Terraced 3 sales on record

9 UPPER LORD STREET

OSWESTRY, SHROPSHIRE, SY11 1LT

£108,000

Location

Map view View on Google Maps View on OpenStreetMap Street View SY11 1LT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	York Street Stores	0.0 miles
Bus stop	Unknown	0.2 miles
Train station	Oswestry	0.3 miles
Hospital	Oswestry Minor Injuries Unit	0.4 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

51 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£108,000 Mar 2026

Price per m²

£2,118/m²

Local average

£189,402 (26 sales)

Street crime

126 incidents within 1 mile (Jun 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 13/02/2018

Expiry date: 12/02/2028

Current heating cost: £539/year

Potential heating cost: £332/year

Est. upgrade cost to C: £26,350

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Party wall insulation (£300 - £600)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	13/03/2026	£108,000	Terraced	-6.1%	£108,830 to May 2026	View transaction
Sold	29/10/2021	£115,000	Terraced	+52.3%	£136,465 to May 2026	View transaction
Sold	16/08/2019	£75,500	Terraced	—	£102,856 to May 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£108,000
listed	18/06/2025	£110,000
sold	01/01/2021	£115,000
sold	01/01/2019	£75,500
sold	01/01/2004	£74,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
45 YORK STREET, OSWESTRY, SHROPSHIRE, SY11 1LX	£130,000	18/12/2025	Terraced
63 LLOYD STREET, OSWESTRY, SHROPSHIRE, SY11 1NL	£86,000	22/08/2025	Terraced
8 YORK STREET, OSWESTRY, SHROPSHIRE, SY11 1NA	£146,000	30/11/2023	Terraced
ANFIELD HOUSE, 59 LIVERPOOL ROAD, OSWESTRY, SHROPSHIRE, SY11 1NN	£235,000	20/11/2023	Terraced
50 ASH ROAD, OSWESTRY, SHROPSHIRE, SY11 1NB	£145,000	03/11/2023	Terraced
115 WILLOW STREET, OSWESTRY, SHROPSHIRE, SY11 1AJ	£160,000	29/08/2023	Terraced
57 LIVERPOOL ROAD, OSWESTRY, SHROPSHIRE, SY11 1NN	£217,500	25/08/2023	Terraced
102 WILLOW STREET, OSWESTRY, SHROPSHIRE, SY11 1AL	£249,000	07/07/2023	Terraced
16 ALBERT MEWS, OSWESTRY, SHROPSHIRE, SY11 1LP	£128,000	30/06/2023	Terraced
1 WILLOW MEWS, OSWESTRY, SHROPSHIRE, SY11 1PH	£177,500	10/05/2023	Terraced
56 CASTLE STREET, OSWESTRY, SHROPSHIRE, SY11 1JZ	£122,000	31/03/2023	Terraced
59 YORK STREET, OSWESTRY, SHROPSHIRE, SY11 1LS	£70,000	22/12/2022	Terraced
36 ASH ROAD, OSWESTRY, SHROPSHIRE, SY11 1NB	£115,000	25/11/2022	Terraced
86 ALBERT ROAD, OSWESTRY, SHROPSHIRE, SY11 1NJ	£127,750	11/11/2022	Terraced
7 PRINCE STREET, OSWESTRY, SHROPSHIRE, SY11 1LB	£116,000	28/10/2022	Terraced
2 WILLOW MEWS, OSWESTRY, SHROPSHIRE, SY11 1LF	£175,000	28/10/2022	Terraced
25 PRINCE STREET, OSWESTRY, SHROPSHIRE, SY11 1LB	£125,000	03/10/2022	Terraced
7 CASTLE STREET, OSWESTRY, SHROPSHIRE, SY11 1JY	£115,000	26/09/2022	Terraced
32 ASH ROAD, OSWESTRY, SHROPSHIRE, SY11 1NB	£117,500	21/09/2022	Terraced
8 YORK STREET, OSWESTRY, SHROPSHIRE, SY11 1NA	£145,000	14/09/2022	Terraced

Area average: £145,113 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 20.2%

10y growth 56.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Shropshire. Series: Terraced. As of May 2026.

1y (index) 3.1%

5y (index) 22.5%

10y (index) 48.2%

Rental Range

Estimated market rent for Shropshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £735/mo

Realistic £817/mo

Optimistic £899/mo

Based on Local Authority from postcode lookup → Shropshire.

LHA (30th percentile) floor for Shropshire: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Llwyn Road, SY11	£850/mo	2	0.36 miles	OpenRent

Average rent: £850/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.79%

Max investor price (0.8%) £106,250

Target investor price (1%) £85,000

Gross yield 9.4%

Cost-to-rent ratio 10.6×

Monthly cashflow £315/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 12.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~44 m² (0.01 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	61
Anti-social behaviour	14
Shoplifting	13
Criminal damage and arson	10
Robbery	8
Public order	7
Other theft	6
Burglary	3
Bicycle theft	1
Drugs	1
Other crime	1
Vehicle crime	1
Total incidents	126

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Woodside Primary School	Primary	0.3 miles	Good — 6 Mar 2015
Our Lady and St Oswald's Catholic Primary School	Primary	0.5 miles	Good — 21 Sep 2022
Oswestry School	Other	0.5 miles	— (No rating)
Holy Trinity Church of England Primary Academy and Nursery	Primary	0.7 miles	Good — 15 Jan 2024
The Marches School	Secondary	0.7 miles	Good — 19 Nov 2023

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 9 UPPER LORD STREET, OSWESTRY, SHROPSHIRE, SY11 1LT

## Property details

- Slug: `8d6ee5d` (address key hash: `8d6ee5d6724c4a4cdff4c14b19167a163ea053a5`)
- Postcode: SY11 1LT
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 51 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £108,000 Mar 2026
- Price per m²: £2,118/m²
- Local average: £189,402 (26 sales)
- Street crime: 126 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £108,000
- Date: 2026-03-13
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 12/02/2028
- **Current heating cost:** £539/year
- **Est. upgrade cost to C:** £26,350

### Recommendations
- B4 (£300 - £600)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9278-7038-6222-9508-4900)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-13 | £108,000 | Terraced | -6.1% | £108,830 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-619c-b8d0-e063-4704a8c08d98) |
| Sold | 2021-10-29 | £115,000 | Terraced | +52.3% | £136,465 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/d22473f5-fb05-7b40-e053-6c04a8c0a630) |
| Sold | 2019-08-16 | £75,500 | Terraced | — | £102,856 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/919fec05-b797-9a90-e053-6c04a8c0a300) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 UPPER LORD STREET, OSWESTRY, SHROPSHIRE, SY11 1LT | £108,000 | 13/03/2026 | Terraced |
| 9 UPPER LORD STREET, OSWESTRY, SHROPSHIRE, SY11 1LT | £115,000 | 29/10/2021 | Terraced |
| 9 UPPER LORD STREET, OSWESTRY, SHROPSHIRE, SY11 1LT | £75,500 | 16/08/2019 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [163483703](http://87.117.209.195:8080/listings/b46fa88)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £108,000 |
| listed | 2025-06-18 | £110,000 |
| sold | 2021-01-01 | £115,000 |
| sold | 2019-01-01 | £75,500 |
| sold | 2004-01-01 | £74,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 YORK STREET, OSWESTRY, SHROPSHIRE, SY11 1LX | £130,000 | 18/12/2025 | Terraced |
| 63 LLOYD STREET, OSWESTRY, SHROPSHIRE, SY11 1NL | £86,000 | 22/08/2025 | Terraced |
| 8 YORK STREET, OSWESTRY, SHROPSHIRE, SY11 1NA | £146,000 | 30/11/2023 | Terraced |
| ANFIELD HOUSE, 59 LIVERPOOL ROAD, OSWESTRY, SHROPSHIRE, SY11 1NN | £235,000 | 20/11/2023 | Terraced |
| 50 ASH ROAD, OSWESTRY, SHROPSHIRE, SY11 1NB | £145,000 | 03/11/2023 | Terraced |
| 115 WILLOW STREET, OSWESTRY, SHROPSHIRE, SY11 1AJ | £160,000 | 29/08/2023 | Terraced |
| 57 LIVERPOOL ROAD, OSWESTRY, SHROPSHIRE, SY11 1NN | £217,500 | 25/08/2023 | Terraced |
| 102 WILLOW STREET, OSWESTRY, SHROPSHIRE, SY11 1AL | £249,000 | 07/07/2023 | Terraced |
| 16 ALBERT MEWS, OSWESTRY, SHROPSHIRE, SY11 1LP | £128,000 | 30/06/2023 | Terraced |
| 1 WILLOW MEWS, OSWESTRY, SHROPSHIRE, SY11 1PH | £177,500 | 10/05/2023 | Terraced |
| 56 CASTLE STREET, OSWESTRY, SHROPSHIRE, SY11 1JZ | £122,000 | 31/03/2023 | Terraced |
| 59 YORK STREET, OSWESTRY, SHROPSHIRE, SY11 1LS | £70,000 | 22/12/2022 | Terraced |
| 36 ASH ROAD, OSWESTRY, SHROPSHIRE, SY11 1NB | £115,000 | 25/11/2022 | Terraced |
| 86 ALBERT ROAD, OSWESTRY, SHROPSHIRE, SY11 1NJ | £127,750 | 11/11/2022 | Terraced |
| 7 PRINCE STREET, OSWESTRY, SHROPSHIRE, SY11 1LB | £116,000 | 28/10/2022 | Terraced |
| 2 WILLOW MEWS, OSWESTRY, SHROPSHIRE, SY11 1LF | £175,000 | 28/10/2022 | Terraced |
| 25 PRINCE STREET, OSWESTRY, SHROPSHIRE, SY11 1LB | £125,000 | 03/10/2022 | Terraced |
| 7 CASTLE STREET, OSWESTRY, SHROPSHIRE, SY11 1JY | £115,000 | 26/09/2022 | Terraced |
| 32 ASH ROAD, OSWESTRY, SHROPSHIRE, SY11 1NB | £117,500 | 21/09/2022 | Terraced |
| 8 YORK STREET, OSWESTRY, SHROPSHIRE, SY11 1NA | £145,000 | 14/09/2022 | Terraced |

**Area average:** £145,113 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 20.2%
- **10y growth:** 56.4%

## House Price Index (HM Land Registry)

*Official index for Shropshire; Terraced series; as of May 2026.*

- **1y growth (index):** 3.1%
- **5y growth (index):** 22.5%
- **10y growth (index):** 48.2%

## Rental Range

*ONS Price Index of Private Rents (Shropshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £735/mo
- **Realistic:** £817/mo
- **Optimistic:** £899/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Shropshire (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Llwyn Road, SY11 | £850/mo | 2 | 0.36 miles | OpenRent |

**Average rent: £850/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.79% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 9.4%
- **Cost-to-rent:** 10.6×
- **Monthly cashflow:** £315/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 12.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 61 |
| Anti-social behaviour | 14 |
| Shoplifting | 13 |
| Criminal damage and arson | 10 |
| Robbery | 8 |
| Public order | 7 |
| Other theft | 6 |
| Burglary | 3 |
| Bicycle theft | 1 |
| Drugs | 1 |
| Other crime | 1 |
| Vehicle crime | 1 |
| **Total incidents** | **126** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Woodside Primary School | Primary | 0.3 miles | Good — 6 Mar 2015 |
| Our Lady and St Oswald's Catholic Primary School | Primary | 0.5 miles | Good — 21 Sep 2022 |
| Oswestry School | Other | 0.5 miles | — (No rating) |
| Holy Trinity Church of England Primary Academy and Nursery | Primary | 0.7 miles | Good — 15 Jan 2024 |
| The Marches School | Secondary | 0.7 miles | Good — 19 Nov 2023 |