# 12 BERWICK AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DL

## Property details

- Slug: `98b06cb` (address key hash: `98b06cbe0dcd7a31c65dbf207331827249383d28`)
- Postcode: M45 6DL
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 65 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £244,000 Jan 2026
- Price per m²: £3,754/m²
- Local average: £306,450 (36 sales)
- Street crime: 1 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £244,000
- Date: 2026-01-19
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 28/07/2035
- **Current heating cost:** £869/year
- **Est. upgrade cost to C:** £17,935

### Recommendations
- B (£900 - £1,500)
- W1 (£5,000 - £10,000)
- G (£220 - £250)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6120-2038-0966-1004-1583)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-19 | £244,000 | Semi-detached | +454.5% | £240,639 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-0a84-591c-e063-4704a8c00c31) |
| Sold | 1997-11-24 | £44,000 | Semi-detached | — | £248,716 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/7152bd34-9faf-4abc-8963-bdc5476420bf) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 BERWICK AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DL | £244,000 | 19/01/2026 | Semi-detached |
| 12 BERWICK AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DL | £44,000 | 24/11/1997 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164946488](http://87.117.209.195:8080/listings/9916d09)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £244,000 |
| listed | 2025-07-25 | £250,000 |
| sold | 1997-01-01 | £44,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 16 LANCASTER AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DE | £300,000 | 21/11/2025 | Semi-detached |
| 6 LANCASTER AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DE | £250,000 | 15/11/2023 | Semi-detached |
| 16 BUCKINGHAM AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DJ | £225,000 | 05/05/2023 | Semi-detached |
| 6 CAISTER AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6EL | £250,000 | 10/03/2023 | Semi-detached |
| 21 THATCH LEACH LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6EN | £285,000 | 25/11/2022 | Semi-detached |
| 47 THATCH LEACH LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6EN | £313,500 | 05/08/2022 | Semi-detached |
| 5 BERWICK AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DL | £150,000 | 20/07/2022 | Semi-detached |
| 28 CHESTER AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DH | £247,500 | 19/05/2022 | Semi-detached |
| 3 BERWICK AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DL | £255,000 | 08/04/2022 | Semi-detached |
| 26 LANCASTER AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DE | £210,000 | 15/03/2022 | Semi-detached |
| 11 DALTON AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DF | £205,000 | 17/02/2022 | Semi-detached |
| 25 BUCKINGHAM AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DJ | £220,000 | 01/11/2021 | Semi-detached |
| 2 CAISTER AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6EL | £200,000 | 30/09/2021 | Semi-detached |
| 7 DARTMOUTH ROAD, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6AS | £250,000 | 29/09/2021 | Semi-detached |
| 22 LANCASTER AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DE | £197,500 | 17/09/2021 | Semi-detached |
| 1 THOMPSON AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DU | £222,500 | 25/08/2021 | Semi-detached |
| 4 DALTON AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DF | £185,000 | 30/07/2021 | Semi-detached |
| 39 THATCH LEACH LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6EN | £320,000 | 23/07/2021 | Semi-detached |
| 4 WILMUR AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 6DN | £186,500 | 21/06/2021 | Semi-detached |

**Area average:** £235,395 (19 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 11.1%
- **10y growth:** 53.2%

## House Price Index (HM Land Registry)

*Official index for Bury; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.6%
- **5y growth (index):** 25%
- **10y growth (index):** 78.7%

## Rental Range

*ONS Price Index of Private Rents (Bury). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £869/mo
- **Realistic:** £966/mo
- **Optimistic:** £1,063/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Tyneside (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Alexandra Avenue, M45 | £1,000/mo | 3 | 0.15 miles | OpenRent |
| 3 Bed Semi-Detached House, Maple Avenue, M45 | £1,250/mo | 3 | 0.34 miles | OpenRent |

**Average rent: £1,125/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.46% (weak for cashflow)
- **Max investor price (0.8%):** £140,625
- **Target investor price (1%):** £112,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,125/mo).*

- **Gross yield:** 5.5%
- **Cost-to-rent:** 18.1×
- **Monthly cashflow:** £27/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 1 |
| **Total incidents** | **1** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Whitefield Community Primary School | Primary | 0.2 miles | Good — 13 Jan 2022 |
| Higher Lane Primary School | Primary | 0.4 miles | Good — 11 Dec 2014 |
| Our Lady of Grace RC Primary School | Primary | 0.4 miles | Good — 22 Nov 2012 |
| Heaton Park Primary School | Primary | 0.4 miles | Good — 31 Oct 2012 |
| Ribble Drive Community Primary School | Primary | 0.5 miles | Good — 6 Jan 2020 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #6066934
- **Address:** 12 Berwick Avenue, Whitefield, M45 6DL
- **Certificate Issued:** 03/11/2008
- **Work Completed:** 06/10/2008
- **Items:** 2 door(s)

### FENSA Certificate #3772939
- **Address:** 12 Berwick Avenue, Whitefield, M45 6DL
- **Certificate Issued:** 30/05/2006
- **Work Completed:** 17/05/2006
- **Items:** 3 window(s), 1 door(s)