# 9 BURY WALK, BEDFORD, MK41 0DU

## Property details

- Slug: `96e6a95` (address key hash: `96e6a9530896841fefc68b3413ecaa989e461848`)
- Postcode: MK41 0DU
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 93 m²
- EPC rating: C
- Year built: England and Wales: 1967-1975
- Last sold: £370,000 Mar 2026
- Price per m²: £3,978/m²
- Local average: £350,737 (45 sales)
- Street crime: 165 incidents within 1 mile (May 2026)

## Latest sale

- Price: £370,000
- Date: 2026-03-06
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 20/07/2035
- **Current heating cost:** £800/year
- **Est. upgrade cost to C:** £16,598

### Recommendations
- W2 (£5,000 - £10,000)
- E (£90 - £105)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2593-3052-3203-7735-9200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-06 | £370,000 | Semi-detached | +103.9% | £372,800 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-d28c-8922-e063-4804a8c094d0) |
| Sold | 2011-03-31 | £181,500 | Semi-detached | — | £373,161 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/1f7e2dd7-526d-46ce-b12a-d46a3ddd4971) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 BURY WALK, BEDFORD, MK41 0DU | £370,000 | 06/03/2026 | Semi-detached |
| 9 BURY WALK, BEDFORD, MK41 0DU | £181,500 | 31/03/2011 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165037352](http://87.117.209.195:8080/listings/4d4d6ce)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £370,000 |
| listed | 2025-07-28 | £375,000 |
| sold | 2011-01-01 | £181,500 |
| sold | 2005-01-01 | £185,000 |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 10.8%
- **10y growth:** 48.1%

## House Price Index (HM Land Registry)

*Official index for Bedford; Semi-detached series; as of April 2026.*

- **1y growth (index):** 5.9%
- **5y growth (index):** 23.5%
- **10y growth (index):** 48.1%

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,051/mo
- **Realistic:** £1,168/mo
- **Optimistic:** £1,285/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Clover Avenue, MK41 | £1,325/mo | 2 | 0.55 miles | OpenRent |
| 1 Bed Terraced House, Clover Avenue, MK41 | £950/mo | 1 | 0.66 miles | OpenRent |

**Average rent: £1,138/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.31% (weak for cashflow)
- **Max investor price (0.8%):** £142,250
- **Target investor price (1%):** £113,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,138/mo).*

- **Gross yield:** 3.7%
- **Cost-to-rent:** 27.1×
- **Monthly cashflow:** £-458/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 67 |
| Shoplifting | 33 |
| Anti-social behaviour | 19 |
| Other theft | 11 |
| Public order | 7 |
| Vehicle crime | 7 |
| Criminal damage and arson | 5 |
| Other crime | 5 |
| Robbery | 4 |
| Burglary | 2 |
| Drugs | 2 |
| Bicycle theft | 1 |
| Possession of weapons | 1 |
| Theft from the person | 1 |
| **Total incidents** | **165** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Goldington Green Academy | Primary | 0.3 miles | Good — 16 Feb 2011 |
| Putnoe Primary School | Primary | 0.6 miles | Good — 19 Sep 2024 |
| Goldington Academy | Secondary | 0.9 miles | Good — 17 Mar 2022 |
| KWS School | Other | 0.9 miles | Good — 17 Jul 2023 |
| The Hills Academy | Primary | 1.0 miles | Good — 1 Mar 2020 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #6512351
- **Address:** 9 Bury Walk, BEDFORD, MK41 0DU
- **Certificate Issued:** 04/05/2009
- **Work Completed:** 20/04/2009
- **Items:** 1 window(s)

### FENSA Certificate #4229220
- **Address:** 9 Bury Walk, BEDFORD, MK41 0DU
- **Certificate Issued:** 14/11/2006
- **Work Completed:** 30/10/2006
- **Items:** 2 window(s)