# 5 LUTON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NG

## Property details

- Slug: `88cd511` (address key hash: `88cd5119cf3d16b720f52a5f05436220ec5455e7`)
- Postcode: HX1 4NG
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 170 m²
- EPC rating: E
- Year built: England and Wales: before 1900
- Last sold: £8,500 Oct 1995
- Price per m²: £50/m²
- Local average: £117,769 (47 sales)
- Street crime: 696 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £8,500
- Date: 1995-10-06
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 03/03/2027
- **Current heating cost:** £2,155/year
- **Est. upgrade cost to C:** £15,020

### Recommendations
- A3 (£1,500 - £2,700)
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- E (£20)
- G (£350 - £450)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0148-2012-7257-3403-8914)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 1995-10-06 | £8,500 | Terraced | — | £43,930 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/13726584-8e21-48ac-80a3-dd8813bcfe71) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 LUTON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NG | £8,500 | 06/10/1995 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 24 CLAY STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4RX | £80,000 | 11/11/2025 | Terraced |
| 2 ADELAIDE STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LY | £70,000 | 21/07/2025 | Terraced |
| 303 GIBBET STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4JX | £100,000 | 21/08/2023 | Terraced |
| 3 RYBURN TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4SE | £73,000 | 20/01/2023 | Terraced |
| 260 GIBBET STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4LT | £65,000 | 23/11/2022 | Terraced |
| 16 WALSH STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NW | £86,000 | 08/07/2022 | Terraced |
| 19 WAINMAN STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4RY | £62,500 | 05/05/2022 | Terraced |
| 8 CLAY STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4RX | £68,000 | 24/01/2022 | Terraced |
| 1 ALFRED STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NP | £49,000 | 13/12/2021 | Terraced |
| 4 BURLINGTON STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NR | £39,000 | 02/12/2021 | Terraced |
| 231 QUEENS ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4NJ | £150,000 | 22/11/2021 | Terraced |

**Area average:** £76,591 (11 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.2%
- **10y growth:** 72.1%

## House Price Index (HM Land Registry)

*Official index for Calderdale; Terraced series; as of July 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 24.9%
- **10y growth (index):** 56%

## Rental Range

*ONS Price Index of Private Rents (Calderdale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £680/mo
- **Realistic:** £756/mo
- **Optimistic:** £832/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Halifax (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Brunswick Gardens, HX1 | £750/mo | 2 | 0.66 miles | OpenRent |
| 4 Bed Terraced House, College Terrace, HX1 | £1,099/mo | 4 | 0.68 miles | OpenRent |

**Average rent: £925/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 10.88% (strong)
- **Max investor price (0.8%):** £115,625
- **Target investor price (1%):** £92,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £925/mo).*

- **Gross yield:** 130.6%
- **Cost-to-rent:** 0.8×
- **Monthly cashflow:** £774/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 376.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 251 |
| Anti-social behaviour | 121 |
| Shoplifting | 61 |
| Public order | 59 |
| Other theft | 41 |
| Criminal damage and arson | 40 |
| Vehicle crime | 35 |
| Drugs | 34 |
| Burglary | 21 |
| Other crime | 14 |
| Robbery | 8 |
| Possession of weapons | 7 |
| Bicycle theft | 2 |
| Theft from the person | 2 |
| **Total incidents** | **696** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Mount Pellon Primary Academy | Primary | 0.3 miles | Good — 10 Feb 2019 |
| St Augustine's CofE School | Primary | 0.3 miles | Inadequate — 25 Nov 2021 |
| Beacon Lights Schools | Other | 0.4 miles | Good — 15 May 2022 |
| Calderdale College | Other | 0.4 miles | — (No rating) |
| The Halifax Academy | Other | 0.5 miles | Good — 1 Aug 2023 |