Terraced

131 ALBERT STREET

MILLOM, CUMBERLAND, LA18 4AD

£77,000

Location

Map view View on Google Maps View on OpenStreetMap Street View LA18 4AD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	JT Atkinson	0.2 miles
Hospital	Millom Community Hospital	0.2 miles
Bus stop	Market Square	0.2 miles
Train station	Millom	0.2 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

95 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£77,000 Feb 2026

Price per m²

£811/m²

Local average

£131,391 (23 sales)

Street crime

35 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: B

Inspection date: 17/06/2021

Expiry date: 16/06/2031

Current heating cost: £1,020/year

Potential heating cost: £517/year

Est. upgrade cost to C: £28,675

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
Cavity wall insulation (£500 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	18/02/2026	£77,000	Terraced	—	£76,862 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£77,000
listed	16/05/2025	£79,995
sold	01/01/2021	£75,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
72 LAPSTONE ROAD, MILLOM, CUMBERLAND, LA18 4BZ	£213,500	06/10/2025	Terraced
118 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£72,000	19/08/2025	Terraced
168 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AB	£95,000	04/08/2025	Terraced
92 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£68,000	17/03/2025	Terraced
14 LONSDALE ROAD, MILLOM, CUMBERLAND, LA18 4AP	£130,000	15/12/2023	Terraced
46 LONSDALE ROAD, MILLOM, CUMBERLAND, LA18 4AP	£79,000	08/12/2023	Terraced
101 WELLINGTON STREET, MILLOM, CUMBERLAND, LA18 4DH	£59,000	23/11/2023	Terraced
122 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£74,000	17/11/2023	Terraced
42 KING STREET, MILLOM, CUMBERLAND, LA18 4BD	£61,000	17/10/2023	Terraced
108 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£92,000	17/10/2023	Terraced
25 NELSON STREET, MILLOM, CUMBERLAND, LA18 4DP	£70,000	16/10/2023	Terraced
95 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£92,000	13/10/2023	Terraced
69 QUEEN STREET, MILLOM, CUMBERLAND, LA18 4DN	£50,000	05/10/2023	Terraced
30 LORD STREET, MILLOM, CUMBERLAND, LA18 4BL	£37,500	28/09/2023	Terraced
21 NELSON STREET, MILLOM, CUMBERLAND, LA18 4DP	£49,000	16/06/2023	Terraced
24 WELLINGTON STREET, MILLOM, CUMBERLAND, LA18 4DE	£90,000	09/05/2023	Terraced
5 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DR	£77,500	27/04/2023	Terraced
116 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£58,000	06/04/2023	Terraced
108 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£44,000	31/03/2023	Terraced
58 LAPSTONE ROAD, MILLOM, CUMBERLAND, LA18 4BZ	£150,000	22/03/2023	Terraced

Area average: £83,075 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 9.2%

10y growth 43.5%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of April 2026.

1y (index) 9.2%

5y (index) 27.5%

10y (index) 63.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Barrow-in-Furness: Apr 2025 – Mar 2026

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 1.24%

Max investor price (0.8%) £119,250

Target investor price (1%) £95,400

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	19
Drugs	4
Other crime	4
Public order	3
Criminal damage and arson	2
Shoplifting	2
Burglary	1
Total incidents	35

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St James' Catholic Primary School	Primary	0.1 miles	Good — 14 Oct 2014
Millom Infant School	Primary	0.2 miles	Inadequate — 24 Sep 2023
Millom School	Secondary	0.3 miles	Good — 14 Jul 2022
Parkview Nursery School	Nursery	0.3 miles	Good — 11 Dec 2014
Black Combe Junior School	Primary	0.5 miles	Requires improvement — 10 Sep 2024

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 131 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD

## Property details

- Slug: `96e29ac` (address key hash: `96e29ac0997b0a00d9b4fbd9c5f0c103340094b7`)
- Postcode: LA18 4AD
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 95 m²
- EPC rating: E
- Year built: England and Wales: before 1900
- Last sold: £77,000 Feb 2026
- Price per m²: £811/m²
- Local average: £131,391 (23 sales)
- Street crime: 35 incidents within 1 mile (May 2026)

## Latest sale

- Price: £77,000
- Date: 2026-02-18
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 16/06/2031
- **Current heating cost:** £1,020/year
- **Est. upgrade cost to C:** £28,675

### Recommendations
- A2 (£850 - £1,500)
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/5700-7132-0822-2097-3693)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-18 | £77,000 | Terraced | — | £76,862 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-f4ae-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 131 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £77,000 | 18/02/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [162043445](http://87.117.209.195:8080/listings/716f028)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £77,000 |
| listed | 2025-05-16 | £79,995 |
| sold | 2021-01-01 | £75,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 72 LAPSTONE ROAD, MILLOM, CUMBERLAND, LA18 4BZ | £213,500 | 06/10/2025 | Terraced |
| 118 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £72,000 | 19/08/2025 | Terraced |
| 168 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AB | £95,000 | 04/08/2025 | Terraced |
| 92 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £68,000 | 17/03/2025 | Terraced |
| 14 LONSDALE ROAD, MILLOM, CUMBERLAND, LA18 4AP | £130,000 | 15/12/2023 | Terraced |
| 46 LONSDALE ROAD, MILLOM, CUMBERLAND, LA18 4AP | £79,000 | 08/12/2023 | Terraced |
| 101 WELLINGTON STREET, MILLOM, CUMBERLAND, LA18 4DH | £59,000 | 23/11/2023 | Terraced |
| 122 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £74,000 | 17/11/2023 | Terraced |
| 42 KING STREET, MILLOM, CUMBERLAND, LA18 4BD | £61,000 | 17/10/2023 | Terraced |
| 108 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £92,000 | 17/10/2023 | Terraced |
| 25 NELSON STREET, MILLOM, CUMBERLAND, LA18 4DP | £70,000 | 16/10/2023 | Terraced |
| 95 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £92,000 | 13/10/2023 | Terraced |
| 69 QUEEN STREET, MILLOM, CUMBERLAND, LA18 4DN | £50,000 | 05/10/2023 | Terraced |
| 30 LORD STREET, MILLOM, CUMBERLAND, LA18 4BL | £37,500 | 28/09/2023 | Terraced |
| 21 NELSON STREET, MILLOM, CUMBERLAND, LA18 4DP | £49,000 | 16/06/2023 | Terraced |
| 24 WELLINGTON STREET, MILLOM, CUMBERLAND, LA18 4DE | £90,000 | 09/05/2023 | Terraced |
| 5 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DR | £77,500 | 27/04/2023 | Terraced |
| 116 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £58,000 | 06/04/2023 | Terraced |
| 108 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £44,000 | 31/03/2023 | Terraced |
| 58 LAPSTONE ROAD, MILLOM, CUMBERLAND, LA18 4BZ | £150,000 | 22/03/2023 | Terraced |

**Area average:** £83,075 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.2%
- **10y growth:** 43.5%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

## 1% Rule

- **Rent ratio:** 1.24% (strong)
- **Max investor price (0.8%):** £119,250
- **Target investor price (1%):** £95,400

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 19 |
| Drugs | 4 |
| Other crime | 4 |
| Public order | 3 |
| Criminal damage and arson | 2 |
| Shoplifting | 2 |
| Burglary | 1 |
| **Total incidents** | **35** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St James' Catholic Primary School | Primary | 0.1 miles | Good — 14 Oct 2014 |
| Millom Infant School | Primary | 0.2 miles | Inadequate — 24 Sep 2023 |
| Millom School | Secondary | 0.3 miles | Good — 14 Jul 2022 |
| Parkview Nursery School | Nursery | 0.3 miles | Good — 11 Dec 2014 |
| Black Combe Junior School | Primary | 0.5 miles | Requires improvement — 10 Sep 2024 |