Detached 2 sales on record

3 HUTCHINSON DRIVE

RYDE, ISLE OF WIGHT, PO33 1QP

£515,000

Location

Map view View on Google Maps View on OpenStreetMap Street View PO33 1QP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Wishing Well	0.0 miles
Shop	Seaview Seaside & Sailing	0.7 miles
Train station	Smallbrook Junction	1.4 miles
University	St Andrew's Court Information Centre	5.7 miles
Hospital	Forton Medical Centre	5.9 miles

Property details

Tenure

Freehold

Property type

Detached

Bedrooms

Bathrooms

Floor area

150 m²

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£515,000 Apr 2026

Price per m²

£3,433/m²

Local average

£398,236 (29 sales)

Street crime

31 incidents within 1 mile (Aug 2026)

EPC Rating & Upgrade Cost

This certificate expired on 22/05/2026. A new EPC may be required before the property can be marketed or let.

Current rating: D

Potential rating: C

Inspection date: 23/05/2016

Expiry date: 22/05/2026 (expired)

Current heating cost: £798/year

Potential heating cost: £731/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (suspended floor) (1,200)
Low energy lighting for all fixed outlets (85)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	27/04/2026	£515,000	Detached	+6.4%	£524,176 to July 2026	View transaction
Sold	27/02/2023	£484,000	Detached	—	£448,203 to July 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2023	£484,000
listed	16/07/2022	£499,950
sold	01/01/2005	£266,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
13 WISHING WELL CLOSE, RYDE, ISLE OF WIGHT, PO33 1FS	£645,000	18/07/2025	Detached
18 WISHING WELL CLOSE, RYDE, ISLE OF WIGHT, PO33 1FS	£715,000	17/03/2023	Detached
4 GREGORY AVENUE, PONDWELL, RYDE, ISLE OF WIGHT, PO33 1PZ	£550,000	24/02/2023	Detached
34 GREGORY AVENUE, PONDWELL, RYDE, ISLE OF WIGHT, PO33 1PZ	£425,000	16/09/2022	Detached
26 PONDWELL CLOSE, RYDE, ISLE OF WIGHT, PO33 1QD	£432,500	18/02/2022	Detached
2 GREGORY CLOSE, RYDE, ISLE OF WIGHT, PO33 1QR	£450,000	15/12/2021	Detached

Area average: £536,250 (6 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -7.5%

10y growth 17%

House Price Index (HM Land Registry — official index, not sold-price averages): Isle of Wight. Series: Detached. As of July 2026.

1y (index) -0.3%

5y (index) 8.9%

10y (index) 37.9%

Rental Range

Estimated market rent for Isle of Wight. Low = conservative, Realistic = average, Optimistic = best case.

Low £858/mo

Realistic £953/mo

Optimistic £1,048/mo

Based on Local Authority from postcode lookup → Isle of Wight.

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Eddington Road, PO34	£1,350/mo	3	0.64 miles	OpenRent

Average rent: £1,350/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.26%

Max investor price (0.8%) £168,750

Target investor price (1%) £135,000

Gross yield 3.1%

Cost-to-rent ratio 31.8×

Monthly cashflow £-838/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -6.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~10,341 m² (2.56 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Shoplifting	9
Violence and sexual offences	8
Anti-social behaviour	6
Public order	6
Criminal damage and arson	1
Other theft	1
Total incidents	31

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Nettlestone Primary School	Primary	0.3 miles	Good — 14 Jul 2024
Oakfield Church of England Aided Primary School, Ryde	Primary	1.1 miles	Requires improvement — 28 Nov 2023
St Mary's Catholic Primary School	Primary	1.3 miles	Requires improvement — 12 Jan 2023
St Helens Primary School	Primary	1.3 miles	Good — 26 Nov 2023
Dover Park Primary School	Primary	1.7 miles	Good — 11 Nov 2018

FENSA

FENSA certificate details will appear here after the next background check. If nothing changes after a few minutes, try refreshing the page.

# 3 HUTCHINSON DRIVE, RYDE, ISLE OF WIGHT, PO33 1QP

## Property details

- Slug: `95712a3` (address key hash: `95712a31642eff532b3c68c1504e1622b6333961`)
- Postcode: PO33 1QP
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 150 m²
- EPC rating: D
- Year built: England and Wales: 1967-1975
- Last sold: £515,000 Apr 2026
- Price per m²: £3,433/m²
- Local average: £398,236 (29 sales)
- Street crime: 31 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £515,000
- Date: 2026-04-27
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 22/05/2026 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £798/year

### Recommendations
- W1 (1,200)
- E (85)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0446-2847-7254-9826-4981)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-27 | £515,000 | Detached | +6.4% | £524,176 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-77bd-8052-e063-4804a8c06ee4) |
| Sold | 2023-02-27 | £484,000 | Detached | — | £448,203 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/01eb45ef-d440-40f3-e063-4704a8c05fde) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 HUTCHINSON DRIVE, RYDE, ISLE OF WIGHT, PO33 1QP | £515,000 | 27/04/2026 | Detached |
| 3 HUTCHINSON DRIVE, RYDE, ISLE OF WIGHT, PO33 1QP | £484,000 | 27/02/2023 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [125037761](http://87.117.209.195:8080/listings/4ae0d1a)

| Event | Date | Price |
|-------|------|-------|
| sold | 2023-01-01 | £484,000 |
| listed | 2022-07-16 | £499,950 |
| sold | 2005-01-01 | £266,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 13 WISHING WELL CLOSE, RYDE, ISLE OF WIGHT, PO33 1FS | £645,000 | 18/07/2025 | Detached |
| 18 WISHING WELL CLOSE, RYDE, ISLE OF WIGHT, PO33 1FS | £715,000 | 17/03/2023 | Detached |
| 4 GREGORY AVENUE, PONDWELL, RYDE, ISLE OF WIGHT, PO33 1PZ | £550,000 | 24/02/2023 | Detached |
| 34 GREGORY AVENUE, PONDWELL, RYDE, ISLE OF WIGHT, PO33 1PZ | £425,000 | 16/09/2022 | Detached |
| 26 PONDWELL CLOSE, RYDE, ISLE OF WIGHT, PO33 1QD | £432,500 | 18/02/2022 | Detached |
| 2 GREGORY CLOSE, RYDE, ISLE OF WIGHT, PO33 1QR | £450,000 | 15/12/2021 | Detached |

**Area average:** £536,250 (6 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -7.5%
- **10y growth:** 17%

## House Price Index (HM Land Registry)

*Official index for Isle of Wight; Detached series; as of July 2026.*

- **1y growth (index):** -0.3%
- **5y growth (index):** 8.9%
- **10y growth (index):** 37.9%

## Rental Range

*ONS Price Index of Private Rents (Isle of Wight). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £858/mo
- **Realistic:** £953/mo
- **Optimistic:** £1,048/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Eddington Road, PO34 | £1,350/mo | 3 | 0.64 miles | OpenRent |

**Average rent: £1,350/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.26% (weak for cashflow)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 3.1%
- **Cost-to-rent:** 31.8×
- **Monthly cashflow:** £-838/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Shoplifting | 9 |
| Violence and sexual offences | 8 |
| Anti-social behaviour | 6 |
| Public order | 6 |
| Criminal damage and arson | 1 |
| Other theft | 1 |
| **Total incidents** | **31** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Nettlestone Primary School | Primary | 0.3 miles | Good — 14 Jul 2024 |
| Oakfield Church of England Aided Primary School, Ryde | Primary | 1.1 miles | Requires improvement — 28 Nov 2023 |
| St Mary's Catholic Primary School | Primary | 1.3 miles | Requires improvement — 12 Jan 2023 |
| St Helens Primary School | Primary | 1.3 miles | Good — 26 Nov 2023 |
| Dover Park Primary School | Primary | 1.7 miles | Good — 11 Nov 2018 |