Terraced

90 CLOUTSHAM STREET

NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN

£170,500

Location

Map view View on Google Maps View on OpenStreetMap Street View NN1 3LN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Londis	0.1 miles
Bus stop	Grove Road	0.1 miles
University	University of Northampton	0.1 miles
Hospital	St Matthews Hospital	0.7 miles
Train station	Northampton	0.9 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

80 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£170,500 Jun 2026

Price per m²

£2,131/m²

Local average

£235,108 (75 sales)

Street crime

1129 incidents within 1 mile (Aug 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 30/11/2018

Expiry date: 29/11/2028

Current heating cost: £793/year

Potential heating cost: £510/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (1,500)
50 mm internal or external wall insulation (14,000)
Floor insulation (suspended floor) (1,200)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	05/06/2026	£170,500	Terraced	—	£171,003 to July 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
listed	27/03/2026	£177,000
sold	01/01/2026	£170,500
sold	01/01/2009	£96,500
sold	01/01/2003	£95,000
sold	01/01/2002	£84,995

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
88 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN	£167,000	20/02/2026	Terraced
86 SOMERSET STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LW	£128,500	05/12/2025	Terraced
98 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN	£198,000	28/11/2025	Terraced
9 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LL	£169,000	01/07/2025	Terraced
9 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LL	£169,000	01/07/2025	Terraced
8 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LF	£173,000	31/03/2025	Terraced
41 HERVEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QL	£265,000	28/11/2023	Terraced
37 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JL	£210,000	27/10/2023	Terraced
6 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN	£85,000	30/08/2023	Terraced
7 HUNTER STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QD	£195,000	21/07/2023	Terraced
111 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LE	£195,000	22/06/2023	Terraced
2 ALCOMBE TERRACE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LD	£180,000	16/06/2023	Terraced
15 CLARE STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JE	£180,000	30/05/2023	Terraced
21 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JL	£206,000	19/05/2023	Terraced
89 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LE	£120,000	27/04/2023	Terraced
6 HERVEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QJ	£200,000	14/04/2023	Terraced
14 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JH	£160,000	17/03/2023	Terraced
27 CLARE STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JE	£186,000	13/03/2023	Terraced
56 SOMERSET STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LW	£212,000	10/03/2023	Terraced
57 DUNSTER STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LB	£200,000	03/03/2023	Terraced

Area average: £179,925 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -8%

10y growth 27.3%

House Price Index (HM Land Registry — official index, not sold-price averages): West Northamptonshire. Series: Terraced. As of July 2026.

1y (index) 1.8%

5y (index) 15.4%

10y (index) 38.4%

Rental Range

Estimated market rent for West Northamptonshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £976/mo

Realistic £1,084/mo

Optimistic £1,192/mo

Based on Local Authority from postcode lookup → West Northamptonshire.

LHA (30th percentile) floor for Northampton: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Alcombe Road, NN1	£1,025/mo	2	0.02 miles	OpenRent
2 Bed Flat, Gray St, NN1	£1,174/mo	2	0.15 miles	OpenRent
2 Bed Flat, Kettering Road Northampton, NN1	£1,000/mo	2	0.24 miles	OpenRent
2 Bed Terraced House, Poole Street, NN1	£1,095/mo	2	0.24 miles	OpenRent

Average rent: £1,074/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.62%

Max investor price (0.8%) £132,500

Target investor price (1%) £106,000

Gross yield 7.5%

Cost-to-rent ratio 13.4×

Monthly cashflow £258/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 6.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~75 m² (0.02 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	319
Anti-social behaviour	282
Shoplifting	142
Public order	66
Other theft	63
Vehicle crime	58
Burglary	48
Criminal damage and arson	42
Robbery	34
Drugs	28
Bicycle theft	16
Possession of weapons	15
Other crime	8
Theft from the person	8
Total incidents	1129

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Progress Schools - Northamptonshire	Other	0.3 miles	Requires improvement — 1 May 2024
The CE Academy	Other	0.3 miles	Inadequate — 6 Sep 2021
Vernon Terrace Primary School	Primary	0.4 miles	Good — 26 Jan 2023
New Horizons Academy	Other	0.5 miles	Inadequate — 24 Mar 2024
Castle Academy	Primary	0.5 miles	Good — 10 Jan 2017

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
05/07/2004	11/06/2004	4	—

# 90 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN

## Property details

- Slug: `94ad9ae` (address key hash: `94ad9ae489790bf1c9bf2a9ea6cf697d4c1f0bfc`)
- Postcode: NN1 3LN
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 80 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £170,500 Jun 2026
- Price per m²: £2,131/m²
- Local average: £235,108 (75 sales)
- Street crime: 1129 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £170,500
- Date: 2026-06-05
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 29/11/2028
- **Current heating cost:** £793/year

### Recommendations
- A2 (1,500)
- Q (14,000)
- W1 (1,200)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8538-6129-5429-2500-1972)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-06-05 | £170,500 | Terraced | — | £171,003 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/5834e4e9-16fb-29c7-e063-4804a8c015bc) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 90 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £170,500 | 05/06/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [173807861](http://87.117.209.195:8080/listings/b3882b5)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-03-27 | £177,000 |
| sold | 2026-01-01 | £170,500 |
| sold | 2009-01-01 | £96,500 |
| sold | 2003-01-01 | £95,000 |
| sold | 2002-01-01 | £84,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 88 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £167,000 | 20/02/2026 | Terraced |
| 86 SOMERSET STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LW | £128,500 | 05/12/2025 | Terraced |
| 98 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £198,000 | 28/11/2025 | Terraced |
| 9 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LL | £169,000 | 01/07/2025 | Terraced |
| 9 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LL | £169,000 | 01/07/2025 | Terraced |
| 8 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LF | £173,000 | 31/03/2025 | Terraced |
| 41 HERVEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QL | £265,000 | 28/11/2023 | Terraced |
| 37 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JL | £210,000 | 27/10/2023 | Terraced |
| 6 CLOUTSHAM STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LN | £85,000 | 30/08/2023 | Terraced |
| 7 HUNTER STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QD | £195,000 | 21/07/2023 | Terraced |
| 111 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LE | £195,000 | 22/06/2023 | Terraced |
| 2 ALCOMBE TERRACE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LD | £180,000 | 16/06/2023 | Terraced |
| 15 CLARE STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JE | £180,000 | 30/05/2023 | Terraced |
| 21 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JL | £206,000 | 19/05/2023 | Terraced |
| 89 ALCOMBE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LE | £120,000 | 27/04/2023 | Terraced |
| 6 HERVEY STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3QJ | £200,000 | 14/04/2023 | Terraced |
| 14 OVERSTONE ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JH | £160,000 | 17/03/2023 | Terraced |
| 27 CLARE STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3JE | £186,000 | 13/03/2023 | Terraced |
| 56 SOMERSET STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LW | £212,000 | 10/03/2023 | Terraced |
| 57 DUNSTER STREET, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN1 3LB | £200,000 | 03/03/2023 | Terraced |

**Area average:** £179,925 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -8%
- **10y growth:** 27.3%

## House Price Index (HM Land Registry)

*Official index for West Northamptonshire; Terraced series; as of July 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 15.4%
- **10y growth (index):** 38.4%

## Rental Range

*ONS Price Index of Private Rents (West Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £976/mo
- **Realistic:** £1,084/mo
- **Optimistic:** £1,192/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Northampton (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Alcombe Road, NN1 | £1,025/mo | 2 | 0.02 miles | OpenRent |
| 2 Bed Flat, Gray St, NN1 | £1,174/mo | 2 | 0.15 miles | OpenRent |
| 2 Bed Flat, Kettering Road Northampton, NN1 | £1,000/mo | 2 | 0.24 miles | OpenRent |
| 2 Bed Terraced House, Poole Street, NN1 | £1,095/mo | 2 | 0.24 miles | OpenRent |

**Average rent: £1,074/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.62% (weak for cashflow)
- **Max investor price (0.8%):** £132,500
- **Target investor price (1%):** £106,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,060/mo).*

- **Gross yield:** 7.5%
- **Cost-to-rent:** 13.4×
- **Monthly cashflow:** £258/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 319 |
| Anti-social behaviour | 282 |
| Shoplifting | 142 |
| Public order | 66 |
| Other theft | 63 |
| Vehicle crime | 58 |
| Burglary | 48 |
| Criminal damage and arson | 42 |
| Robbery | 34 |
| Drugs | 28 |
| Bicycle theft | 16 |
| Possession of weapons | 15 |
| Other crime | 8 |
| Theft from the person | 8 |
| **Total incidents** | **1129** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Progress Schools - Northamptonshire | Other | 0.3 miles | Requires improvement — 1 May 2024 |
| The CE Academy | Other | 0.3 miles | Inadequate — 6 Sep 2021 |
| Vernon Terrace Primary School | Primary | 0.4 miles | Good — 26 Jan 2023 |
| New Horizons Academy | Other | 0.5 miles | Inadequate — 24 Mar 2024 |
| Castle Academy | Primary | 0.5 miles | Good — 10 Jan 2017 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1839534
- **Address:** 90 Cloutsham Street, Northampton, NN1 3LN
- **Certificate Issued:** 05/07/2004
- **Work Completed:** 11/06/2004
- **Items:** 4 window(s)