# 14 SYLVAN GARDENS, KIRKHAM, PRESTON, FYLDE, LANCASHIRE, PR4 3FW

## Property details

- Slug: `956d040` (address key hash: `956d040678a3c8bcfa456d82e1a5f6cb1117c09e`)
- Postcode: PR4 3FW
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 5
- Bathrooms: 4
- Floor area: 177 m²
- EPC rating: B
- Last sold: £410,000 Mar 2026
- Price per m²: £2,316/m²
- Local average: £394,228 (146 sales)

## Latest sale

- Price: £410,000
- Date: 2026-03-26
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 29/03/2033
- **Current heating cost:** £871/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0370-3330-4270-2577-6571)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-26 | £410,000 | Detached | — | £410,000 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-58a8-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 SYLVAN GARDENS, KIRKHAM, PRESTON, FYLDE, LANCASHIRE, PR4 3FW | £410,000 | 26/03/2026 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [87355176](http://87.117.209.195:8080/listings/6c85a21)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £410,000 |
| listed | 2025-11-13 | £400,000 |
| sold | 2023-01-01 | £439,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 SYLVAN GARDENS, KIRKHAM, PRESTON, FYLDE, LANCASHIRE, PR4 3FW | £459,995 | 10/11/2023 | Detached |
| 6 SYLVAN GARDENS, KIRKHAM, PRESTON, FYLDE, LANCASHIRE, PR4 3FW | £399,995 | 31/03/2023 | Detached |

**Area average:** £429,995 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 11.5%
- **10y growth:** 26%

## House Price Index (HM Land Registry)

*Official index for North West; Detached series; as of March 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 22.5%
- **10y growth (index):** 56.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Lancs (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 5-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | As seen on |
|------|------|------|------|
| 2 Bed End Terrace, Preston Street, PR4 | £725/mo | 2 | OpenRent |
| 4 Bed Semi-Detached House, Oak Lane, PR4 | £1,200/mo | 4 | OpenRent |

**Average rent: £963/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.23% (weak for cashflow)
- **Max investor price (0.8%):** £120,375
- **Target investor price (1%):** £96,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £963/mo).*

- **Gross yield:** 2.8%
- **Cost-to-rent:** 35.5×
- **Monthly cashflow:** £-773/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -7.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*