Semi-Detached 4 sales on record

3 NORTHFIELDS

SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0PL

£350,000

Location

Map view View on Google Maps View on OpenStreetMap Street View TN3 0PL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Southfields Road	0.0 miles
Shop	Quarrintons	1.2 miles
Hospital	Tunbridge Wells Independant Hospital	1.9 miles
Train station	High Rocks	2.1 miles
University	Tonbridge Adult Education Centre	3.7 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Floor area

57 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£350,000 Jan 2026

Price per m²

£6,140/m²

Local average

£381,625 (4 sales)

Street crime

7 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 18/05/2018

Expiry date: 17/05/2028

Current heating cost: £479/year

Potential heating cost: £301/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (350)
50 mm internal or external wall insulation (14,000)
Floor insulation (solid floor) (6,000)
Low energy lighting for all fixed outlets (45)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	23/01/2026	£350,000	Semi-detached	+13.8%	£352,440 to April 2026	View transaction
Sold	08/04/2022	£307,500	Semi-detached	+6%	£331,431 to April 2026	View transaction
Sold	06/06/2016	£290,000	Semi-detached	+48.7%	£380,766 to April 2026	View transaction
Sold	02/09/2005	£195,000	Detached	—	£394,369 to April 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
2 PLEASANT VIEW, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0QH	£570,000	03/11/2023	Semi-detached
6 SOUTHFIELDS, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0PD	£750,000	23/09/2022	Semi-detached
8 SOUTHFIELDS, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0PD	£750,000	24/08/2022	Semi-detached
PORTLAND VILLA 2 PENSHURST ROAD, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0PQ	£600,000	24/08/2022	Semi-detached
13 BARDEN ROAD, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0PZ	£540,500	13/07/2022	Semi-detached
THE HAVEN BARDEN ROAD, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0QH	£625,000	10/09/2021	Semi-detached
LONG HEDGES BARDEN ROAD, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0QH	£535,000	25/08/2021	Semi-detached

Area average: £624,357 (7 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -26.6%

10y growth -20.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Tunbridge Wells. Series: Semi-detached. As of April 2026.

1y (index) 1.3%

5y (index) 14%

10y (index) 36.3%

Rental Range

Estimated market rent for Tunbridge Wells. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,365/mo

Realistic £1,517/mo

Optimistic £1,669/mo

Based on Local Authority from postcode lookup → Tunbridge Wells.

LHA (30th percentile) floor for High Weald: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Greenfield Close, TN4	£2,000/mo	3	1.04 miles	OpenRent
2 Bed Flat, Bentham Hill House, TN3	£1,825/mo	2	1.05 miles	OpenRent

Average rent: £1,913/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.55%

Max investor price (0.8%) £239,125

Target investor price (1%) £191,300

Gross yield 6.6%

Cost-to-rent ratio 15.3×

Monthly cashflow £318/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Other crime	2
Anti-social behaviour	1
Burglary	1
Criminal damage and arson	1
Drugs	1
Other theft	1
Total incidents	7

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Speldhurst Church of England Voluntary Aided Primary School	Primary	0.2 miles	Outstanding — 3 Mar 2014
Broomhill Bank School	Other	0.9 miles	Good — 30 Apr 2018
Rusthall St Paul's CofE Primary School	Primary	1.2 miles	Requires improvement — 14 Jun 2023
Bidborough Church of England Voluntary Controlled Primary School	Primary	1.3 miles	Good — 9 Sep 2013
Langton Green Primary School	Primary	1.3 miles	Good — 9 Jun 2024

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
07/11/2017	09/10/2017	3	—

# 3 NORTHFIELDS, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0PL

## Property details

- Slug: `909de54` (address key hash: `909de541ebb2aa4a2831011dac0dfc407b7667db`)
- Postcode: TN3 0PL
- Transactions on record: 4

- Tenure: Freehold
- Property type: Semi-detached
- Floor area: 57 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £350,000 Jan 2026
- Price per m²: £6,140/m²
- Local average: £381,625 (4 sales)
- Street crime: 7 incidents within 1 mile (May 2026)

## Latest sale

- Price: £350,000
- Date: 2026-01-23
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 17/05/2028
- **Current heating cost:** £479/year

### Recommendations
- A (350)
- Q (14,000)
- W2 (6,000)
- E (45)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8003-6184-8229-6197-0583)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £350,000 | Semi-detached | +13.8% | £352,440 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-0764-591c-e063-4704a8c00c31) |
| Sold | 2022-04-08 | £307,500 | Semi-detached | +6% | £331,431 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/de2d0cdf-c8c7-51ee-e053-6c04a8c00671) |
| Sold | 2016-06-06 | £290,000 | Semi-detached | +48.7% | £380,766 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/369dfb15-d4b2-3a19-e050-a8c0620518c6) |
| Sold | 2005-09-02 | £195,000 | Detached | — | £394,369 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/44a760d6-7992-473a-ba70-56ef6f5bb212) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 NORTHFIELDS, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0PL | £350,000 | 23/01/2026 | Semi-detached |
| 3 NORTHFIELDS, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0PL | £307,500 | 08/04/2022 | Semi-detached |
| 3 NORTHFIELDS, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0PL | £290,000 | 06/06/2016 | Semi-detached |
| 3 NORTHFIELDS, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0PL | £195,000 | 02/09/2005 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 PLEASANT VIEW, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0QH | £570,000 | 03/11/2023 | Semi-detached |
| 6 SOUTHFIELDS, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0PD | £750,000 | 23/09/2022 | Semi-detached |
| 8 SOUTHFIELDS, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0PD | £750,000 | 24/08/2022 | Semi-detached |
| PORTLAND VILLA 2 PENSHURST ROAD, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0PQ | £600,000 | 24/08/2022 | Semi-detached |
| 13 BARDEN ROAD, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0PZ | £540,500 | 13/07/2022 | Semi-detached |
| THE HAVEN BARDEN ROAD, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0QH | £625,000 | 10/09/2021 | Semi-detached |
| LONG HEDGES BARDEN ROAD, SPELDHURST, TUNBRIDGE WELLS, KENT, TN3 0QH | £535,000 | 25/08/2021 | Semi-detached |

**Area average:** £624,357 (7 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -26.6%
- **10y growth:** -20.5%

## House Price Index (HM Land Registry)

*Official index for Tunbridge Wells; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1.3%
- **5y growth (index):** 14%
- **10y growth (index):** 36.3%

## Rental Range

*ONS Price Index of Private Rents (Tunbridge Wells). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,365/mo
- **Realistic:** £1,517/mo
- **Optimistic:** £1,669/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for High Weald (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Greenfield Close, TN4 | £2,000/mo | 3 | 1.04 miles | OpenRent |
| 2 Bed Flat, Bentham Hill House, TN3 | £1,825/mo | 2 | 1.05 miles | OpenRent |

**Average rent: £1,913/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £239,125
- **Target investor price (1%):** £191,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,913/mo).*

- **Gross yield:** 6.6%
- **Cost-to-rent:** 15.3×
- **Monthly cashflow:** £318/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Other crime | 2 |
| Anti-social behaviour | 1 |
| Burglary | 1 |
| Criminal damage and arson | 1 |
| Drugs | 1 |
| Other theft | 1 |
| **Total incidents** | **7** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Speldhurst Church of England Voluntary Aided Primary School | Primary | 0.2 miles | Outstanding — 3 Mar 2014 |
| Broomhill Bank School | Other | 0.9 miles | Good — 30 Apr 2018 |
| Rusthall St Paul's CofE Primary School | Primary | 1.2 miles | Requires improvement — 14 Jun 2023 |
| Bidborough Church of England Voluntary Controlled Primary School | Primary | 1.3 miles | Good — 9 Sep 2013 |
| Langton Green Primary School | Primary | 1.3 miles | Good — 9 Jun 2024 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #12632927
- **Address:** 3 Northfields, Speldhurst, TN3 0PL
- **Certificate Issued:** 07/11/2017
- **Work Completed:** 09/10/2017
- **Items:** 3 window(s)