# 205 ST MARGARETS ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4HN

## Property details

- Slug: `8f066f0` (address key hash: `8f066f0d6616f4f2a4fd39a94fa8859daae9320f`)
- Postcode: NR32 4HN
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 5
- Bathrooms: 3
- Last sold: £270,000 Mar 2026
- Local average: £244,917 (24 sales)
- Street crime: 349 incidents within 1 mile (May 2026)

## Latest sale

- Price: £270,000
- Date: 2026-03-31
- Type: S
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-31 | £270,000 | Semi-detached | — | £269,718 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-5eff-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 205 ST MARGARETS ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4HN | £270,000 | 31/03/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [159067901](http://87.117.209.195:8080/listings/9bd7f5c)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £270,000 |
| listed | 2025-03-06 | £280,000 |
| sold | 2017-01-01 | £227,000 |
| sold | 2009-01-01 | £146,000 |
| sold | 2008-01-01 | £166,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 139 HOLLINGSWORTH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4BW | £260,000 | 09/12/2022 | Semi-detached |
| 33 MOUNT PLEASANT, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4JB | £205,000 | 18/11/2022 | Semi-detached |
| 31 OULTON ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4QN | £242,000 | 08/09/2022 | Semi-detached |
| 2 LARCH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 2SP | £165,000 | 13/05/2022 | Semi-detached |
| 61 OULTON ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4QN | £200,000 | 03/03/2022 | Semi-detached |
| 139 HOLLINGSWORTH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4BW | £147,500 | 28/01/2022 | Semi-detached |
| 37 WINNIPEG ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 1TU | £140,000 | 21/01/2022 | Semi-detached |
| 29 OULTON ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4QN | £235,000 | 21/12/2021 | Semi-detached |
| 61 CHURCH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 1TL | £167,000 | 03/12/2021 | Semi-detached |
| 193 ST MARGARETS ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4HN | £200,000 | 02/08/2021 | Semi-detached |

**Area average:** £196,150 (10 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.4%
- **10y growth:** 28.7%

## House Price Index (HM Land Registry)

*Official index for East Suffolk; Semi-detached series; as of April 2026.*

- **1y growth (index):** 2.8%
- **5y growth (index):** 10.9%
- **10y growth (index):** 39.6%

## Rental Range

*ONS Price Index of Private Rents (East Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £751/mo
- **Realistic:** £834/mo
- **Optimistic:** £917/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lowestoft & Great Yarmouth (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 5-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Flat, North Parade, NR32 | £975/mo | 3 | 0.47 miles | OpenRent |

**Average rent: £975/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.36% (weak for cashflow)
- **Max investor price (0.8%):** £121,875
- **Target investor price (1%):** £97,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £975/mo).*

- **Gross yield:** 4.3%
- **Cost-to-rent:** 23.1×
- **Monthly cashflow:** £-211/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 160 |
| Anti-social behaviour | 50 |
| Criminal damage and arson | 41 |
| Shoplifting | 21 |
| Other theft | 12 |
| Other crime | 10 |
| Possession of weapons | 10 |
| Vehicle crime | 10 |
| Drugs | 9 |
| Burglary | 8 |
| Public order | 8 |
| Bicycle theft | 5 |
| Robbery | 3 |
| Theft from the person | 2 |
| **Total incidents** | **349** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Northfield St Nicholas Primary Academy | Primary | 0.0 miles | Good — 4 Oct 2022 |
| St Margaret's Primary Academy | Primary | 0.1 miles | Good — 23 Jan 2022 |
| Poplars Community Primary School | Primary | 0.1 miles | Requires improvement — 4 Feb 2024 |
| Include Suffolk | Other | 0.2 miles | Good — 8 Sep 2024 |
| The Ashley School | Other | 0.2 miles | Outstanding — 16 May 2014 |