# 20 MARBLE CRESCENT, KENDAL, WESTMORLAND AND FURNESS, LA9 5FP

## Property details

- Slug: `8a379da` (address key hash: `8a379da8da1058f2847a5999e6d6369cc3794df0`)
- Postcode: LA9 5FP
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 130 m²
- EPC rating: B
- Last sold: £600,000 Mar 2026
- Price per m²: £4,615/m²
- Local average: £479,234 (36 sales)
- Street crime: 141 incidents within 1 mile (May 2026)

## Latest sale

- Price: £600,000
- Date: 2026-03-11
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 30/05/2033
- **Current heating cost:** £668/year
- **Est. upgrade cost to C:** £4,500

### Recommendations
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1500-5792-0232-6079-3573)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-11 | £600,000 | Detached | +15.4% | £603,361 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-f374-8922-e063-4804a8c094d0) |
| Sold | 2023-07-31 | £520,000 | Detached | — | £558,922 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/2acace8c-aa61-295e-e063-4804a8c0b0eb) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 MARBLE CRESCENT, KENDAL, WESTMORLAND AND FURNESS, LA9 5FP | £600,000 | 11/03/2026 | Detached |
| 20 MARBLE CRESCENT, KENDAL, WESTMORLAND AND FURNESS, LA9 5FP | £520,000 | 31/07/2023 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [149448857](http://87.117.209.195:8080/listings/c1ee21a)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £600,000 |
| listed | 2024-06-21 | £680,000 |
| sold | 2023-01-01 | £520,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 30 GREENWOOD, KENDAL, WESTMORLAND AND FURNESS, LA9 5ED | £480,000 | 19/11/2025 | Detached |
| 36 GREENWOOD, KENDAL, WESTMORLAND AND FURNESS, LA9 5ED | £500,000 | 06/12/2024 | Detached |
| 4 MARBLE CRESCENT, KENDAL, WESTMORLAND AND FURNESS, LA9 5FP | £525,000 | 23/01/2023 | Detached |
| 6 MARBLE CRESCENT, KENDAL, WESTMORLAND AND FURNESS, LA9 5FP | £525,000 | 12/01/2023 | Detached |
| 13 LIMESTONE ROAD, KENDAL, WESTMORLAND AND FURNESS, LA9 5FQ | £480,000 | 11/11/2022 | Detached |
| 11 LIMESTONE ROAD, KENDAL, WESTMORLAND AND FURNESS, LA9 5FQ | £480,000 | 04/11/2022 | Detached |
| 9 LIMESTONE ROAD, KENDAL, WESTMORLAND AND FURNESS, LA9 5FQ | £440,000 | 14/10/2022 | Detached |
| 25 LIMESTONE ROAD, KENDAL, WESTMORLAND AND FURNESS, LA9 5FQ | £350,000 | 26/08/2022 | Detached |
| 40 LIMESTONE ROAD, KENDAL, WESTMORLAND AND FURNESS, LA9 5FQ | £340,000 | 26/08/2022 | Detached |
| 27 LIMESTONE ROAD, KENDAL, WESTMORLAND AND FURNESS, LA9 5FQ | £430,000 | 19/08/2022 | Detached |
| 29 LIMESTONE ROAD, KENDAL, WESTMORLAND AND FURNESS, LA9 5FQ | £350,000 | 12/08/2022 | Detached |
| 42 LIMESTONE ROAD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5FQ | £340,000 | 12/08/2022 | Detached |
| 2 APPLEWOOD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5EJ | £380,000 | 16/06/2022 | Detached |
| 38 LIMESTONE ROAD, KENDAL, WESTMORLAND AND FURNESS, LA9 5FQ | £465,000 | 10/06/2022 | Detached |
| 14 UNDERWOOD, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5EB | £520,000 | 06/06/2022 | Detached |
| 36 LIMESTONE ROAD, KENDAL, WESTMORLAND AND FURNESS, LA9 5FQ | £460,000 | 26/05/2022 | Detached |
| 7 LIMESTONE ROAD, KENDAL, WESTMORLAND AND FURNESS, LA9 5FQ | £425,000 | 20/05/2022 | Detached |
| 5 LIMESTONE ROAD, KENDAL, WESTMORLAND AND FURNESS, LA9 5FQ | £450,000 | 20/05/2022 | Detached |
| 3 LIMESTONE ROAD, KENDAL, WESTMORLAND AND FURNESS, LA9 5FQ | £390,000 | 08/04/2022 | Detached |
| BEECHCROFT, 21 GREENSIDE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 5DU | £435,000 | 04/02/2022 | Detached |

**Area average:** £438,250 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -12.1%
- **10y growth:** 14.5%

## House Price Index (HM Land Registry)

*Official index for North West; Detached series; as of April 2026.*

- **1y growth (index):** 5.5%
- **5y growth (index):** 24.2%
- **10y growth (index):** 53.6%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Detached House, Limestone Road, LA9 | £1,850/mo | 4 | 0.04 miles | OpenRent |

**Average rent: £1,850/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.31% (weak for cashflow)
- **Max investor price (0.8%):** £231,250
- **Target investor price (1%):** £185,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,850/mo).*

- **Gross yield:** 3.7%
- **Cost-to-rent:** 27×
- **Monthly cashflow:** £-723/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 67 |
| Criminal damage and arson | 17 |
| Public order | 15 |
| Drugs | 11 |
| Shoplifting | 9 |
| Anti-social behaviour | 8 |
| Other theft | 7 |
| Bicycle theft | 2 |
| Robbery | 2 |
| Vehicle crime | 2 |
| Other crime | 1 |
| **Total incidents** | **141** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Ghyllside Primary School | Primary | 0.3 miles | Good — 23 May 2014 |
| Kendal Nursery School | Nursery | 0.6 miles | Outstanding — 10 Nov 2014 |
| Vicarage Park CofE Primary School | Primary | 0.6 miles | Good — 23 Oct 2017 |
| South Lakes Academy | Other | 0.6 miles | Good — 12 Sep 2024 |
| Dean Gibson Catholic Primary School, Kendal | Primary | 0.7 miles | Good — 17 May 2016 |