** £81,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £813/mo).*

- **Gross yield:** 3%
- **Cost-to-rent:** 33.3×
- **Monthly cashflow:** £-573/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -7.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 22 |
| Anti-social behaviour | 17 |
| Other theft | 5 |
| Public order | 5 |
| Criminal damage and arson | 4 |
| Shoplifting | 3 |
| Other crime | 2 |
| Burglary | 1 |
| **Total incidents** | **59** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Ramsey Junior School | Primary | 0.2 miles | Good — 20 Oct 2014 |
| Ramsey Spinning Infant School | Primary | 0.3 miles | Good — 4 Dec 2013 |
| Abbey College, Ramsey | Secondary | 0.6 miles | Good — 16 Nov 2023 |
| Bury CofE Primary School | Primary | 1.0 miles | Good — 4 Jun 2013 |
| Upwood Primary Academy | Primary | 1.9 miles | Good — 14 Dec 2022 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #13925673
- **Address:** 124 Great Whyte, Ramsey, PE26 1HS
- **Certificate Issued:** 29/12/2019
- **Work Completed:** 23/12/2019
- **Items:** 1 window(s), 1 door(s)