# 90 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN

## Property details

- Slug: `94ad9ae` (address key hash: `94ad9ae489790bf1c9bf2a9ea6cf697d4c1f0bfc`)
- Postcode: NN1 3LN
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 80 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £170,500 Jun 2026
- Price per m²: £2,131/m²
- Local average: £235,108 (75 sales)
- Street crime: 1129 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £170,500
- Date: 2026-06-05
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 29/11/2028
- **Current heating cost:** £793/year

### Recommendations
- A2 (1,500)
- Q (14,000)
- W1 (1,200)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8538-6129-5429-2500-1972)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-06-05 | £170,500 | Terraced | — | £171,003 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/5834e4e9-16fb-29c7-e063-4804a8c015bc) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 90 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £170,500 | 05/06/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [173807861](http://87.117.209.195:8080/listings/b3882b5)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-03-27 | £177,000 |
| sold | 2026-01-01 | £170,500 |
| sold | 2009-01-01 | £96,500 |
| sold | 2003-01-01 | £95,000 |
| sold | 2002-01-01 | £84,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 88 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £167,000 | 20/02/2026 | Terraced |
| 86 SOMERSET STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LW | £128,500 | 05/12/2025 | Terraced |
| 98 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £198,000 | 28/11/2025 | Terraced |
| 9 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LL | £169,000 | 01/07/2025 | Terraced |
| 9 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LL | £169,000 | 01/07/2025 | Terraced |
| 8 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LF | £173,000 | 31/03/2025 | Terraced |
| 41 HERVEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QL | £265,000 | 28/11/2023 | Terraced |
| 37 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JL | £210,000 | 27/10/2023 | Terraced |
| 6 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £85,000 | 30/08/2023 | Terraced |
| 7 HUNTER STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QD | £195,000 | 21/07/2023 | Terraced |
| 111 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LE | £195,000 | 22/06/2023 | Terraced |
| 2 ALCOMBE TERRACE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LD | £180,000 | 16/06/2023 | Terraced |
| 15 CLARE STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JE | £180,000 | 30/05/2023 | Terraced |
| 21 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JL | £206,000 | 19/05/2023 | Terraced |
| 89 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LE | £120,000 | 27/04/2023 | Terraced |
| 6 HERVEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QJ | £200,000 | 14/04/2023 | Terraced |
| 14 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JH | £160,000 | 17/03/2023 | Terraced |
| 27 CLARE STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JE | £186,000 | 13/03/2023 | Terraced |
| 56 SOMERSET STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LW | £212,000 | 10/03/2023 | Terraced |
| 57 DUNSTER STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LB | £200,000 | 03/03/2023 | Terraced |

**Area average:** £179,925 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -8%
- **10y growth:** 27.3%

## House Price Index (HM Land Registry)

*Official index for West Northamptonshire; Terraced series; as of July 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 15.4%
- **10y growth (index):** 38.4%

## Rental Range

*ONS Price Index of Private Rents (West Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £976/mo
- **Realistic:** £1,084/mo
- **Optimistic:** £1,192/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Northampton (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Alcombe Road, NN1 | £1,025/mo | 2 | 0.02 miles | OpenRent |
| 2 Bed Flat, Gray St, NN1 | £1,174/mo | 2 | 0.15 miles | OpenRent |
| 2 Bed Flat, Kettering Road Northampton, NN1 | £1,000/mo | 2 | 0.24 miles | OpenRent |
| 2 Bed Terraced House, Poole Street, NN1 | £1,095/mo | 2 | 0.24 miles | OpenRent |

**Average rent: £1,074/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.62% (weak for cashflow)
- **Max investor price (0.8%):** £132,500
- **Target investor price (1%):** £106,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,060/mo).*

- **Gross yield:** 7.5%
- **Cost-to-rent:** 13.4×
- **Monthly cashflow:** £258/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 319 |
| Anti-social behaviour | 282 |
| Shoplifting | 142 |
| Public order | 66 |
| Other theft | 63 |
| Vehicle crime | 58 |
| Burglary | 48 |
| Criminal damage and arson | 42 |
| Robbery | 34 |
| Drugs | 28 |
| Bicycle theft | 16 |
| Possession of weapons | 15 |
| Other crime | 8 |
| Theft from the person | 8 |
| **Total incidents** | **1129** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Progress Schools - Northamptonshire | Other | 0.3 miles | Requires improvement — 1 May 2024 |
| The CE Academy | Other | 0.3 miles | Inadequate — 6 Sep 2021 |
| Vernon Terrace Primary School | Primary | 0.4 miles | Good — 26 Jan 2023 |
| New Horizons Academy | Other | 0.5 miles | Inadequate — 24 Mar 2024 |
| Castle Academy | Primary | 0.5 miles | Good — 10 Jan 2017 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1839534
- **Address:** 90 Cloutsham Street, Northampton, NN1 3LN
- **Certificate Issued:** 05/07/2004
- **Work Completed:** 11/06/2004
- **Items:** 4 window(s)