# 67 TALBOT STREET, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 2QU

## Property details

- Slug: `93276ce` (address key hash: `93276cecebb287ffcc1a420a31ef4519a368ea46`)
- Postcode: SG5 2QU
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Floor area: 145 m²
- EPC rating: B
- Last sold: £945,000 Mar 2026
- Price per m²: £6,517/m²
- Local average: £715,325 (46 sales)
- Street crime: 184 incidents within 1 mile (May 2026)

## Latest sale

- Price: £945,000
- Date: 2026-03-17
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 21/11/2027
- **Current heating cost:** £337/year
- **Est. upgrade cost to C:** £11,500

### Recommendations
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8803-7739-5759-0162-6926)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-17 | £945,000 | Detached | +18.1% | £964,876 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-0679-b8d0-e063-4704a8c08d98) |
| Sold | 2018-03-16 | £799,950 | Detached | — | £952,449 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/726bf13a-c73f-0a46-e053-6c04a8c01d0d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 67 TALBOT STREET, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 2QU | £945,000 | 17/03/2026 | Detached |
| 67 TALBOT STREET, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 2QU | £799,950 | 16/03/2018 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 35 TALBOT STREET, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 2QU | £750,000 | 31/03/2025 | Detached |
| 41 TALBOT STREET, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 2QU | £763,375 | 14/06/2022 | Detached |
| 22 TALBOT STREET, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 2QU | £1,050,000 | 28/01/2022 | Detached |
| 24 WESTBURY CLOSE, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 2NF | £620,000 | 14/01/2022 | Detached |

**Area average:** £795,844 (4 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.2%
- **10y growth:** 26.3%

## House Price Index (HM Land Registry)

*Official index for North Hertfordshire; Detached series; as of April 2026.*

- **1y growth (index):** 3.2%
- **5y growth (index):** 16.5%
- **10y growth (index):** 32%

## Rental Range

*ONS Price Index of Private Rents (North Hertfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,279/mo
- **Realistic:** £1,421/mo
- **Optimistic:** £1,563/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Peterborough (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Hermitage Road, SG5 | £700/mo | 1 | 0.52 miles | OpenRent |
| 1 Bed Flat, Market Place, SG5 | £975/mo | 1 | 0.55 miles | OpenRent |

**Average rent: £838/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.09% (weak for cashflow)
- **Max investor price (0.8%):** £104,750
- **Target investor price (1%):** £83,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £838/mo).*

- **Gross yield:** 1.1%
- **Cost-to-rent:** 94×
- **Monthly cashflow:** £-2,992/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -13.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 65 |
| Anti-social behaviour | 62 |
| Shoplifting | 17 |
| Other theft | 9 |
| Criminal damage and arson | 7 |
| Burglary | 4 |
| Drugs | 4 |
| Public order | 4 |
| Robbery | 4 |
| Bicycle theft | 3 |
| Vehicle crime | 3 |
| Other crime | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **184** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Samuel Lucas Junior Mixed and Infant School | Primary | 0.2 miles | Outstanding — 20 Nov 2023 |
| Oughton Primary and Nursery School | Primary | 0.3 miles | Good — 7 Jul 2017 |
| Wilshere-Dacre Junior Academy | Primary | 0.3 miles | Good — 6 Feb 2019 |
| Hitchin Boys' School | Secondary | 0.4 miles | Outstanding — 29 Feb 2016 |
| York Road Nursery School | Nursery | 0.4 miles | Outstanding — 6 Dec 2013 |
