# 87 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PQ

## Property details

- Slug: `8c9f3c2` (address key hash: `8c9f3c236429170692636092da910f5789eb05ba`)
- Postcode: LE11 1PQ
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 133 m²
- EPC rating: E
- Last sold: £245,000 Apr 2026
- Price per m²: £1,842/m²
- Local average: £191,440 (57 sales)
- Street crime: 431 incidents within 1 mile (May 2026)

## Latest sale

- Price: £245,000
- Date: 2026-04-10
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** D
- **Expiry date:** 18/10/2030
- **Current heating cost:** £1,609/year
- **Est. upgrade cost to C:** £16,820

### Recommendations
- A2 (£850 - £1,500)
- A3 (£1,500 - £2,700)
- Q (£4,000 - £14,000)
- E (£45)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9415-3900-6200-9370-7204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-10 | £245,000 | Terraced | +11.4% | £245,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-293f-b8d0-e063-4704a8c08d98) |
| Sold | 2021-04-12 | £220,000 | Terraced | — | £264,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/c6209f5f-7d81-295e-e053-6c04a8c0ddcc) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 87 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PQ | £245,000 | 10/04/2026 | Terraced |
| 87 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PQ | £220,000 | 12/04/2021 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166870370](http://87.117.209.195:8080/listings/5ea9f00)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £245,000 |
| listed | 2025-09-11 | £250,000 |
| sold | 2021-01-01 | £220,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PQ | £170,000 | 19/01/2026 | Terraced |
| 44 HOWARD STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PD | £158,000 | 16/01/2026 | Terraced |
| 26 RENDELL STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LL | £120,000 | 19/12/2025 | Terraced |
| 20 CHARLES STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1NW | £185,000 | 28/11/2025 | Terraced |
| 19 RENDELL STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LJ | £185,000 | 25/11/2025 | Terraced |
| 33 RENDELL STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LJ | £175,000 | 16/10/2025 | Terraced |
| 14 RENDELL STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LL | £186,000 | 15/12/2023 | Terraced |
| 70 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PH | £180,000 | 17/11/2023 | Terraced |
| 7 CHURCH LANDS, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LU | £160,950 | 03/11/2023 | Terraced |
| 37 LIMEHURST AVENUE, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PE | £199,950 | 11/05/2023 | Terraced |
| 30 STANFORD HILL, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LX | £140,000 | 28/11/2022 | Terraced |
| 48 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PH | £195,000 | 10/11/2022 | Terraced |
| 1 CHARLES STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1NW | £194,000 | 04/11/2022 | Terraced |
| 10 CHURCH LANDS, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LU | £153,000 | 07/10/2022 | Terraced |
| 14 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PH | £185,000 | 03/10/2022 | Terraced |
| 49 LINDEN ROAD, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PG | £210,000 | 27/09/2022 | Terraced |
| 31 RENDELL STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LJ | £190,000 | 02/09/2022 | Terraced |
| 40 CHARLES STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1NW | £190,000 | 26/08/2022 | Terraced |
| 38 STANFORD HILL, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LX | £175,000 | 24/08/2022 | Terraced |
| 12 CHURCH LANDS, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LU | £145,000 | 19/08/2022 | Terraced |

**Area average:** £174,845 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.9%
- **10y growth:** 45.7%

## House Price Index (HM Land Registry)

*Official index for Charnwood; Terraced series; as of April 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 20%
- **10y growth (index):** 53.3%

## Rental Range

*ONS Price Index of Private Rents (Charnwood). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £861/mo
- **Realistic:** £957/mo
- **Optimistic:** £1,053/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Leicester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Leopold St, LE11 | £975/mo | 3 | 0.42 miles | OpenRent |

**Average rent: £975/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £121,875
- **Target investor price (1%):** £97,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £975/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 20.9×
- **Monthly cashflow:** £-112/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 117 |
| Anti-social behaviour | 87 |
| Shoplifting | 49 |
| Criminal damage and arson | 48 |
| Public order | 43 |
| Other theft | 23 |
| Burglary | 17 |
| Vehicle crime | 16 |
| Bicycle theft | 10 |
| Drugs | 8 |
| Robbery | 6 |
| Other crime | 4 |
| Possession of weapons | 2 |
| Theft from the person | 1 |
| **Total incidents** | **431** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Limehurst Academy | Secondary | 0.2 miles | Good — 22 May 2013 |
| Rendell Primary School | Primary | 0.2 miles | Good — 3 May 2013 |
| Saint Mary's Catholic Primary School, Loughborough | Primary | 0.5 miles | Good — 19 Oct 2012 |
| ASPIRE: Lifeskills | Other | 0.5 miles | Good — 31 Jul 2022 |
| Cobden Primary School & Community Centre | Primary | 0.5 miles | Good — 20 Jun 2018 |