# 134 WHITE HART LANE, COLLIER ROW, ROMFORD, HAVERING, GREATER LONDON, RM7 8LX

## Property details

- Slug: `8763e06` (address key hash: `8763e0605bb2e5473737e320fe245a9f188ce1f0`)
- Postcode: RM7 8LX
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 70 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £475,000 Mar 2026
- Price per m²: £6,786/m²
- Local average: £447,388 (49 sales)
- Street crime: 155 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £475,000
- Date: 2026-03-11
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 29/01/2031
- **Current heating cost:** £572/year
- **Est. upgrade cost to C:** £15,920

### Recommendations
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- E (£20)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2017-2169-0002-0479-2802)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-11 | £475,000 | Terraced | +24% | £483,293 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-149a-8922-e063-4804a8c094d0) |
| Sold | 2021-05-28 | £383,000 | Terraced | — | £455,518 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/c8a3a576-123c-0425-e053-6c04a8c0947b) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 134 WHITE HART LANE, COLLIER ROW, ROMFORD, HAVERING, GREATER LONDON, RM7 8LX | £475,000 | 11/03/2026 | Terraced |
| 134 WHITE HART LANE, COLLIER ROW, ROMFORD, HAVERING, GREATER LONDON, RM7 8LX | £383,000 | 28/05/2021 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 145 LYNTON AVENUE, ROMFORD, HAVERING, GREATER LONDON, RM7 8NB | £385,000 | 21/08/2025 | Terraced |
| 33 VICTORY WAY, ROMFORD, HAVERING, GREATER LONDON, RM7 8PA | £405,000 | 10/07/2025 | Terraced |
| 14 RODNEY WAY, ROMFORD, HAVERING, GREATER LONDON, RM7 8PD | £460,000 | 03/11/2023 | Terraced |
| 16 RODNEY WAY, ROMFORD, HAVERING, GREATER LONDON, RM7 8PD | £435,600 | 10/11/2022 | Terraced |
| 8 ARGUS CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8NJ | £550,000 | 07/11/2022 | Terraced |
| 149 LYNTON AVENUE, ROMFORD, HAVERING, GREATER LONDON, RM7 8NB | £420,000 | 27/10/2022 | Terraced |
| 8 HOOD WALK, ROMFORD, HAVERING, GREATER LONDON, RM7 8NU | £423,000 | 26/10/2022 | Terraced |
| 151 LYNTON AVENUE, ROMFORD, HAVERING, GREATER LONDON, RM7 8NB | £397,500 | 25/10/2022 | Terraced |
| 11 RAMSDEN DRIVE, COLLIER ROW, ROMFORD, HAVERING, GREATER LONDON, RM5 2NJ | £550,000 | 21/07/2022 | Terraced |
| 1 RAMSDEN DRIVE, COLLIER ROW, ROMFORD, HAVERING, GREATER LONDON, RM5 2NJ | £545,000 | 20/07/2022 | Terraced |
| 21 ELIZABETH CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8NX | £375,000 | 01/07/2022 | Terraced |
| 9 RAMSDEN DRIVE, COLLIER ROW, ROMFORD, HAVERING, GREATER LONDON, RM5 2NJ | £437,750 | 16/06/2022 | Terraced |
| 22 MELVILLE ROAD, ROMFORD, HAVERING, GREATER LONDON, RM5 2AJ | £520,000 | 12/05/2022 | Terraced |
| 85 LOWSHOE LANE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AS | £380,000 | 31/03/2022 | Terraced |
| 12A RAMSDEN DRIVE, COLLIER ROW, ROMFORD, HAVERING, GREATER LONDON, RM5 2NJ | £415,000 | 25/02/2022 | Terraced |
| 4 ARGUS CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8NJ | £430,000 | 25/01/2022 | Terraced |

**Area average:** £445,553 (16 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.3%
- **10y growth:** 44.4%

## House Price Index (HM Land Registry)

*Official index for Havering; Terraced series; as of May 2026.*

- **1y growth (index):** 3.3%
- **5y growth (index):** 18.9%
- **10y growth (index):** 36.2%

## Rental Range

*ONS Price Index of Private Rents (Havering). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,407/mo
- **Realistic:** £1,563/mo
- **Optimistic:** £1,719/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer North East London (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Bungalow, Redriff Road, RM7 | £500/mo | 2 | 0.5 miles | OpenRent |
| 3 Bed End Terrace, Percy Road, RM7 | £515/mo | 3 | 0.7 miles | OpenRent |

**Average rent: £508/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.11% (weak for cashflow)
- **Max investor price (0.8%):** £63,500
- **Target investor price (1%):** £50,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £508/mo).*

- **Gross yield:** 1.3%
- **Cost-to-rent:** 78×
- **Monthly cashflow:** £-1,438/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -12.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 55 |
| Anti-social behaviour | 31 |
| Other theft | 18 |
| Shoplifting | 13 |
| Vehicle crime | 9 |
| Public order | 8 |
| Burglary | 7 |
| Theft from the person | 6 |
| Drugs | 3 |
| Other crime | 2 |
| Robbery | 2 |
| Criminal damage and arson | 1 |
| **Total incidents** | **155** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Patrick's Catholic Primary School | Primary | 0.2 miles | Good — 15 Jun 2012 |
| Crownfield Junior School | Primary | 0.3 miles | Good — 11 Jun 2014 |
| Crownfield Infant School | Primary | 0.3 miles | Good — 15 Oct 2014 |
| Clockhouse Primary School | Primary | 0.6 miles | Outstanding — 16 Jul 2023 |
| Parklands Primary School | Primary | 0.9 miles | Good — 9 Jun 2024 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9293859
- **Address:** 134 White Hart Lane, ROMFORD, RM7 8LX
- **Certificate Issued:** 07/01/2013
- **Work Completed:** 15/12/2012
- **Items:** 1 door(s)