# 2 REGINA ROAD, CHELMSFORD, ESSEX, CM1 1QY

## Property details

- Slug: `8da1235` (address key hash: `8da1235fc52cf9cdc1a9cfb348d44108ba7828c1`)
- Postcode: CM1 1QY
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 1
- Bathrooms: 1
- Floor area: 52 m²
- EPC rating: B
- Last sold: £220,000 Jan 2026
- Price per m²: £4,231/m²
- Local average: £234,780 (91 sales)
- Street crime: 536 incidents within 1 mile (May 2026)

## Latest sale

- Price: £220,000
- Date: 2026-01-30
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** B
- **Expiry date:** 21/03/2032

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2821-5021-1337-9352-6210)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £220,000 | Flat | -10.9% | £220,230 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-c9df-d8ea-e063-4704a8c0bf7d) |
| Sold | 2022-05-20 | £246,995 | Flat | — | £239,245 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/152ab733-7607-e651-e063-4704a8c061d9) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 REGINA ROAD, CHELMSFORD, ESSEX, CM1 1QY | £220,000 | 30/01/2026 | Flat |
| 2 REGINA ROAD, CHELMSFORD, ESSEX, CM1 1QY | £246,995 | 20/05/2022 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167157779](http://87.117.209.195:8080/listings/9ca0513)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £220,000 |
| listed | 2025-09-18 | £220,000 |
| sold | 2022-01-01 | £246,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ALLEN HOUSE 36 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £235,000 | 29/10/2025 | Flat |
| 24 REGINA ROAD, CHELMSFORD, ESSEX, CM1 1QY | £329,995 | 28/04/2023 | Flat |
| ALLEN HOUSE 28 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £239,000 | 17/03/2023 | Flat |
| ALLEN HOUSE 22 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £255,000 | 31/10/2022 | Flat |
| ALLEN HOUSE 9 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £264,995 | 30/09/2022 | Flat |
| ALLEN HOUSE 51 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £271,995 | 09/09/2022 | Flat |
| 90 REGINA ROAD, CHELMSFORD, ESSEX, CM1 1JF | £339,995 | 31/08/2022 | Flat |
| ALLEN HOUSE 1 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £334,995 | 25/08/2022 | Flat |
| ALLEN HOUSE 29 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £327,000 | 16/08/2022 | Flat |
| ALLEN HOUSE 7 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £338,995 | 12/08/2022 | Flat |
| ALLEN HOUSE 12 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £323,134 | 08/08/2022 | Flat |
| ALLEN HOUSE 25 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £252,900 | 05/08/2022 | Flat |
| ALLEN HOUSE 17 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £254,595 | 29/07/2022 | Flat |
| 9 REGINA ROAD, CHELMSFORD, ESSEX, CM1 1QY | £341,995 | 29/07/2022 | Flat |
| ALLEN HOUSE 34 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £344,995 | 29/07/2022 | Flat |
| ALLEN HOUSE 4 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £322,140 | 29/07/2022 | Flat |
| ALLEN HOUSE 10 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £341,995 | 28/07/2022 | Flat |
| ALLEN HOUSE 19 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £269,995 | 28/07/2022 | Flat |
| ALLEN HOUSE 30 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £335,445 | 28/07/2022 | Flat |
| ALLEN HOUSE 11 VICTORIA ROAD, CHELMSFORD, ESSEX, CM1 1PU | £343,995 | 27/07/2022 | Flat |

**Area average:** £303,408 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -7.5%
- **10y growth:** 6.4%

## House Price Index (HM Land Registry)

*Official index for Chelmsford; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -2.6%
- **5y growth (index):** 4.1%
- **10y growth (index):** 16.7%

## Rental Range

*ONS Price Index of Private Rents (Chelmsford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,301/mo
- **Realistic:** £1,445/mo
- **Optimistic:** £1,590/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 1-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Marconi Road, CM1 | £1,500/mo | 2 | 0.22 miles | OpenRent |
| 2 Bed Flat, Radio House, CM1 | £1,600/mo | 2 | 0.39 miles | OpenRent |

**Average rent: £1,550/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.7% (weak for cashflow)
- **Max investor price (0.8%):** £193,750
- **Target investor price (1%):** £155,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,550/mo).*

- **Gross yield:** 8.5%
- **Cost-to-rent:** 11.8×
- **Monthly cashflow:** £504/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 200 |
| Shoplifting | 73 |
| Anti-social behaviour | 64 |
| Public order | 48 |
| Drugs | 41 |
| Other theft | 25 |
| Criminal damage and arson | 18 |
| Other crime | 16 |
| Burglary | 14 |
| Robbery | 10 |
| Possession of weapons | 9 |
| Vehicle crime | 9 |
| Bicycle theft | 5 |
| Theft from the person | 4 |
| **Total incidents** | **536** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Cathedral Church of England Voluntary Aided Primary School, Chelmsford | Primary | 0.1 miles | Good — 13 Dec 2021 |
| Anglia Ruskin University | Other | 0.3 miles | — (No rating) |
| Trinity Road Primary School | Primary | 0.4 miles | Good — 17 Mar 2016 |
| King Edward VI Grammar School, Chelmsford | Secondary | 0.6 miles | Outstanding — 31 Jan 2022 |
| Chelmsford County High School for Girls | Secondary | 0.6 miles | Outstanding — 15 Feb 2024 |