Flats/Maisonettes 3 sales on record

9 FLAT 198 ALBERT EMBANKMENT

LONDON, LAMBETH, GREATER LONDON, SE1 7HG

£560,000

Location

Map view View on Google Maps View on OpenStreetMap Street View SE1 7HG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Embankment Grocery	0.0 miles
Bus stop	Salamanca Street	0.0 miles
Train station	Vauxhall	0.4 miles
University	LSBU Active	0.9 miles
Hospital	Until SOHO	1.6 miles

Property details

Tenure

Leasehold

Property type

Flat

Floor area

50 m²

EPC rating

Year built

England and Wales: 1996-2002

Last sold

£560,000 Jan 2026

Price per m²

£11,200/m²

Local average

£644,923 (133 sales)

Street crime

1932 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 06/11/2025

Current heating cost: £546/year

Potential heating cost: £332/year

Est. upgrade cost to C: £1,200

Recommendations

High heat retention storage heaters and dual rate meter (£800 - £1,600)

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	26/01/2026	£560,000	Flat	-11.8%	£571,553 to March 2026	View transaction
Sold	04/09/2017	£635,000	Flat	+50.3%	£593,930 to March 2026	View transaction
Sold	03/12/2010	£422,500	Flat	—	£713,016 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
9 FLAT 33 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7HD	£710,000	17/12/2025	Flat
9 FLAT 191 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7HG	£475,000	12/12/2025	Flat
73 - 79 FLAT 8 BLACK PRINCE ROAD, LONDON, LAMBETH, GREATER LONDON, SE11 6AB	£300,000	04/12/2025	Flat
9 FLAT 146 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7HG	£500,000	17/11/2025	Flat
27 APARTMENT 104 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7AQ	£460,000	09/10/2025	Flat
3 FLAT 10 SALAMANCA PLACE, LONDON, LAMBETH, GREATER LONDON, SE1 7HH	£396,000	14/03/2025	Flat
1 FLAT 3 SALAMANCA PLACE, LONDON, LAMBETH, GREATER LONDON, SE1 7HE	£415,000	09/01/2025	Flat
9 FLAT 173 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7HG	£519,000	05/12/2023	Flat
20 APARTMENT 68 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7FY	£252,000	22/09/2023	Flat
23 APARTMENT 61 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7GG	£2,450,000	19/09/2023	Flat
20 APARTMENT 70 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7FY	£471,250	14/09/2023	Flat
20 APARTMENT 62 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7FY	£220,000	31/08/2023	Flat
20 APARTMENT 80 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7FY	£423,750	31/08/2023	Flat
23 APARTMENT 62 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7GG	£2,895,000	30/08/2023	Flat
24 APARTMENT 55 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7GJ	£1,060,000	04/08/2023	Flat
23 APARTMENT 53 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7GG	£2,200,000	14/06/2023	Flat
20 APARTMENT 81 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7FY	£197,500	24/03/2023	Flat
6 FLAT 46 SALAMANCA PLACE, LONDON, LAMBETH, GREATER LONDON, SE1 7HB	£125,000	12/09/2022	Flat
4 FLAT 1 SALAMANCA PLACE, LONDON, LAMBETH, GREATER LONDON, SE1 7HB	£410,000	09/09/2022	Flat
9 FLAT 152 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7HG	£400,000	05/09/2022	Flat

Area average: £743,975 (20 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type. Bedroom counts vary — use the Beds column to compare like-for-like.

Address	Price	Beds	Type	Distance
Westminster Green, Dean Ryle St., SW1P	£575,000	1	Flat	0.3 mi
Thames City, Carnation Way, London SW8	£1,395,000	3	Flat	0.69 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -26.7%

10y growth -62.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Lambeth. Series: Flats and maisonettes. As of March 2026.

1y (index) -2.5%

5y (index) -8.3%

10y (index) -2.6%

Rental Range

Estimated market rent for Lambeth. Low = conservative, Realistic = average, Optimistic = best case.

Low £2,276/mo

Realistic £2,529/mo

Optimistic £2,782/mo

Based on Local Authority from postcode lookup → Lambeth.

LHA (30th percentile) floor for Inner South East London: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Flat, Cleland House, SW1P	£7,000/mo	3	0.26 miles	OpenRent
1 Bed Flat, Millbank, SW1P	£3,500/mo	1	0.28 miles	OpenRent
2 Bed Flat, Sancroft Street, SE11	£2,600/mo	2	0.38 miles	OpenRent

Average rent: £4,367/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.63%

Max investor price (0.8%) £437,500

Target investor price (1%) £350,000

Gross yield 7.5%

Cost-to-rent ratio 13.3×

Monthly cashflow £920/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 6.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Anti-social behaviour	398
Violence and sexual offences	387
Theft from the person	316
Other theft	218
Shoplifting	132
Public order	123
Criminal damage and arson	82
Robbery	74
Burglary	58
Drugs	50
Bicycle theft	43
Vehicle crime	25
Other crime	13
Possession of weapons	13
Total incidents	1932

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Vauxhall Primary School	Primary	0.3 miles	Good — 18 Jan 2024
The Marine Society College of the Sea	Other	0.3 miles	— (No rating)
Walnut Tree Walk Primary School	Primary	0.4 miles	Good — 27 Nov 2014
Millbank Gardens Primary Academy	Primary	0.4 miles	— (No rating)
Evelina Hospital School	Other	0.4 miles	Outstanding — 28 Feb 2013

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 9 FLAT 198 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7HG

## Property details

- Slug: `918346c` (address key hash: `918346cf31133661c3dae917767e62a15e3438d3`)
- Postcode: SE1 7HG
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Flat
- Floor area: 50 m²
- EPC rating: C
- Year built: England and Wales: 1996-2002
- Last sold: £560,000 Jan 2026
- Price per m²: £11,200/m²
- Local average: £644,923 (133 sales)
- Street crime: 1932 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £560,000
- Date: 2026-01-26
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Current heating cost:** £546/year
- **Est. upgrade cost to C:** £1,200

### Recommendations
- High heat retention storage heaters and dual rate meter (£800 - £1,600)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-26 | £560,000 | Flat | -11.8% | £571,553 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-7a8c-591c-e063-4704a8c00c31) |
| Sold | 2017-09-04 | £635,000 | Flat | +50.3% | £593,930 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/5a9d8b55-c11c-68eb-e053-6b04a8c0d293) |
| Sold | 2010-12-03 | £422,500 | Flat | — | £713,016 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/e6534416-f0e6-44e8-8a6c-a913d762420b) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 FLAT 198 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7HG | £560,000 | 26/01/2026 | Flat |
| 9 FLAT 198 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7HG | £635,000 | 04/09/2017 | Flat |
| 9 FLAT 198 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7HG | £422,500 | 03/12/2010 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 FLAT 33 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7HD | £710,000 | 17/12/2025 | Flat |
| 9 FLAT 191 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7HG | £475,000 | 12/12/2025 | Flat |
| 73 - 79 FLAT 8 BLACK PRINCE ROAD, LONDON, LAMBETH, GREATER LONDON, SE11 6AB | £300,000 | 04/12/2025 | Flat |
| 9 FLAT 146 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7HG | £500,000 | 17/11/2025 | Flat |
| 27 APARTMENT 104 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7AQ | £460,000 | 09/10/2025 | Flat |
| 3 FLAT 10 SALAMANCA PLACE, LONDON, LAMBETH, GREATER LONDON, SE1 7HH | £396,000 | 14/03/2025 | Flat |
| 1 FLAT 3 SALAMANCA PLACE, LONDON, LAMBETH, GREATER LONDON, SE1 7HE | £415,000 | 09/01/2025 | Flat |
| 9 FLAT 173 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7HG | £519,000 | 05/12/2023 | Flat |
| 20 APARTMENT 68 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7FY | £252,000 | 22/09/2023 | Flat |
| 23 APARTMENT 61 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7GG | £2,450,000 | 19/09/2023 | Flat |
| 20 APARTMENT 70 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7FY | £471,250 | 14/09/2023 | Flat |
| 20 APARTMENT 62 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7FY | £220,000 | 31/08/2023 | Flat |
| 20 APARTMENT 80 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7FY | £423,750 | 31/08/2023 | Flat |
| 23 APARTMENT 62 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7GG | £2,895,000 | 30/08/2023 | Flat |
| 24 APARTMENT 55 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7GJ | £1,060,000 | 04/08/2023 | Flat |
| 23 APARTMENT 53 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7GG | £2,200,000 | 14/06/2023 | Flat |
| 20 APARTMENT 81 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7FY | £197,500 | 24/03/2023 | Flat |
| 6 FLAT 46 SALAMANCA PLACE, LONDON, LAMBETH, GREATER LONDON, SE1 7HB | £125,000 | 12/09/2022 | Flat |
| 4 FLAT 1 SALAMANCA PLACE, LONDON, LAMBETH, GREATER LONDON, SE1 7HB | £410,000 | 09/09/2022 | Flat |
| 9 FLAT 152 ALBERT EMBANKMENT, LONDON, LAMBETH, GREATER LONDON, SE1 7HG | £400,000 | 05/09/2022 | Flat |

**Area average:** £743,975 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type. Bedroom counts vary — use the Beds column to compare like-for-like.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Westminster Green, Dean Ryle St., SW1P](http://87.117.209.195:8080/listings/b59e5de) | £575,000 | 1 | Flat | 0.30 mi |
| [Thames City, Carnation Way, London SW8](http://87.117.209.195:8080/listings/4708a3a) | £1,395,000 | 3 | Flat | 0.69 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -26.7%
- **10y growth:** -62.8%

## House Price Index (HM Land Registry)

*Official index for Lambeth; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -2.5%
- **5y growth (index):** -8.3%
- **10y growth (index):** -2.6%

## Rental Range

*ONS Price Index of Private Rents (Lambeth). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,276/mo
- **Realistic:** £2,529/mo
- **Optimistic:** £2,782/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Inner South East London (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Flat, Cleland House, SW1P | £7,000/mo | 3 | 0.26 miles | OpenRent |
| 1 Bed Flat, Millbank, SW1P | £3,500/mo | 1 | 0.28 miles | OpenRent |
| 2 Bed Flat, Sancroft Street, SE11 | £2,600/mo | 2 | 0.38 miles | OpenRent |

**Average rent: £4,367/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.63% (weak for cashflow)
- **Max investor price (0.8%):** £437,500
- **Target investor price (1%):** £350,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £3,500/mo).*

- **Gross yield:** 7.5%
- **Cost-to-rent:** 13.3×
- **Monthly cashflow:** £920/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 398 |
| Violence and sexual offences | 387 |
| Theft from the person | 316 |
| Other theft | 218 |
| Shoplifting | 132 |
| Public order | 123 |
| Criminal damage and arson | 82 |
| Robbery | 74 |
| Burglary | 58 |
| Drugs | 50 |
| Bicycle theft | 43 |
| Vehicle crime | 25 |
| Other crime | 13 |
| Possession of weapons | 13 |
| **Total incidents** | **1932** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Vauxhall Primary School | Primary | 0.3 miles | Good — 18 Jan 2024 |
| The Marine Society College of the Sea | Other | 0.3 miles | — (No rating) |
| Walnut Tree Walk Primary School | Primary | 0.4 miles | Good — 27 Nov 2014 |
| Millbank Gardens Primary Academy | Primary | 0.4 miles | — (No rating) |
| Evelina Hospital School | Other | 0.4 miles | Outstanding — 28 Feb 2013 |