# 101 MONTFORT ROAD, ROCHESTER, MEDWAY, ME2 3EX

## Property details

- Slug: `98360ca` (address key hash: `98360ca444bc0d83abff5152f47549b38f28a331`)
- Postcode: ME2 3EX
- Transactions on record: 4

- Tenure: Freehold
- Property type: Terraced
- Floor area: 91 m²
- EPC rating: C
- Year built: England and Wales: 1900-1929
- Last sold: £270,000 Jan 2026
- Price per m²: £2,967/m²
- Local average: £282,514 (61 sales)
- Street crime: 288 incidents within 1 mile (May 2026)

## Latest sale

- Price: £270,000
- Date: 2026-01-30
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 21/10/2031
- **Current heating cost:** £507/year
- **Est. upgrade cost to C:** £18,500

### Recommendations
- Q (£4,000 - £14,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2521-1906-6200-9329-1204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £270,000 | Terraced | 0% | £267,545 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-3e2c-d8ea-e063-4704a8c0bf7d) |
| Sold | 2022-02-14 | £270,000 | Terraced | +20% | £285,728 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/e073986b-4a35-2134-e053-6c04a8c0233b) |
| Sold | 2017-06-30 | £225,000 | Terraced | +30.1% | £286,284 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/55bdcae6-0ca9-521d-e053-6b04a8c0dd7a) |
| Sold | 2016-12-19 | £173,000 | Terraced | — | £229,032 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/47844c7f-e091-8986-e050-a8c063056488) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 101 MONTFORT ROAD, ROCHESTER, MEDWAY, ME2 3EX | £270,000 | 30/01/2026 | Terraced |
| 101 MONTFORT ROAD, ROCHESTER, MEDWAY, ME2 3EX | £270,000 | 14/02/2022 | Terraced |
| 101 MONTFORT ROAD, ROCHESTER, MEDWAY, ME2 3EX | £225,000 | 30/06/2017 | Terraced |
| 101 MONTFORT ROAD, ROCHESTER, MEDWAY, ME2 3EX | £173,000 | 19/12/2016 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 96 WESTON ROAD, ROCHESTER, MEDWAY, ME2 3HD | £333,250 | 02/04/2026 | Terraced |
| 81 WESTON ROAD, ROCHESTER, MEDWAY, ME2 3HB | £380,000 | 15/12/2025 | Terraced |
| 6 MONTFORT ROAD, ROCHESTER, MEDWAY, ME2 3ET | £225,000 | 21/11/2025 | Terraced |
| 119 BRYANT ROAD, ROCHESTER, MEDWAY, ME2 3EY | £195,000 | 21/11/2025 | Terraced |
| 24 WYKEHAM STREET, STROOD, ROCHESTER, MEDWAY, ME2 3AA | £250,000 | 19/11/2025 | Terraced |
| 82 BRYANT ROAD, ROCHESTER, MEDWAY, ME2 3EY | £225,000 | 03/11/2025 | Terraced |
| 142 WESTON ROAD, ROCHESTER, MEDWAY, ME2 3AH | £227,500 | 22/08/2025 | Terraced |
| 88 WESTON ROAD, ROCHESTER, MEDWAY, ME2 3HD | £262,500 | 08/05/2025 | Terraced |
| 17 STANHOPE ROAD, ROCHESTER, MEDWAY, ME2 3EJ | £270,000 | 14/02/2025 | Terraced |
| 108 GORDON ROAD, ROCHESTER, MEDWAY, ME2 3HL | £236,500 | 20/12/2023 | Terraced |
| 4 WARBLERS CLOSE, ROCHESTER, MEDWAY, ME2 3ED | £152,500 | 07/12/2023 | Terraced |
| 10 STANHOPE ROAD, ROCHESTER, MEDWAY, ME2 3EJ | £237,000 | 01/12/2023 | Terraced |
| 110 WESTON ROAD, ROCHESTER, MEDWAY, ME2 3HD | £250,000 | 30/11/2023 | Terraced |
| 96 GORDON ROAD, ROCHESTER, MEDWAY, ME2 3HL | £250,000 | 30/11/2023 | Terraced |
| 92 GORDON ROAD, ROCHESTER, MEDWAY, ME2 3HL | £280,000 | 25/10/2023 | Terraced |
| 78 BROMPTON LANE, ROCHESTER, MEDWAY, ME2 3BQ | £210,000 | 20/10/2023 | Terraced |
| 5 CROSS STREET, ROCHESTER, MEDWAY, ME2 3AE | £246,000 | 19/10/2023 | Terraced |
| 172 GORDON ROAD, ROCHESTER, MEDWAY, ME2 3HL | £205,000 | 17/10/2023 | Terraced |
| 44 WYKEHAM STREET, ROCHESTER, MEDWAY, ME2 3AD | £205,000 | 13/10/2023 | Terraced |
| 41 MONTFORT ROAD, ROCHESTER, MEDWAY, ME2 3EU | £260,000 | 09/10/2023 | Terraced |

**Area average:** £245,013 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 20.2%
- **10y growth:** 26.8%

## House Price Index (HM Land Registry)

*Official index for Medway; Terraced series; as of April 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 16%
- **10y growth (index):** 39.7%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,111/mo
- **Realistic:** £1,234/mo
- **Optimistic:** £1,357/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Semi-Detached House, Chatsworth Drive, ME2 | £1,895/mo | 4 | 0.57 miles | OpenRent |

**Average rent: £1,895/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.7% (weak for cashflow)
- **Max investor price (0.8%):** £236,875
- **Target investor price (1%):** £189,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,895/mo).*

- **Gross yield:** 8.4%
- **Cost-to-rent:** 11.9×
- **Monthly cashflow:** £617/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 88 |
| Anti-social behaviour | 64 |
| Shoplifting | 37 |
| Other theft | 23 |
| Criminal damage and arson | 19 |
| Public order | 17 |
| Vehicle crime | 12 |
| Drugs | 10 |
| Other crime | 9 |
| Possession of weapons | 4 |
| Burglary | 3 |
| Bicycle theft | 1 |
| Theft from the person | 1 |
| **Total incidents** | **288** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| All Faiths Children's Academy | Primary | 0.1 miles | Good — 3 Mar 2020 |
| Gordons Children's Academy, Junior | Primary | 0.2 miles | Good — 23 Nov 2022 |
| Gordons Children's Academy, Infant | Primary | 0.2 miles | Good — 21 Nov 2022 |
| St Nicholas CEVC Primary School | Primary | 0.2 miles | Outstanding — 13 Feb 2013 |
| English Martyrs' Catholic Primary School | Primary | 0.4 miles | Good — 25 Sep 2023 |