# 39 LOWTHER ROAD, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9QG

## Property details

- Slug: `97a4fc3` (address key hash: `97a4fc3a842d2067d15389d406f9fccde735df37`)
- Postcode: M25 9QG
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 99 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £300,000 Apr 2026
- Price per m²: £3,030/m²
- Local average: £336,949 (50 sales)
- Street crime: 1 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £300,000
- Date: 2026-04-29
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 01/09/2035
- **Current heating cost:** £1,081/year
- **Est. upgrade cost to C:** £10,200

### Recommendations
- B (£900 - £1,500)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/3212-8045-9002-0901-1102)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-29 | £300,000 | Semi-detached | +57.9% | £303,361 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-6067-8052-e063-4804a8c06ee4) |
| Sold | 2015-09-24 | £190,000 | Semi-detached | — | £345,832 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/23b6165e-40cc-fcf4-e050-a8c0620577fa) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 39 LOWTHER ROAD, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9QG | £300,000 | 29/04/2026 | Semi-detached |
| 39 LOWTHER ROAD, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9QG | £190,000 | 24/09/2015 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166708877](http://87.117.209.195:8080/listings/1297a4b)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £300,000 |
| listed | 2025-09-08 | £285,000 |
| sold | 2015-01-01 | £190,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 13 SHELLEY ROAD, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9GH | £350,000 | 09/01/2026 | Semi-detached |
| 44 DUCKWORTH ROAD, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9QH | £360,450 | 12/12/2025 | Semi-detached |
| 1 SANDYWAY, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9PG | £305,000 | 27/11/2025 | Semi-detached |
| 12 DUCKWORTH ROAD, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9QH | £209,000 | 25/04/2025 | Semi-detached |
| 42 SHELLEY ROAD, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9QJ | £286,500 | 18/09/2023 | Semi-detached |
| 80A SANDY LANE, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9PS | £475,000 | 21/12/2022 | Semi-detached |
| 7 SANDYWAY, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9PG | £285,000 | 21/12/2022 | Semi-detached |
| 24 SHAKESPEARE ROAD, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9GW | £270,000 | 02/12/2022 | Semi-detached |
| 87 SANDY LANE, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9PS | £245,000 | 28/10/2022 | Semi-detached |
| 20 LOWTHER ROAD, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9QQ | £310,000 | 20/10/2022 | Semi-detached |
| 29 SHELLEY ROAD, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9GH | £290,000 | 01/08/2022 | Semi-detached |
| 54 DUCKWORTH ROAD, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9QH | £304,000 | 11/07/2022 | Semi-detached |
| 85 SANDY LANE, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9PS | £275,000 | 04/07/2022 | Semi-detached |
| 30 DUCKWORTH ROAD, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9QH | £295,000 | 27/06/2022 | Semi-detached |
| 55 LOWTHER ROAD, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9QG | £271,650 | 17/12/2021 | Semi-detached |
| 32 DUCKWORTH ROAD, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9QH | £300,000 | 03/12/2021 | Semi-detached |
| 94 BUTTERSTILE LANE, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9PP | £242,000 | 05/11/2021 | Semi-detached |
| 16 SHELLEY ROAD, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9QJ | £239,000 | 03/11/2021 | Semi-detached |
| 24 DUCKWORTH ROAD, PRESTWICH, MANCHESTER, BURY, GREATER MANCHESTER, M25 9QH | £280,000 | 24/09/2021 | Semi-detached |

**Area average:** £294,347 (19 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Malvern Close, Prestwich, M25](http://87.117.209.195:8080/listings/c072239) | £273,000 | 3 | Semi-detached | 0.94 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.7%
- **10y growth:** 68.8%

## House Price Index (HM Land Registry)

*Official index for Bury; Semi-detached series; as of June 2026.*

- **1y growth (index):** 3.8%
- **5y growth (index):** 22%
- **10y growth (index):** 75%

## Rental Range

*ONS Price Index of Private Rents (Bury). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £872/mo
- **Realistic:** £969/mo
- **Optimistic:** £1,066/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bolton and Bury (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Lynmouth Court, M25 | £1,500/mo | 3 | 0.09 miles | OpenRent |
| 3 Bed Semi-Detached House, Polefield Road, M25 | £1,600/mo | 3 | 1.16 miles | OpenRent |

**Average rent: £1,550/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £193,750
- **Target investor price (1%):** £155,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,550/mo).*

- **Gross yield:** 6.2%
- **Cost-to-rent:** 16.1×
- **Monthly cashflow:** £189/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Other crime | 1 |
| **Total incidents** | **1** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Butterstile Primary School | Primary | 0.3 miles | Good — 25 Jun 2023 |
| Manchester Mesivta School | Secondary | 0.5 miles | Requires improvement — 7 Mar 2024 |
| Park View Primary School | Primary | 0.5 miles | Good — 9 Nov 2012 |
| St Mary's Church of England Aided Primary School, Prestwich | Primary | 0.6 miles | Outstanding — 2 Oct 2014 |
| Yesoiday Hatorah Boys Academy | Primary | 0.6 miles | Good — 28 Jun 2023 |