# 23 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA

## Property details

- Slug: `96de12e` (address key hash: `96de12e05b0ec85f8b9de1f5d0b1b1b7f1ad28cd`)
- Postcode: OL8 3WA
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Terraced
- Floor area: 85 m²
- EPC rating: D
- Last sold: £141,000 Oct 2011
- Price per m²: £1,659/m²
- Local average: £158,323 (69 sales)
- Street crime: 2 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £141,000
- Date: 2011-10-03
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 17/11/2024 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £610/year
- **Est. upgrade cost to C:** £19,115

### Recommendations
- E (£15)
- I (£2,200  -  £3,000)
- N (£4,000  -  £6,000)
- U (£9,000  -  £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8704-6729-8989-8798-8992)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2011-10-03 | £141,000 | Terraced | 0% | £307,777 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/f5db6499-9df9-4e04-8eb4-4767cf3d292f) |
| Sold | 2011-10-03 | £141,000 | Terraced | — | £307,777 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/49730837-ce3d-4896-8b17-877a8198993d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £141,000 | 03/10/2011 | Terraced |
| 23 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £141,000 | 03/10/2011 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 60 HATHERSHAW LANE, OLDHAM, GREATER MANCHESTER, OL8 3EX | £135,350 | 11/12/2025 | Terraced |
| 35 HATHERSHAW LANE, OLDHAM, GREATER MANCHESTER, OL8 3EU | £117,000 | 10/11/2025 | Terraced |
| 52 SIDLAW CLOSE, OLDHAM, GREATER MANCHESTER, OL8 3WQ | £185,000 | 23/06/2025 | Terraced |
| 281 COPSTER HILL ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DE | £111,000 | 28/02/2025 | Terraced |
| 44 BRIERLEY STREET, OLDHAM, GREATER MANCHESTER, OL8 3DZ | £132,000 | 10/11/2023 | Terraced |
| 267 COPSTER HILL ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DE | £97,500 | 23/10/2023 | Terraced |
| 2 DENBIGH STREET, OLDHAM, GREATER MANCHESTER, OL8 3HB | £81,500 | 06/10/2023 | Terraced |
| 31 ETHEL STREET, OLDHAM, GREATER MANCHESTER, OL8 3EZ | £98,000 | 07/08/2023 | Terraced |
| 43 CROFTON STREET, OLDHAM, GREATER MANCHESTER, OL8 3DA | £100,000 | 22/06/2023 | Terraced |
| 3 STRATFORD AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DR | £200,000 | 28/04/2023 | Terraced |
| 33 WYNDALE ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DB | £83,000 | 22/12/2022 | Terraced |
| 194 HOLLINS ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DG | £170,000 | 21/12/2022 | Terraced |
| 5 STRATFORD AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DR | £95,000 | 07/12/2022 | Terraced |
| 102 HOLLINS ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DU | £133,000 | 07/12/2022 | Terraced |
| 39 WYNDALE ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DB | £68,000 | 18/11/2022 | Terraced |
| 3 COPSTER PLACE, OLDHAM, GREATER MANCHESTER, OL8 3DH | £97,950 | 11/11/2022 | Terraced |
| 17 BRIERLEY STREET, OLDHAM, GREATER MANCHESTER, OL8 3DZ | £235,000 | 09/11/2022 | Terraced |
| 48 HATHERSHAW LANE, OLDHAM, GREATER MANCHESTER, OL8 3EX | £40,000 | 28/10/2022 | Terraced |
| 17 ALTON STREET, OLDHAM, GREATER MANCHESTER, OL8 3EY | £30,000 | 19/10/2022 | Terraced |
| 39 WYNDALE ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DB | £33,000 | 07/10/2022 | Terraced |

**Area average:** £112,115 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 28.5%
- **10y growth:** 91.1%

## House Price Index (HM Land Registry)

*Official index for Oldham; Terraced series; as of July 2026.*

- **1y growth (index):** 5.2%
- **5y growth (index):** 36.5%
- **10y growth (index):** 88.6%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £848/mo
- **Realistic:** £942/mo
- **Optimistic:** £1,036/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Green Lane, OL8 | £995/mo | 2 | 0.29 miles | OpenRent |

**Average rent: £995/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 8.5%
- **Cost-to-rent:** 11.8×
- **Monthly cashflow:** £315/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 2 |
| **Total incidents** | **2** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Hathershaw College | Secondary | 0.2 miles | Good — 13 May 2016 |
| Lyndhurst Primary and Nursery School | Primary | 0.4 miles | Good — 8 Jan 2020 |
| Holy Rosary RC Junior Infant and Nursery School | Primary | 0.4 miles | Good — 18 Jan 2023 |
| Hulme Grammar School | Other | 0.5 miles | — (No rating) |
| Coppice Primary Academy | Primary | 0.5 miles | Good — 20 May 2015 |