Terraced 2 sales on record

87 LOWER CAMBRIDGE STREET

LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PQ

£245,000

Location

Map view View on Google Maps View on OpenStreetMap Street View LE11 1PQ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	B&Q	0.1 miles
Bus stop	Clarence Street	0.2 miles
Train station	Loughborough	0.5 miles
University	Loughborough University	1.6 miles
Hospital	Whitwick Health Centre	6.9 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

133 m²

EPC rating

Last sold

£245,000 Apr 2026

Price per m²

£1,842/m²

Local average

£191,440 (57 sales)

Street crime

431 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: D

Inspection date: 19/10/2020

Expiry date: 18/10/2030

Current heating cost: £1,609/year

Potential heating cost: £1,220/year

Est. upgrade cost to C: £16,820

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
Room-in-roof insulation (£1,500 - £2,700)
50 mm internal or external wall insulation (£4,000 - £14,000)
Low energy lighting for all fixed outlets (£45)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	10/04/2026	£245,000	Terraced	+11.4%	£245,000 to April 2026	View transaction
Sold	12/04/2021	£220,000	Terraced	—	£264,000 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£245,000
listed	11/09/2025	£250,000
sold	01/01/2021	£220,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
7 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PQ	£170,000	19/01/2026	Terraced
44 HOWARD STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PD	£158,000	16/01/2026	Terraced
26 RENDELL STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LL	£120,000	19/12/2025	Terraced
20 CHARLES STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1NW	£185,000	28/11/2025	Terraced
19 RENDELL STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LJ	£185,000	25/11/2025	Terraced
33 RENDELL STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LJ	£175,000	16/10/2025	Terraced
14 RENDELL STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LL	£186,000	15/12/2023	Terraced
70 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PH	£180,000	17/11/2023	Terraced
7 CHURCH LANDS, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LU	£160,950	03/11/2023	Terraced
37 LIMEHURST AVENUE, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PE	£199,950	11/05/2023	Terraced
30 STANFORD HILL, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LX	£140,000	28/11/2022	Terraced
48 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PH	£195,000	10/11/2022	Terraced
1 CHARLES STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1NW	£194,000	04/11/2022	Terraced
10 CHURCH LANDS, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LU	£153,000	07/10/2022	Terraced
14 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PH	£185,000	03/10/2022	Terraced
49 LINDEN ROAD, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PG	£210,000	27/09/2022	Terraced
31 RENDELL STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LJ	£190,000	02/09/2022	Terraced
40 CHARLES STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1NW	£190,000	26/08/2022	Terraced
38 STANFORD HILL, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LX	£175,000	24/08/2022	Terraced
12 CHURCH LANDS, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LU	£145,000	19/08/2022	Terraced

Area average: £174,845 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 2.9%

10y growth 45.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Charnwood. Series: Terraced. As of April 2026.

1y (index) 4%

5y (index) 20%

10y (index) 53.3%

Rental Range

Estimated market rent for Charnwood. Low = conservative, Realistic = average, Optimistic = best case.

Low £861/mo

Realistic £957/mo

Optimistic £1,053/mo

Based on Local Authority from postcode lookup → Charnwood.

LHA (30th percentile) floor for Leicester: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Leopold St, LE11	£975/mo	3	0.42 miles	OpenRent

Average rent: £975/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.4%

Max investor price (0.8%) £121,875

Target investor price (1%) £97,500

Gross yield 4.8%

Cost-to-rent ratio 20.9×

Monthly cashflow £-112/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	117
Anti-social behaviour	87
Shoplifting	49
Criminal damage and arson	48
Public order	43
Other theft	23
Burglary	17
Vehicle crime	16
Bicycle theft	10
Drugs	8
Robbery	6
Other crime	4
Possession of weapons	2
Theft from the person	1
Total incidents	431

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Limehurst Academy	Secondary	0.2 miles	Good — 22 May 2013
Rendell Primary School	Primary	0.2 miles	Good — 3 May 2013
Saint Mary's Catholic Primary School, Loughborough	Primary	0.5 miles	Good — 19 Oct 2012
ASPIRE: Lifeskills	Other	0.5 miles	Good — 31 Jul 2022
Cobden Primary School & Community Centre	Primary	0.5 miles	Good — 20 Jun 2018

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 87 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PQ

## Property details

- Slug: `8c9f3c2` (address key hash: `8c9f3c236429170692636092da910f5789eb05ba`)
- Postcode: LE11 1PQ
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 133 m²
- EPC rating: E
- Last sold: £245,000 Apr 2026
- Price per m²: £1,842/m²
- Local average: £191,440 (57 sales)
- Street crime: 431 incidents within 1 mile (May 2026)

## Latest sale

- Price: £245,000
- Date: 2026-04-10
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** D
- **Expiry date:** 18/10/2030
- **Current heating cost:** £1,609/year
- **Est. upgrade cost to C:** £16,820

### Recommendations
- A2 (£850 - £1,500)
- A3 (£1,500 - £2,700)
- Q (£4,000 - £14,000)
- E (£45)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9415-3900-6200-9370-7204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-10 | £245,000 | Terraced | +11.4% | £245,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-293f-b8d0-e063-4704a8c08d98) |
| Sold | 2021-04-12 | £220,000 | Terraced | — | £264,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/c6209f5f-7d81-295e-e053-6c04a8c0ddcc) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 87 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PQ | £245,000 | 10/04/2026 | Terraced |
| 87 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PQ | £220,000 | 12/04/2021 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166870370](http://87.117.209.195:8080/listings/5ea9f00)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £245,000 |
| listed | 2025-09-11 | £250,000 |
| sold | 2021-01-01 | £220,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PQ | £170,000 | 19/01/2026 | Terraced |
| 44 HOWARD STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PD | £158,000 | 16/01/2026 | Terraced |
| 26 RENDELL STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LL | £120,000 | 19/12/2025 | Terraced |
| 20 CHARLES STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1NW | £185,000 | 28/11/2025 | Terraced |
| 19 RENDELL STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LJ | £185,000 | 25/11/2025 | Terraced |
| 33 RENDELL STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LJ | £175,000 | 16/10/2025 | Terraced |
| 14 RENDELL STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LL | £186,000 | 15/12/2023 | Terraced |
| 70 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PH | £180,000 | 17/11/2023 | Terraced |
| 7 CHURCH LANDS, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LU | £160,950 | 03/11/2023 | Terraced |
| 37 LIMEHURST AVENUE, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PE | £199,950 | 11/05/2023 | Terraced |
| 30 STANFORD HILL, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LX | £140,000 | 28/11/2022 | Terraced |
| 48 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PH | £195,000 | 10/11/2022 | Terraced |
| 1 CHARLES STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1NW | £194,000 | 04/11/2022 | Terraced |
| 10 CHURCH LANDS, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LU | £153,000 | 07/10/2022 | Terraced |
| 14 LOWER CAMBRIDGE STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PH | £185,000 | 03/10/2022 | Terraced |
| 49 LINDEN ROAD, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1PG | £210,000 | 27/09/2022 | Terraced |
| 31 RENDELL STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LJ | £190,000 | 02/09/2022 | Terraced |
| 40 CHARLES STREET, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1NW | £190,000 | 26/08/2022 | Terraced |
| 38 STANFORD HILL, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LX | £175,000 | 24/08/2022 | Terraced |
| 12 CHURCH LANDS, LOUGHBOROUGH, CHARNWOOD, LEICESTERSHIRE, LE11 1LU | £145,000 | 19/08/2022 | Terraced |

**Area average:** £174,845 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.9%
- **10y growth:** 45.7%

## House Price Index (HM Land Registry)

*Official index for Charnwood; Terraced series; as of April 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 20%
- **10y growth (index):** 53.3%

## Rental Range

*ONS Price Index of Private Rents (Charnwood). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £861/mo
- **Realistic:** £957/mo
- **Optimistic:** £1,053/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Leicester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Leopold St, LE11 | £975/mo | 3 | 0.42 miles | OpenRent |

**Average rent: £975/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £121,875
- **Target investor price (1%):** £97,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £975/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 20.9×
- **Monthly cashflow:** £-112/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 117 |
| Anti-social behaviour | 87 |
| Shoplifting | 49 |
| Criminal damage and arson | 48 |
| Public order | 43 |
| Other theft | 23 |
| Burglary | 17 |
| Vehicle crime | 16 |
| Bicycle theft | 10 |
| Drugs | 8 |
| Robbery | 6 |
| Other crime | 4 |
| Possession of weapons | 2 |
| Theft from the person | 1 |
| **Total incidents** | **431** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Limehurst Academy | Secondary | 0.2 miles | Good — 22 May 2013 |
| Rendell Primary School | Primary | 0.2 miles | Good — 3 May 2013 |
| Saint Mary's Catholic Primary School, Loughborough | Primary | 0.5 miles | Good — 19 Oct 2012 |
| ASPIRE: Lifeskills | Other | 0.5 miles | Good — 31 Jul 2022 |
| Cobden Primary School & Community Centre | Primary | 0.5 miles | Good — 20 Jun 2018 |