Semi-Detached

205 ST MARGARETS ROAD

LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4HN

£270,000

Location

Map view View on Google Maps View on OpenStreetMap Street View NR32 4HN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Sports Centre	0.1 miles
Shop	Jug & Bottle	0.2 miles
Train station	Lowestoft	0.9 miles
Hospital	Airey Close	1.4 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Last sold

£270,000 Mar 2026

Local average

£246,978 (23 sales)

Street crime

349 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	31/03/2026	£270,000	Semi-detached	—	£269,718 to April 2026	View transaction

Historic listings

Checking public listings for past sale and let events matched to this address. Refresh in a few minutes.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
139 HOLLINGSWORTH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4BW	£260,000	09/12/2022	Semi-detached
33 MOUNT PLEASANT, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4JB	£205,000	18/11/2022	Semi-detached
31 OULTON ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4QN	£242,000	08/09/2022	Semi-detached
2 LARCH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 2SP	£165,000	13/05/2022	Semi-detached
61 OULTON ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4QN	£200,000	03/03/2022	Semi-detached
139 HOLLINGSWORTH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4BW	£147,500	28/01/2022	Semi-detached
37 WINNIPEG ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 1TU	£140,000	21/01/2022	Semi-detached
29 OULTON ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4QN	£235,000	21/12/2021	Semi-detached
61 CHURCH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 1TL	£167,000	03/12/2021	Semi-detached
193 ST MARGARETS ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4HN	£200,000	02/08/2021	Semi-detached

Area average: £196,150 (10 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 3.4%

10y growth 29.9%

House Price Index (HM Land Registry — official index, not sold-price averages): East Suffolk. Series: Semi-detached. As of April 2026.

1y (index) 2.8%

5y (index) 10.9%

10y (index) 39.6%

Rental Range

Estimated market rent for East Suffolk. Low = conservative, Realistic = average, Optimistic = best case.

Low £751/mo

Realistic £834/mo

Optimistic £917/mo

Based on Local Authority from postcode lookup → East Suffolk.

LHA (30th percentile) floor for Lowestoft & Great Yarmouth: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Raglan Street, NR32	£950/mo	2	0.36 miles	OpenRent
3 Bed Flat, North Parade, NR32	£975/mo	3	0.47 miles	OpenRent

Average rent: £963/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.36%

Max investor price (0.8%) £120,375

Target investor price (1%) £96,300

Gross yield 4.3%

Cost-to-rent ratio 23.4×

Monthly cashflow £-222/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -3.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	160
Anti-social behaviour	50
Criminal damage and arson	41
Shoplifting	21
Other theft	12
Other crime	10
Possession of weapons	10
Vehicle crime	10
Drugs	9
Burglary	8
Public order	8
Bicycle theft	5
Robbery	3
Theft from the person	2
Total incidents	349

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Northfield St Nicholas Primary Academy	Primary	0.0 miles	Good — 4 Oct 2022
St Margaret's Primary Academy	Primary	0.1 miles	Good — 23 Jan 2022
Poplars Community Primary School	Primary	0.1 miles	Requires improvement — 4 Feb 2024
Include Suffolk	Other	0.2 miles	Good — 8 Sep 2024
The Ashley School	Other	0.2 miles	Outstanding — 16 May 2014

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 205 ST MARGARETS ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4HN

## Property details

- Slug: `8f066f0` (address key hash: `8f066f0d6616f4f2a4fd39a94fa8859daae9320f`)
- Postcode: NR32 4HN
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Last sold: £270,000 Mar 2026
- Local average: £246,978 (23 sales)
- Street crime: 349 incidents within 1 mile (May 2026)

## Latest sale

- Price: £270,000
- Date: 2026-03-31
- Type: S
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-31 | £270,000 | Semi-detached | — | £269,718 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-5eff-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 205 ST MARGARETS ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4HN | £270,000 | 31/03/2026 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 139 HOLLINGSWORTH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4BW | £260,000 | 09/12/2022 | Semi-detached |
| 33 MOUNT PLEASANT, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4JB | £205,000 | 18/11/2022 | Semi-detached |
| 31 OULTON ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4QN | £242,000 | 08/09/2022 | Semi-detached |
| 2 LARCH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 2SP | £165,000 | 13/05/2022 | Semi-detached |
| 61 OULTON ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4QN | £200,000 | 03/03/2022 | Semi-detached |
| 139 HOLLINGSWORTH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4BW | £147,500 | 28/01/2022 | Semi-detached |
| 37 WINNIPEG ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 1TU | £140,000 | 21/01/2022 | Semi-detached |
| 29 OULTON ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4QN | £235,000 | 21/12/2021 | Semi-detached |
| 61 CHURCH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 1TL | £167,000 | 03/12/2021 | Semi-detached |
| 193 ST MARGARETS ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4HN | £200,000 | 02/08/2021 | Semi-detached |

**Area average:** £196,150 (10 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.4%
- **10y growth:** 29.9%

## House Price Index (HM Land Registry)

*Official index for East Suffolk; Semi-detached series; as of April 2026.*

- **1y growth (index):** 2.8%
- **5y growth (index):** 10.9%
- **10y growth (index):** 39.6%

## Rental Range

*ONS Price Index of Private Rents (East Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £751/mo
- **Realistic:** £834/mo
- **Optimistic:** £917/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lowestoft & Great Yarmouth (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Raglan Street, NR32 | £950/mo | 2 | 0.36 miles | OpenRent |
| 3 Bed Flat, North Parade, NR32 | £975/mo | 3 | 0.47 miles | OpenRent |

**Average rent: £963/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.36% (weak for cashflow)
- **Max investor price (0.8%):** £120,375
- **Target investor price (1%):** £96,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £963/mo).*

- **Gross yield:** 4.3%
- **Cost-to-rent:** 23.4×
- **Monthly cashflow:** £-222/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 160 |
| Anti-social behaviour | 50 |
| Criminal damage and arson | 41 |
| Shoplifting | 21 |
| Other theft | 12 |
| Other crime | 10 |
| Possession of weapons | 10 |
| Vehicle crime | 10 |
| Drugs | 9 |
| Burglary | 8 |
| Public order | 8 |
| Bicycle theft | 5 |
| Robbery | 3 |
| Theft from the person | 2 |
| **Total incidents** | **349** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Northfield St Nicholas Primary Academy | Primary | 0.0 miles | Good — 4 Oct 2022 |
| St Margaret's Primary Academy | Primary | 0.1 miles | Good — 23 Jan 2022 |
| Poplars Community Primary School | Primary | 0.1 miles | Requires improvement — 4 Feb 2024 |
| Include Suffolk | Other | 0.2 miles | Good — 8 Sep 2024 |
| The Ashley School | Other | 0.2 miles | Outstanding — 16 May 2014 |